The Reason You Are Here?

Feeling overwhelmedArguments over moneyFinancial AnxietyFinancially Disconnected"something is missing"

You are not alone

Your Reason For Being Here is Clear

You Want Change

You have a good stable income but…
Something is not right!

Your savings are missing
Your household budget is random
You feel overwhelmed on what to do
You are stressed… and unhappy
You might be arguing with your spouse
… and your family and freedom is suffering.

You have no strategy, no budget, no idea…

We are here to untangle the mess and get you on track with education, tools and goal achievement.

We have been there too!

Us… Yes Us – Andrew and Alyssa…
We have been in your situation with financial stress, hating our
jobs, feeling conflicted, chasing money for bills…
Now we attract abundance and financial freedom.

Backed by real results and accredited finance expertise, our practical budgeting system has been developed through our own property and finance journey, and we’re proud to have been successfully coaching others since 2018.

See Our Story

Our Mantra

Helping YOU to discover the amazing possibilities of your Financial Future,
develop positive Financial Habits & SMASH your Financial Goals!

Do you WANT...?

saving-holiday-plans-your-budget-mates-financial-family-goals-australia
A savings plan for your next holiday
spend-freely-guilt-free-your-budget-mates-australia
To spend guilt-free without pressure
good-relationship-money-your-budget-mates-personal-wealth-finance-australia
To improve your relationship with money
invest-save-success-your-budget-mates-personal-money-finance-australia
To shift from Owing to Owning
retirement-saving-happy-your-budget-mates-financial-funds-australia
To invest for retirement
enjoy-life-happy-your-budget-mates-financial-budgeting-goals-retire-australia
To enjoy your life

Do you NEED...?

talk-about-money-your-budget-mates-financial-goals-plan-success-australia
To stop arguing about money
build-savings-wealth-your-budget-mates-financial-plan-budgeting-australia
Investment strategies for the future
savings-fees-education-your-budget-mates-financial-goals-australia
Affordability for school fees
house-deposit-saving-your-budget-mates-financial-goals-australia
Better budgeting for a house deposit
build-savings-your-budget-mates-financial-plan-australia
To feel empowered with your money
cashflow-your-budget-mates-financial-funds-australia
Less stress, and more financial freedom

Let Us Be Clear

Budgeting is not a negative… it’s not about sacrificing…
It’s about CREATING abundance 

Sort your budget, Sort your life.

The BIG Question

Are you Ready?

Can We Do This?
We = You & Us

Are you time-poor?
A couple, family or single?
Have a good income and a growth mindset?
Not an ‘excuse maker’?
Wanting to have knowledge and control of your finances?
Have a ‘can-do’ focus and feel empowered?

You Are Here
for a
REASON
Your Reason

It’s About More Than Money

It’s about LIFE.

While we talk dollars and tools, it’s ultimately also coaching you towards a more balanced life and better wellbeing.

We don’t just do budgets. The life transformation our client’s achieve is about more than money, their whole life generates a greater purpose with more clarity and control.

FIND OUT WHY
WE ARE DIFFERENT

Since engaging with Andrew & Alyssa, not only have our finances come out on top..So has our relationship.Cass & Liam - Clients 2023

What Are you working towards?

What's your plan to achieve this?

Here’s Your First Step

Problems Resolved

you-budget-mates-success-stories-mortgage-savings-investments-winners-budgeting
Georgia & Brayden
Apprentice Income

ISSUES:

  • Unable to pay off personal debt
  • Unable to save for a deposit
  • Wanting to build their first home but couldn’t secure a loan
  • Lack of structure and planning for household cash flow
your-budget-mates-success-stories-mortgage-savings-investments-finance-personalised
Dave & Michelle
Over $100,000 in debt

ISSUES:

  • Frustrated & disillusioned with other budgeting providers who provided no reduction in debt after 4 years
  • Outsourced their responsibilities and their control
  • Always out of money at the end of the week
  • Unable to save even $50 per week
your-budget-mates-success-stories-mortgage-savings-investments-couple-goals
Sean & Olivia
Poor Relationship with Money

ISSUES:

  • Stress on love and relationship
  • At breaking point with financials
  • Overspending leading to arguments
  • No savings
  • Maxed out credit card
  • Guarantor on family home
  • No financial plan for the future
Debt & Mortgage Free In Their 40’s
Greta & Jason
Fragile Investment Strategy

ISSUES:

  • Wanted to continue growing wealth by purchasing investment properties
  • Limited property portfolio growth potential – the wrong strategy in place to grow (they didn’t know this)
  • Cashflow strain and couldn’t see where their money was going
  • Decision making paralysis – needed a way forward but couldn’t see it
  • Investment property – positive geared, fixed rate ending potential to choke cashflow
  • Lack of financial visibility
  • Not sure on next steps – overwhelmed, but wanted to ‘do something’
Andrew & Alyssa are kind, honest and prompt, and have supported us with a beautiful structure
for our finances that we are seeing each week to continue to grow.Claire & Hamid - Clients 2023
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Seven months.

That's how long it took our clients to go from "we don't want to be mortgage-free" to celebrating complete debt freedom.

𝗡𝗼𝘁 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘄𝗲 𝗿𝘂𝘀𝗵𝗲𝗱 𝘁𝗵𝗲𝗺. 𝗕𝗲𝗰𝗮𝘂𝘀𝗲 𝘄𝗲 𝗯𝘂𝗶𝗹𝘁 𝘁𝗵𝗲𝗶𝗿 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲.

Month 1-2: Showing them the numbers
Month 3-4: Running scenarios (when they finally saw it)
Month 5: Decision made to sell
Month 7: $830,500 auction, debt-free

Every month mattered. Every conversation built on the last. Every scenario showed them something new.

𝗧𝗵𝗮𝘁'𝘀 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝘁𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻.

Not overnight fixes. Not quick hacks. Just consistent, strategic work that builds toward freedom.

We achieved our own debt and mortgage freedom in 2022 at 39 years old. We know this journey takes time. We know how to walk beside you for as long as it takes.

𝗪𝗵𝗮𝘁 𝗰𝗼𝘂𝗹𝗱 𝘀𝗲𝘃𝗲𝗻 𝗺𝗼𝗻𝘁𝗵𝘀 𝗼𝗳 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝘄𝗼𝗿𝗸 𝘂𝗻𝗹𝗼𝗰𝗸 𝗳𝗼𝗿 𝗬𝗢𝗨?

📞 Book your discovery meeting: www.yourbudgetmates.com.au

📖 Read the seven-month transformation: www.yourbudgetmates.com.au/debt-mortgage-free-in-their-40s-greta-jasons-your-budget-mates-story/
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Not everyone gets how a budget is supposed to work. But when you have the right tools in place it becomes simple, easy and fun - this is what we teach you.

Over the years we have helped accountants, mortgage brokers, commercial bank managers all to thrive in their household budgets - transitioning them from chaos to a life of structure.

It's important to note that we help all people - not just those in finance. But those in finance? You would expect them to be the 'expert' in their fields, and whilst they are - so many just don't know how a budget works. It's shocking.

Be careful when following the 'experts'. This is Katy Gallagher, Australia’s Minister for Finance, a position she has held since May 2022.

Clearly no idea how a budget works!

When working with budget 'experts' please work with those that get you, that you know, like and trust. Those that know how it's done (have done it time and time again) and have a track record of success.

Don't take budget advice from people who have not achieved the goals that you want to achieve for yourself. That goes for us too.

Always challenge your experts - make sure they are the right fit, that they know what they are doing. If you can't have tough conversations with your team you have the wrong team.
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And having a budget

And having a budget that allows you to do this is mastery… ... See MoreSee Less

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