Seriously… Are you ready for
We have helped hundreds of Australians to manage their money effectively, achieve their Financial Goals, Reduce Debt and Gain Confidence, Clarity and Control of their money goals.
Helping YOU to discover the amazing possibilities of your financial future,
develop positive financial habits & SMASH your financial goals!
Whether you’re looking to purchase your first home, or wanting to plan for future investment
– we can help provide strategies for all levels of financial situations.
Paid off their debt and secured approval for a new home loan after 6 months on apprentice wages.
Cleared $100,000 in debt in 2 years, and are now saving over $1,000 a week towards their dream of home ownership.
Rekindled their relationship and are now more knowledgeable about their money, have over $30,000 in savings and are on track for future investing.
Are now on the same page of understanding, are able to listen to one another without judgement, and have their first holiday in years
Unlocked their investment property strategy to become debt and mortgage free in their 40’s paving the way for their future investment property journey with the right structure and foundations in place.
Our Clients become BORROWER or INVESTOR READY by gaining clarity on their personal budget and TAKING ACTION.
You are here because you earn good money from your wage or business,
but you are overwhelmed with financial burdens,
and feel you’re not achieving your goals,
or you don’t know where your money is going.
Most of the time, it’s all three.
But that’s ok…
We’re here to help and get you sorted!
You
Are
Here
for a
REASON
Your Reason
Life is hectic, money is tight and the stress is real.
We get it… we have been there too.
THIS IS WHY we’re here to support you by breaking down your current financial goals into manageable steps to help you achieve them.
It’s our holistic approach.
That makes us different from the rest.
But what does this mean to you?
Let's explore this together and get a plan happening.
IMPORTANTLY: We take ZERO financial control away from You.
That is, we EMPOWER you to manage YOUR MONEY.
| Your Budget Mates | Other 'Budget' Managers | |
|---|---|---|
| Your Weekly Wage | Stays in your bank account. | Goes into their bank account. |
| Financial Control | You stay in full control of your money, always with our support and a budget to realign your goals. | Zero control, limited education. You outsource everything including your financial responsibility. |
| Your Wellbeing | Your personal wellbeing on financial stress, anxiety, fear and achieving goals is a CORE focus of what we do. | Pure number cruncher factory for their fees. |
My, My, My…. What A Big (and Important) Difference!
Fast forward to January 2026. Past the noise of the silly season... just you, in January, a new year. A new reset. A new opportunity to begin again... Happy New year! Every January, people set big financial goals – pay off debt, save more, buy their first home, stop stressing about money. But by mid-year, most are right back where they started....
It’s not every day that one of your clients becomes 100% debt and mortgage free, especially in their early 40’s. We are proud to say that we have recently assisted in this experience for one of our couple clients and it was phenomenal. We planted a seed when Greta and Jason started working with us in March 2025 with a simple question. How would...
I recently had a mortgage broker reach out to me with serious concerns about their client. Here's the pattern they had witnessed: 2021: Refinanced client's personal debts into home loan. New balance: $450,000. 2024: Refinanced client's personal debts into home loan again. New balance: $550,000. October 2025: Client has more personal debt that needs...
You're Here For A Reason: Maybe it's the sleepless nights worrying about money. Maybe it's another argument with your partner about spending. Maybe it's the sinking feeling every time you check your bank balance, or the shame of being declined for a loan you desperately needed. Whatever brought you to this moment, you've felt it. That pain. That...
The Convenient Lie That's Keeping You Broke You've done it, haven't you? Typed your income and expenses into ChatGPT, asked it to "fix your budget," and within seconds received a neat little table that looked professional and... completely useless. If AI was the budgeting breakthrough we all needed, wouldn't financial stress be extinct by now?...
I read a great quote a few years ago by Deepak Chopra. “In every moment the choice is love or fear. Choose love.” In a world addicted to chaos the above quote is quite pertinent. We are all the co-creators of the life we most desire, the life we get to live and our choices guide us every single day. The simple act of looking at our problems or...
"We can’t believe how far we’ve come."
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That’s the kind of sentence that gives us goosebumps… because it's real.
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Our clients once felt stuck, stressed, and hopeless. Today, they are proud, confident, and excited about what's ahead.
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Financial freedom isn’t just about numbers. It’s about the pride, joy, and peace that come from owning your future.
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And your journey can start today, too.
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Ready to start budgeting successfully? Let’s talk – www.yourbudgetmates.com.au ... See MoreSee Less
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𝗖𝗟𝗜𝗘𝗡𝗧 𝗦𝗨𝗖𝗖𝗘𝗦𝗦: 𝗗𝗲𝗯𝘁-𝗙𝗿𝗲𝗲 𝗶𝗻 𝗧𝗵𝗲𝗶𝗿 𝗘𝗮𝗿𝗹𝘆 𝟰𝟬’𝘀
March 2025: "We don't want to be mortgage-free. We want investment properties."
December 2025: Completely debt-free. $830,500 auction result. Zero mortgage. Zero consumer debt.
𝗪𝗵𝗮𝘁 𝗰𝗵𝗮𝗻𝗴𝗲𝗱 𝗶𝗻 𝘀𝗲𝘃𝗲𝗻 𝗺𝗼𝗻𝘁𝗵𝘀?
We showed them what they couldn't see.
Their investment property looked good on paper – positively geared, low rate, capital growth. But their owner-occupied loan was bleeding them dry. No tax benefit. Fixed rate about to explode their cashflow in February 2026.
𝗪𝗲 𝗺𝗮𝗽𝗽𝗲𝗱 𝗶𝘁 𝗼𝘂𝘁. 𝗪𝗲 𝗿𝗮𝗻 𝘁𝗵𝗲 𝗻𝘂𝗺𝗯𝗲𝗿𝘀. 𝗪𝗲 𝘀𝗵𝗼𝘄𝗲𝗱 𝘁𝗵𝗲𝗺 𝘁𝗵𝗲 𝗰𝗿𝘂𝘀𝗵 𝗽𝗼𝗶𝗻𝘁 𝘁𝗵𝗮𝘁 𝘄𝗮𝘀 𝗰𝗼𝗺𝗶𝗻𝗴.
Then we gave our clients a choice. Not our agenda. Just clarity on what staying looked like versus what selling could unlock.
They chose freedom. We built the strategy to get there.
𝗧𝗛𝗘 𝗥𝗘𝗦𝗨𝗟𝗧:
✅ Auction day: 20 registered bidders
✅ Opening bid: $675,000
✅ Final sale: $830,500 (a record for Rosewater!)
✅ Completely debt-free in their early 40s
✅ Family home protected
✅ Two decades of wealth-building ahead with zero debt
𝗕𝘂𝘁 𝗵𝗲𝗿𝗲'𝘀 𝘄𝗵𝗮𝘁 𝗿𝗲𝗮𝗹𝗹𝘆 𝗺𝗮𝘁𝘁𝗲𝗿𝘀...
It wasn't just about the money. It was about the confidence to make a massive decision without second-guessing. It was about having someone in their corner saying "yes, you can do this" when doubt crept in.
𝗧𝗵𝗮𝘁'𝘀 𝘁𝗵𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝗮𝗱𝘃𝗶𝗰𝗲 𝗮𝗻𝗱 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆. 𝗕𝗲𝘁𝘄𝗲𝗲𝗻 𝗶𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝘁𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻.
We don't just help you manage money. We help you make decisions that change your life.
𝗪𝗛𝗬 𝗧𝗛𝗜𝗦 𝗪𝗢𝗥𝗞𝗘𝗗:
🔹 Seven months of strategic planning
🔹 Scenario modeling at multiple price points
🔹 Capital gains tax calculations before the decision
🔹 Complete financial visibility
🔹 Support through every moment of doubt
🔹 Strategic positioning at exactly the right time
𝗪𝗲 𝗱𝗼𝗻'𝘁 𝗳𝗼𝗿𝗰𝗲 𝘆𝗼𝘂 𝗶𝗻𝘁𝗼 𝗮 𝗯𝗼𝘅. 𝗪𝗲 𝗱𝗼𝗻'𝘁 𝗴𝗶𝘃𝗲 𝘆𝗼𝘂 𝗴𝗲𝗻𝗲𝗿𝗶𝗰 𝗮𝗱𝘃𝗶𝗰𝗲. 𝗪𝗲 𝗱𝗼𝗻'𝘁 𝘁𝗮𝗸𝗲 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆.
We give you clarity. We build your strategy. We walk beside you until you're standing in a completely different financial position.
𝗔𝗕𝗢𝗨𝗧 𝗨𝗦:
As mentors who achieved debt and mortgage freedom ourselves in 2022 at 39 years old, we know this journey. We've lived it. And we know how to guide you through it.
Nine years. Hundreds of clients. Countless debt-free celebrations.
This is what we do. This is what separates us. This is why people come to us when they're ready for real results.
𝗬𝗢𝗨𝗥 𝗧𝗨𝗥𝗡:
What would YOUR life look like debt-free in your early 40s?
Two decades of wealth-building with no debt holding you back. Complete freedom to invest from strength. Your family home protected forever.
𝗬𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘁𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝘀𝘁𝗮𝗿𝘁𝘀 𝘄𝗶𝘁𝗵 𝗼𝗻𝗲 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻: 𝘁𝗼 𝗳𝗶𝗻𝗮𝗹𝗹𝘆 𝗴𝗲𝘁 𝗰𝗹𝗲𝗮𝗿 𝗼𝗻 𝘄𝗵𝗮𝘁'𝘀 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗽𝗼𝘀𝘀𝗶𝗯𝗹𝗲.
📖 𝗥𝗲𝗮𝗱 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝘀𝘂𝗰𝗰𝗲𝘀𝘀 𝘀𝘁𝗼𝗿𝘆: www.yourbudgetmates.com.au/debt-mortgage-free-in-their-40s-greta-jasons-your-budget-mates-story/
📞 𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗰𝗿𝗲𝗮𝘁𝗲 𝘆𝗼𝘂𝗿 𝗼𝘄𝗻 𝘀𝘂𝗰𝗰𝗲𝘀𝘀 𝘀𝘁𝗼𝗿𝘆? 𝗕𝗼𝗼𝗸 𝘆𝗼𝘂𝗿 𝗱𝗶𝘀𝗰𝗼𝘃𝗲𝗿𝘆 𝗺𝗲𝗲𝘁𝗶𝗻𝗴: www.yourbudgetmates.com.au
💬 𝗗𝗿𝗼𝗽 𝗮 🙌 𝗶𝗻 𝘁𝗵𝗲 𝗰𝗼𝗺𝗺𝗲𝗻𝘁𝘀 𝗶𝗳 𝘆𝗼𝘂'𝗱 𝗹𝗼𝘃𝗲 𝘁𝗼 𝗯𝗲 𝗱𝗲𝗯𝘁-𝗳𝗿𝗲𝗲 𝗶𝗻 𝘆𝗼𝘂𝗿 𝟰𝟬𝘀!
#DebtFree #MortgageFree #FinancialFreedom #YourBudgetMates #SuccessStory #AustralianBusiness #WealthBuilding #FinancialStrategy #DebtFreeJourney #SA #Adelaide ... See MoreSee Less
Your Budget Mates: Sort Your Budget, Sort Your Life | Life-Changing Budgeting for Goal Setters
www.yourbudgetmates.com.au
The Mates you need to help you reset your life - Gain financial clarity, Reduce debt & Achieve your financial goals with personalised budgeting & support. Take the first step and Book Your Discovery M...0 CommentsComment on Facebook
It’s not the huge wins that create transformation: it’s the tiny, consistent steps.
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Our clients built momentum, brick by brick.
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Start small. Dream big. Keep going.
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From $50/week savings to $1,000+/week, all through strategy, support, and grit.
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Consistency actions breed consistent results, and in our experience often faster than you think!
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Dream big, but start small and scale up to crush it.
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