Budgeting Success is

AchievableRepeatableEmpoweringLife-Changing

We have the proof

Everyone Who Works With Us Gets A Win

When Clients See it and Feel it…
FINANCIAL, MENTAL & SPIRITUAL GROWTH HAPPENS

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THE REAL DEAL
See below how people's lives have been changed.

Success Story #1

The Apprentice Home Owner

Georgia & Brayden's Financial Journey
MIND BLOWERS
  • Achieved pre-approval for a loan within 6 months, followed by full approval shortly after.
  • On track to move into their new home when built with zero consumer debt and a ton of savings.
  • Accelerated pay off of a significantly sized personal loan.
  • Boosted savings.
  • Solid savings plan to furnish their new home using cash – not credit.
  • All achieved with Brayden working as a second-year apprentice on an extremely limited income!
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ISSUES:

  • Unable to pay off personal debt
  • Unable to save for a deposit
  • Wanting to build their first home but couldn’t secure a loan
  • Lack of structure and planning for household cash flow

“People always told me never to let anyone else budget your money but there is an exception with Alyssa and Andrew. My partner and I have been able to purchase our first home and pay off my bad debt, and I have more money than I’d ever think I’d have especially being an apprentice! The best part is that they don’t control your money you have free range of your money if you need it.”

Georgia & Brayden
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Success Story #2

Overwhelmed By Debt

Dave & Michelle's Financial Journey
Read Their Full Story
MIND BLOWERS
  • Within in 3 months developed $200 per week genuine savings.
  • Within 12 months significantly reduced debt and increased savings.
  • Within 2 years cleared $100,000 of consumer debt entirely.
  • Following debt paid out now save over $1,000 per week genuine savings (over $50,000 per year).
  • Paid off a new car loan (meant to be 5 years) in just 9 months.
  • On track for their dream of home ownership.
your-budget-mates-success-stories-mortgage-savings-investments-finance-personalised

ISSUES:

  • Frustrated & disillusioned with other budgeting providers who provided no reduction in debt after 4 years
  • Outsourced their responsibilities and their control
  • Always out of money at the end of the week
  • Unable to save even $50 per week

“We were with another popular company to work on our budget, and they taught us absolutely NOTHING! We really just paid them to pay our debts over a long period of time. When we connected with Andrew and Alyssa in a very short period of time we had thousands in our savings and have almost paid off all our debt. If you want financial freedom… give Andrew and Alyssa a call. You’ll be better for it!”

Dave & Michelle
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Success Story #3

Stressed, Maxed Out and No Plan

Sean & Olivia's Financial Journey
MIND BLOWERS
  • Personalised plan tailored to their unique situation.
  • Repaired strained relationship and arguments from spending money.
  • Removed reliance on credit card for all purchases (paid off and closed).
  • Collaborated with Financial Planner to setup advanced investment strategy.
  • Collaborated with mortgage broker to remove guarantor (once budget was solid).
  • Left our program with over $30,000 within established back up buffers, investment funds, and trust and love restored.
your-budget-mates-success-stories-mortgage-savings-investments-couple-goals

ISSUES:

  • Stress on love and relationship
  • At breaking point with financials
  • Overspending leading to arguments
  • No savings
  • Maxed out credit card
  • Guarantor on family home
  • No financial plan for the future

“My husband and I went to Andrew and Alyssa with credit card debt, no savings and guarantors on our mortgage, we needed a clear understanding of where we were going wrong in our money allocation. 12 months later, no guarantor, no credit card debt (don’t even have one), savings we don’t touch and side savings for holidays and fun.

“These two were so open and honest, never undermining and in turn got us both to be honest, confident and forward thinking with our earnings. Our once a month catch ups included laughs, tears and a really positive understanding of how necessary a solid budget is in this current hostile world.”

Sean & Olivia
Read on Google

Success Story #4

Same Goals, Opposing Beliefs

Derek & Lisa's Financial Journey
MIND BLOWERS
  • Empath & Analytical mindsets reconnected.
  • Relationship recovered.
  • Improved collaboration.
  • Many short-term goals achieved.
  • Calm conversations about money.
  • Reliable system of weekly spending.
  • Overseas holiday achieved (and amazing sunset photos provided to Andrew and Alyssa).
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ISSUES:

  • Arguments over spending money even when spending was responsible
  • Same goals, opposite perspectives
  • Disconnect in understanding joint family financial goals

“Engaging in financial coaching with Andrew and Alyssa over the past 12 months has been a journey far greater than simply designing a budget and learning how to follow it.”

“Andrew and Alyssa have helped us to recover our relationship from a very difficult place due to financial strain in which both of us were unknowingly working against each other, despite having quite similar goals.”

“We were supported to explore our personal values and goals, bringing us closer together as a couple, and to work collaboratively to achieve these life goals – no more fights about where the money is going or how we are going to afford this weeks’ groceries or upcoming school camps!”

“After working with Andrew and Alyssa, we have managed to structure our finances in a way in which we have equal responsibility and transparency, have achieved many of our short-term goals and continue to work towards our larger long-term goals.”

“Twelve months ago, we would never have imagined being able to have a calm conversation about our money or budgeting, let alone have worked out a reliable system of weekly spending and saving, in order to take our family on the overseas holiday that we had been dreaming of for many years!”

“Andrew and Alyssa are open, honest and down-to-Earth people who have supported us with empathy, professionalism and a good dose of humour to guide us towards a more abundant future, both financially and within our interpersonal relationships. They have equipped us with a financial plan and the skills to self-manage our finances, with the reassurance that they are available for consultation at any time in the future should we require a ‘check-in’.“

“Thank you for helping us to value what we already have, pursue the things we would still like to achieve in order to enhance our lives further, and to establish a pathway to achieve it!”

Derek & Lisa
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Success Story #5

Debt & Mortgage Free In Their 40’s

Greta & Jason's Financial Journey
Read Their Full Story
MIND BLOWERS
  • Comprehensive financial mapping including multiple scenario modeling.
  • Collaborative support from finance broker, accountant, financial planner, and property sales agent.
  • Strategic debt restructuring plan via sale of investment property.
  • Able to begin their property investment dream from a much stronger financial position with the right property, the right structure and the family home 100% owned outright – not needing to be leveraged.
  • Greta and Jason became 100% debt and mortgage free in their early 40’s.
Debt & Mortgage Free In Their 40’s

ISSUES:

  • Wanted to continue growing wealth by purchasing investment properties
  • Limited property portfolio growth potential – the wrong strategy in place to grow (they didn’t know this)
  • Cashflow strain and couldn’t see where their money was going
  • Decision making paralysis – needed a way forward but couldn’t see it
  • Investment property – positive geared, fixed rate ending potential to choke cashflow
  • Lack of financial visibility
  • Not sure on next steps – overwhelmed, but wanted to ‘do something’

“I can’t thank Budget Mates enough for the impact they’ve had on our finances. We came in feeling overwhelmed, but they’ve completely changed the way we think about money.

It hasn’t just been about numbers—it’s been about learning new habits and gaining confidence in how to manage our budget. We’re now on track to becoming debt-free, something I never thought possible a year ago.

If you’re looking for someone who genuinely cares and wants to see you succeed, I couldn’t recommend Budget Mates more highly. They’ve honestly helped change our lives.”

Greta & Jason
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Success Story #6

A Country move to Start a Business

Emily & Michael's Financial Journey
MIND BLOWERS
  • Guidance on business income and expenses.
  • Household costs covered and a bit more!
  • Savings set aside pre June 30, tax paid off in full.
  • No ATO debt.
  • No payment plans.
  • Boosted sales & marketing growth.
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ISSUES:

  • Moved to a new country with 2 young children
  • New to business ownership
  • Needing guidance to cover household income plus financial year tax

“Michael and I have been with Your Budget mates for about 2 years. their expertise has been invaluable. The guidance and support for our dreams is one of the big reasons we have been able to chase our dreams and move to the country with our young family.”

“If your living pay check to pay check and if your not sure if that will ever change please seriously look these guys up. the future now looks so bright! Thank you Alyssa and Andrew for the constant support, cutting through the B/S and the laughs.”

Emily & Michael
Read on Google

Sort your budget, Sort your life.

Our Track Record

Speaks For Itself

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Turns out filming a simple introduction isn't quite as simple as it looks.

There were animals. There were people. There was sunshine. There were unexpected interruptions. There were moments where one of us forgot what we were saying halfway through a sentence. And there may have been a few cases of laughing at exactly the wrong moment.

The version that made the cut even includes one little stutter. We considered editing it out. Then we remembered we're human and left it in. If you spot it, congratulations – you've earned yourself absolutely nothing except bragging rights.

We filmed at the beautiful Ingalalla Falls at Hay Flat, South Australia, one of our favourite places to unwind, clear our heads and reconnect with nature. Before landing on the final version, we also dragged cameras, tripods and ourselves around places we love including Rapid Bay and Deep Creek Conservation Park.

Now, this blooper reel was shaping up nicely until nature decided to steal the show.

Halfway through recording, a huge flock of Yellow-tailed Black Cockatoo flew overhead. Normally you'll spot four or six if you're lucky. During filming? We reckon around twenty showed up.

Apparently even the cockatoos wanted a cameo.

So if you enjoy birds, budgets, and watching two people try very hard to look professional while nature and reality have other ideas, have a look at the website and the blooper reel.

And if you're ready to get serious about your money while still having a few laughs along the way, book a discovery meeting and come say hello.

Because the videos aren't really about getting the perfect take.

They're about helping you get your finances on the right track – stutters, cockatoos and all. 🦜💰😄

If you want to see the final version, head to our website www.yourbudgetmates.com.au.

While you’re there, why not book your discovery meeting too? It costs you nothing, and could just change everything…
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𝐀 𝐏𝐫𝐨�

𝐀 𝐏𝐫𝐨𝐯𝐞𝐧 𝐑𝐨𝐚𝐝𝐦𝐚𝐩 𝐭𝐨 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐅𝐫𝐞𝐞𝐝𝐨𝐦.

Most people don’t manage their money; they react to it. Our 𝐒𝐭𝐚𝐫𝐭𝐞𝐫 𝐆𝐮𝐢𝐝𝐞 is designed to move you from stress to strategy with a clear, simple roadmap to help you reduce debt and build a life of abundance.

𝐈𝐧𝐬𝐢𝐝𝐞 𝐲𝐨𝐮𝐫 𝐟𝐫𝐞𝐞 𝐠𝐮𝐢𝐝𝐞:

➡️ 𝐓𝐡𝐞 𝟓 𝐏𝐢𝐥𝐥𝐚𝐫𝐬: Strategic positioning for debt reduction and wealth.
➡️ 𝐓𝐡𝐞 𝐘𝐁𝐌 𝐅𝐨𝐫𝐦𝐮𝐥𝐚: How to gain Clarity, Confidence, and Control.
➡️ 𝐓𝐡𝐞 𝐀𝐜𝐭𝐢𝐨𝐧 𝐂𝐡𝐞𝐜𝐤𝐥𝐢𝐬𝐭: 13 practical steps to find your “spending leaks.”
➡️ 𝐑𝐞𝐚𝐥 𝐒𝐭𝐨𝐫𝐢𝐞𝐬: How actual clients cleared $100k+ in debt using this system.

“𝘛ℎ𝘦 𝘯𝑢𝘮𝑏𝘦𝑟𝘴 𝘥𝑜𝘯’𝘵 𝘭𝑖𝘦. 𝑂𝘯𝑐𝘦 𝘺𝑜𝘶 𝘴𝑡𝘰𝑝 𝑏𝘦𝑖𝘯𝑔 𝑎𝘧𝑟𝘢𝑖𝘥 𝘰𝑓 𝑡𝘩𝑒𝘮, 𝑡𝘩𝑒𝘺 𝘴𝑡𝘰𝑝 ℎ𝘢𝑣𝘪𝑛𝘨 𝘱𝑜𝘸𝑒𝘳 𝘰𝑣𝘦𝑟 𝑦𝘰𝑢.”

Download here: yourbudgetmates.com.au/master-guide-financial-freedom-ebook/
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Refinance #1: Problem solved. Life moved on.
Refinance #2: Problem solved again. Life moved on again.
Refinance #3: Coming soon to a mortgage near you.

See the pattern?

You're not solving the problem. You're just moving it. Making it bigger. Attaching it to your house.

The definition of insanity is doing the same thing and expecting different results. So why are you about to refinance again?

Break the insanity. Get a real budget strategy.

Face the truth and book your discovery meeting with us today – www.yourbudgetmates.com.au

𝗬𝗼𝘂𝗿 𝗕𝘂𝗱𝗴𝗲𝘁 𝗠𝗮𝘁𝗲𝘀: 𝗟𝗶𝗳𝗲-𝗖𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗕𝘂𝗱𝗴𝗲𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝗚𝗼𝗮𝗹 𝗦𝗲𝘁𝘁𝗲𝗿𝘀.

📖 Read more: yourbudgetmates.com.au/refinancing-debt-youre-turning-your-biggest-asset-into-your-biggest-liabil...

#YourBudgetMates #BreakThePattern #FinancialSanity #GetReal
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Working with a couple recently that we helped to generate savings of over $40,000 per year...

That's a massive win.

But it wasn't THE win for the client.

At our last meeting, our client was so happy to mention that they were able to purchase a pair of $95 mocassan shoes to keep their feet warm in winter. They purchased premium. They didn't stress about the cost, they just purchased them because the money was there. Zero guilt.

So whilst you are looking at the major goals (the $40k in savings), don't miss the ones that matter most - it's always the little things.

So proud of the work we do for our clients. So proud of their successes!
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