The Difference is
But There is REAL Work to Do
Discover more self-reliance and self-responsibility in yourself
Restore financial trust in your relationships
Make savings a habit… not a struggle
Become ‘Borrower and Investor Ready’
Build a future based on Financial Freedom
Live life YOUR way – on YOUR terms
IMPORTANTLY: We take ZERO financial control away from You.
That is, we EMPOWER you to manage YOUR MONEY.
| Your Budget Mates | Other 'Budget' Managers | |
|---|---|---|
| Your Weekly Wage | Stays in your bank account. | Goes into their bank account. |
| Financial Control | You stay in full control of your money, always with our support and a budget to realign your goals. | Zero control, limited education. You outsource everything including your financial responsibility. |
| Your Wellbeing | Your personal wellbeing on financial stress, anxiety, fear and achieving goals is a CORE focus of what we do. | Pure number cruncher factory for their fees. |
My, My, My…. What A Big (and Important) Difference!
Words can't describe the last 12 months with Andrew & Alyssa... But my house can!Georgia & Brayden - Clients 2023
We coach, educate and create a judgement-free financial foundation where blame, guilt and stress are replaced with clarity, calm and confidence.
Control your money without providing education on how to take ownership of your own money (based on our clients who have used their services).
Doesn’t provide budget advice or cashflow counselling. Their role is to find you the best loan for you at a set point in time – depending on your credit score, savings capacity, and ability to demonstrate loan affordability.
Can provide budget advie and cashflow counselling, however most do not, and prefer to help with just your investments. Financial planners will review your supernanuation, investments and insurances to cover any unforseen events, and help with growing future wealth.
Are your go-to for end of financial year tax returns, business structure setups, tax minimisation and positioning, business budgeting and growth strategies. They will not provide personal budget advice or cashflow counselling.
Every time mortgage rates rise, the same thing happens. Panic. Phone calls to brokers. Desperate refinancing conversations. Social media meltdowns. News headlines screaming about cost-of-living catastrophe. Everyone spiralling like the sky is falling. We get it. Your mortgage is likely the single biggest line item in your household budget. When...
Every week we sit across from people who want to change their financial situation. They know they need to save more. They know they need to spend less. They know they need to get serious about their future. And then come the words that kill it all. "But" and "Because." "I want to save... but I couldn't because I needed new shoes." "I was going to...
Every week we meet people from all over the country who are struggling with their finances. All on different incomes with their own unique goals and circumstances, all sharing the same pattern – their language. They have the awareness that they need to do something. That they want to do something. They've tried apps, read blogs, made...
Episode IV – A New Budget: "It is a period of financial struggle. Rebel households, fighting against rising interest rates, have just barely made it to the end of the month. Rebel spies have uncovered plans to the Empire's ultimate weapon: THE AFTERPAY STAR – a platform with enough interest-free periods to destroy an entire savings account…"...
As savvy consumers, we're always on the lookout for products and services in the finance world that help us get what we need without the sting of interest. For some, it's Buy Now-Pay Later to get by before payday – only to get stuck in a fortnightly cycle that causes more stress than it solves. For others, it's the big-ticket items. The fridge...
Most people don't have a money problem. They have a recognition problem. They're bleeding financially, and they've convinced themselves it's just a paper cut. They're drowning in debt, and they've told themselves they're just treading water. They're living fortnight to fortnight with zero savings, zero buffer, zero plan – and they've labelled it...
Turns out filming a simple introduction isn't quite as simple as it looks.
There were animals. There were people. There was sunshine. There were unexpected interruptions. There were moments where one of us forgot what we were saying halfway through a sentence. And there may have been a few cases of laughing at exactly the wrong moment.
The version that made the cut even includes one little stutter. We considered editing it out. Then we remembered we're human and left it in. If you spot it, congratulations – you've earned yourself absolutely nothing except bragging rights.
We filmed at the beautiful Ingalalla Falls at Hay Flat, South Australia, one of our favourite places to unwind, clear our heads and reconnect with nature. Before landing on the final version, we also dragged cameras, tripods and ourselves around places we love including Rapid Bay and Deep Creek Conservation Park.
Now, this blooper reel was shaping up nicely until nature decided to steal the show.
Halfway through recording, a huge flock of Yellow-tailed Black Cockatoo flew overhead. Normally you'll spot four or six if you're lucky. During filming? We reckon around twenty showed up.
Apparently even the cockatoos wanted a cameo.
So if you enjoy birds, budgets, and watching two people try very hard to look professional while nature and reality have other ideas, have a look at the website and the blooper reel.
And if you're ready to get serious about your money while still having a few laughs along the way, book a discovery meeting and come say hello.
Because the videos aren't really about getting the perfect take.
They're about helping you get your finances on the right track – stutters, cockatoos and all. 🦜💰😄
If you want to see the final version, head to our website www.yourbudgetmates.com.au.
While you’re there, why not book your discovery meeting too? It costs you nothing, and could just change everything… ... See MoreSee Less
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𝐀 𝐏𝐫𝐨𝐯𝐞𝐧 𝐑𝐨𝐚𝐝𝐦𝐚𝐩 𝐭𝐨 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐅𝐫𝐞𝐞𝐝𝐨𝐦.
Most people don’t manage their money; they react to it. Our 𝐒𝐭𝐚𝐫𝐭𝐞𝐫 𝐆𝐮𝐢𝐝𝐞 is designed to move you from stress to strategy with a clear, simple roadmap to help you reduce debt and build a life of abundance.
𝐈𝐧𝐬𝐢𝐝𝐞 𝐲𝐨𝐮𝐫 𝐟𝐫𝐞𝐞 𝐠𝐮𝐢𝐝𝐞:
➡️ 𝐓𝐡𝐞 𝟓 𝐏𝐢𝐥𝐥𝐚𝐫𝐬: Strategic positioning for debt reduction and wealth.
➡️ 𝐓𝐡𝐞 𝐘𝐁𝐌 𝐅𝐨𝐫𝐦𝐮𝐥𝐚: How to gain Clarity, Confidence, and Control.
➡️ 𝐓𝐡𝐞 𝐀𝐜𝐭𝐢𝐨𝐧 𝐂𝐡𝐞𝐜𝐤𝐥𝐢𝐬𝐭: 13 practical steps to find your “spending leaks.”
➡️ 𝐑𝐞𝐚𝐥 𝐒𝐭𝐨𝐫𝐢𝐞𝐬: How actual clients cleared $100k+ in debt using this system.
“𝘛ℎ𝘦 𝘯𝑢𝘮𝑏𝘦𝑟𝘴 𝘥𝑜𝘯’𝘵 𝘭𝑖𝘦. 𝑂𝘯𝑐𝘦 𝘺𝑜𝘶 𝘴𝑡𝘰𝑝 𝑏𝘦𝑖𝘯𝑔 𝑎𝘧𝑟𝘢𝑖𝘥 𝘰𝑓 𝑡𝘩𝑒𝘮, 𝑡𝘩𝑒𝘺 𝘴𝑡𝘰𝑝 ℎ𝘢𝑣𝘪𝑛𝘨 𝘱𝑜𝘸𝑒𝘳 𝘰𝑣𝘦𝑟 𝑦𝘰𝑢.”
Download here: yourbudgetmates.com.au/master-guide-financial-freedom-ebook/ ... See MoreSee Less
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Refinance #1: Problem solved. Life moved on.
Refinance #2: Problem solved again. Life moved on again.
Refinance #3: Coming soon to a mortgage near you.
See the pattern?
You're not solving the problem. You're just moving it. Making it bigger. Attaching it to your house.
The definition of insanity is doing the same thing and expecting different results. So why are you about to refinance again?
Break the insanity. Get a real budget strategy.
Face the truth and book your discovery meeting with us today – www.yourbudgetmates.com.au
𝗬𝗼𝘂𝗿 𝗕𝘂𝗱𝗴𝗲𝘁 𝗠𝗮𝘁𝗲𝘀: 𝗟𝗶𝗳𝗲-𝗖𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗕𝘂𝗱𝗴𝗲𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝗚𝗼𝗮𝗹 𝗦𝗲𝘁𝘁𝗲𝗿𝘀.
📖 Read more: yourbudgetmates.com.au/refinancing-debt-youre-turning-your-biggest-asset-into-your-biggest-liabil...
#YourBudgetMates #BreakThePattern #FinancialSanity #GetReal ... See MoreSee Less
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Working with a couple recently that we helped to generate savings of over $40,000 per year...
That's a massive win.
But it wasn't THE win for the client.
At our last meeting, our client was so happy to mention that they were able to purchase a pair of $95 mocassan shoes to keep their feet warm in winter. They purchased premium. They didn't stress about the cost, they just purchased them because the money was there. Zero guilt.
So whilst you are looking at the major goals (the $40k in savings), don't miss the ones that matter most - it's always the little things.
So proud of the work we do for our clients. So proud of their successes! ... See MoreSee Less
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