Success Story #1
Finance Coach for First Home Buyers
For Georgia & Brayden
Struggling to build structure on apprentice wages, Georgia and Brayden couldn’t secure a loan.
Partnering with a dedicated finance coach, they paid off their personal debt and secured their new home loan approval in just 6 months.
Our financial coaching gave them the exact roadmap they needed.
ISSUES:
- Unable to pay off personal debt
- Unable to save for a deposit
- Wanting to build their first home but couldn’t secure a loan
- Lack of structure and planning for household cash flow
“People always told me never to let anyone else budget your money but there is an exception with Alyssa and Andrew. My partner and I have been able to purchase our first home and pay off my bad debt, and I have more money than I’d ever think I’d have especially being an apprentice! The best part is that they don’t control your money you have free range of your money if you need it.”


Most financial decisions focus on the next move. But what if you had a 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐲 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐰𝐡𝐨𝐥𝐞 𝐥𝐢𝐟𝐞?
Our clients Greta & Jason had smart choices: a mortgage, investments, advisors… but when we mapped their complete financial picture, they discovered how an overall strategy could 𝐚𝐥𝐢𝐠𝐧 𝐞𝐯𝐞𝐫𝐲 𝐩𝐢𝐞𝐜𝐞.
The result?
✔️ Paid off debt faster
✔️ Cleared their home loan
✔️ Freed cashflow for life goals
It’s not just advice. It’s a 𝐩𝐥𝐚𝐧 𝐭𝐡𝐚𝐭 𝐜𝐨𝐧𝐧𝐞𝐜𝐭𝐬 𝐞𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠.
Want help creating a full-picture plan? Book your discovery meeting with us today: www.yourbudgetmates.com.au
𝐘𝐨𝐮𝐫 𝐁𝐮𝐝𝐠𝐞𝐭 𝐌𝐚𝐭𝐞𝐬: 𝐋𝐢𝐟𝐞 𝐂𝐡𝐚𝐧𝐠𝐢𝐧𝐠 𝐁𝐮𝐝𝐠𝐞𝐭𝐢𝐧𝐠 𝐅𝐨𝐫 𝐆𝐨𝐚𝐥 𝐒𝐞𝐭𝐭𝐞𝐫𝐬
#HolisticBudgetPlanning #FinancialStrategy #BigPictureFinance #YourBudgetMates ...
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Here's what's tricky about financial advice in Australia...
Your broker secures great loans. Your planner builds your wealth. Your accountant handles your tax. Each one is brilliant at what they do.
But there's a dangerous gap most people don't know exists: who's making sure it all works together for YOU? 🚨
That's where Your Budget Mates comes in. 💡
We don't replace your professionals – we compliment and coordinate with them.
When Greta & Jason came to us, we brought their broker, planner, and accountant together and asked a different question: "What's the STRATEGY for Greta & Jason’s life?"
By connecting the dots between all their expert advisors, we helped deliver an incredible achievement – Greta & Jason becoming 100% debt and mortgage free in their early 40’s. 🎉
Their professionals did outstanding work. We just made sure the entire team was on the same page.
Is anyone coordinating YOUR complete picture? 🤔
📖 Read their journey ➡️ yourbudgetmates.com.au/australias-fractured-financial-advice-model-greta-jasons-story-revisited/
𝐘𝐨𝐮𝐫 𝐁𝐮𝐝𝐠𝐞𝐭 𝐌𝐚𝐭𝐞𝐬: 𝐋𝐢𝐟𝐞 𝐂𝐡𝐚𝐧𝐠𝐢𝐧𝐠 𝐁𝐮𝐝𝐠𝐞𝐭𝐢𝐧𝐠 𝐅𝐨𝐫 𝐆𝐨𝐚𝐥 𝐒𝐞𝐭𝐭𝐞𝐫𝐬 ...
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The RBA just lifted the cash rate to 4.60%. The highest in almost 15 years.
And right on cue, the conversation becomes:
Call your broker. Fix your rate.
Absolutely, talk to your broker. 𝐁𝐮𝐭 𝐝𝐨𝐧'𝐭 𝐬𝐭𝐨𝐩 𝐭𝐡𝐞𝐫𝐞.
Your broker can review your mortgage, your rate and your repayment options.
But your broker isn't your finance coach. They can't build your buffer, show you where your money's going or tell you whether your family could absorb the next rate rise, unexpected bill or bad month.
That's your job.
After nearly a decade of coaching families, we've seen it over and over. The households that cope best aren't necessarily the ones earning the most. 𝐓𝐡𝐞𝐲'𝐫𝐞 𝐭𝐡𝐞 𝐨𝐧𝐞𝐬 𝐰𝐡𝐨 𝐤𝐧𝐨𝐰 𝐭𝐡𝐞𝐢𝐫 𝐧𝐮𝐦𝐛𝐞𝐫𝐬 𝐚𝐧𝐝 𝐡𝐚𝐯𝐞 𝐚 𝐩𝐥𝐚𝐧.
If a 0.25% rate rise is enough to break your budget, the rate was never the whole problem. It didn't create the problem. It exposed it.
So yes, call your broker, 𝐭𝐡𝐞𝐧 𝐛𝐮𝐢𝐥𝐝 𝐲𝐨𝐮𝐫 𝐛𝐮𝐝𝐠𝐞𝐭.
Because when the next financial curveball comes along, your broker won't be able to save you. 𝐘𝐨𝐮𝐫 𝐛𝐮𝐝𝐠𝐞𝐭 𝐢𝐬 𝐰𝐡𝐚𝐭 𝐡𝐚𝐬 𝐭𝐨 𝐡𝐨𝐥𝐝.
In our latest article, we cover:
✅ Why a 0.25% rise can tip some households into crisis
✅ Why a fixed rate only delays the pain
✅ Five steps to build a budget that can absorb the next shock
𝐍𝐨 𝐩𝐥𝐚𝐧 𝐢𝐬 𝐬𝐭𝐢𝐥𝐥 𝐚 𝐩𝐥𝐚𝐧. It's just the one where the bank, the RBA and the next bad month decide for you.
👉 Read the full article: yourbudgetmates.com.au/rba-rate-rise-household-budget/
#YourBudgetMates #RBA #RateRise #BudgetCoaching #PersonalFinance ...
RBA Rate Rise: How To Build A Household Budget That Can Absorb The Shock - Finance Coach Australia-Wide | Money & Finance Coaching
yourbudgetmates.com.au
Learn why an RBA rate rise exposes financial fragility, and how a proper household budget can absorb the shock and prepare you for what's next.0 CommentsComment on Facebook
Refinancing that debt into your mortgage may feel like relief today.
But you just turned $30k, $50k, $100k of short-term debt into 𝟑𝟎-𝐲𝐞𝐚𝐫 𝐝𝐞𝐛𝐭.
And now your biggest asset is your biggest liability.
After nearly 10 years coaching Australians, we've seen this pattern destroy retirements.
The hard truth? You have an overspending problem. And it needs fixing 𝐍𝐎𝐖.
Hard work today = financial freedom at 65.
Easy path today = still working at 70.
Which path are you choosing?
Get clear on your budget and stop overspending today.
Book your discovery meeting with us to learn more: www.yourbudgetmates.com.au ...
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