The Reason You Are Here?
You have a good stable income but…
Something is not right!
Your savings are missing
Your household budget is random
You feel overwhelmed on what to do
You are stressed… and unhappy
You might be arguing with your spouse
… and your family and freedom is suffering.
You have no strategy, no budget, no idea…
We are here to untangle the mess and get you on track with education, tools and goal achievement.
Us… Yes Us – Andrew and Alyssa…
We have been in your situation with financial stress, hating our
jobs, feeling conflicted, chasing money for bills…
Now we attract abundance and financial freedom.
Backed by real results and accredited finance expertise, our practical budgeting system has been developed through our own property and finance journey, and we’re proud to have been successfully coaching others since 2018.
Are you time-poor?
A couple, family or single?
Have a good income and a growth mindset?
Not an ‘excuse maker’?
Wanting to have knowledge and control of your finances?
Have a ‘can-do’ focus and feel empowered?
You Are Here
for a
REASON
Your Reason
It’s about LIFE.
While we talk dollars and tools, it’s ultimately also coaching you towards a more balanced life and better wellbeing.
We don’t just do budgets. The life transformation our client’s achieve is about more than money, their whole life generates a greater purpose with more clarity and control.
Since engaging with Andrew & Alyssa, not only have our finances come out on top..So has our relationship.Cass & Liam - Clients 2023
Here’s Your First Step
Andrew & Alyssa are kind, honest and prompt, and have supported us with a beautiful structure
for our finances that we are seeing each week to continue to grow.Claire & Hamid - Clients 2023
๐๐ฟ๐ฒ ๐๐ผ๐ ๐๐๐๐ฐ๐ธ ๐ถ๐ป ๐๐ต๐ฒ ๐ฟ๐ฒ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ฒ ๐ฐ๐๐ฐ๐น๐ฒ? ๐
Refinance to clear debt. Feel relief. A few years pass. More debt appears. Refinance again. Repeat.
Sound familiar?
Refinancing without fixing your spending habits is like mopping up water while the tap's still running. You can work harder, move faster, get a bigger mop โ but until you turn off the tap, you're just going to keep mopping forever.
We get it. Refinancing feels like the solution. Lower payments. Breathing room. Problem solved... except it's not. You've just moved the problem and made it bigger.
๐ง๐ต๐ฒ ๐ด๐ผ๐ผ๐ฑ ๐ป๐ฒ๐๐? When refinancing is paired with the right strategy, it actually works.
We help families break free from the refinance cycle with personalized budget plans that fit YOUR life, YOUR income, and YOUR goals. Not restrictive. Not deprivating. Just real strategies that help you:
โ Get crystal clear on where your money actually goes
โ Make confident spending decisions (without the guilt)
โ Reduce debt strategically while still enjoying life
โ Build toward mortgage freedom, not further away from it
You don't have to choose between living well today and securing your future. You can do both โ with the right plan.
Ready to stop refinancing your problems and start solving them?
โ๏ธ Book your discovery meeting with us today: www.yourbudgetmates.com.au
๐ Read more: yourbudgetmates.com.au/refinancing-debt-youre-turning-your-biggest-asset-into-your-biggest-liabil...
๐ฌ๐ผ๐๐ฟ ๐๐๐ฑ๐ด๐ฒ๐ ๐ ๐ฎ๐๐ฒ๐: ๐๐ถ๐ณ๐ฒ-๐๐ต๐ฎ๐ป๐ด๐ถ๐ป๐ด ๐๐๐ฑ๐ด๐ฒ๐๐ถ๐ป๐ด ๐ณ๐ผ๐ฟ ๐๐ผ๐ฎ๐น ๐ฆ๐ฒ๐๐๐ฒ๐ฟ๐. ... See MoreSee Less
Refinancing Debt: You're Turning Your Biggest Asset Into Your Biggest Liability - Your Budget Mates
yourbudgetmates.com.au
Stop refinancing your problems. Learn how personalised budget strategies create real debt reduction and mortgage freedom.0 CommentsComment on Facebook
2026 is going to pass either way.
365 days will tick by whether you use them wisely or waste them.
The only question is whether you'll end it celebrating your progress or making the same excuses you made last January.
"I'll start next month."
"Things are too crazy right now."
"I just need to get through this first."
Sound familiar?
Those are the same things you said last year. And look where that got you.
This year, try something different.
Start now. Commit fully. Follow through completely.
And see what happens when you actually give yourself a chance to succeed.
www.yourbudgetmates.com.au
๐ฆ๐๐ผ๐ฝ ๐ฝ๐ฟ๐ผ๐ฐ๐ฟ๐ฎ๐๐๐ถ๐ป๐ฎ๐๐ถ๐ป๐ด, ๐๐ผ๐ฟ๐ ๐๐ผ๐๐ฟ ๐ฏ๐ฒ๐๐ ๐น๐ถ๐ณ๐ฒ โ ๐ก๐ข๐ช! ... See MoreSee Less
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Today, our national day of celebration, we celebrate what makes this country great. The opportunities. The lifestyle. The fair go.
But here's a question...
Are you actually living the Australian dream you deserve?
Or are you stuck in a cycle of paycheck to paycheck, debt stress, and money worries that rob you of enjoying the life this country offers?
Because financial freedom is part of the Aussie dream too.
Being able to take the kids to the beach without stressing about the cost. Firing up the barbie without checking your balance first. Actually enjoying your long weekend instead of worrying about bills.
That's what we all deserve.
But it doesn't happen by accident. It happens by design.
So today, while you're celebrating everything that makes Australia great, ask yourself...
What would financial freedom give YOU back?
What would your life look like without the constant money stress?
And what are you willing to do to make that your reality in 2026?
This is YOUR year. YOUR country. YOUR opportunity.
Make it count.
www.yourbudgetmates.com.au
๐๐ฎ๐ฝ๐ฝ๐ ๐๐๐๐๐ฟ๐ฎ๐น๐ถ๐ฎ ๐๐ฎ๐! ... See MoreSee Less
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You can't control everything that happens in 2026.
Job changes. Family emergencies. Unexpected expenses. Life happens.
But you CAN control whether you have a plan, a system, and the commitment to follow through.
And that makes all the difference.
Because when life throws you curveballs (and it will), having a system means you bend instead of break.
Having a plan means you adjust instead of quit.
Having accountability means you keep going instead of giving up.
So no, you can't control everything.
But you can control what matters most.
www.yourbudgetmates.com.au
๐๐ผ๐ปโ๐ ๐ด๐ถ๐๐ฒ ๐๐ฝ ๐ผ๐ป ๐๐ผ๐๐ฟ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐ณ๐๐๐๐ฟ๐ฒ ๐ถ๐ป ๐ฎ๐ฌ๐ฎ๐ฒ. ... See MoreSee Less
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