Seriously… Are you ready for
We have helped hundreds of Australians to manage their money effectively, achieve their Financial Goals, Reduce Debt and Gain Confidence, Clarity and Control of their money goals.
Helping YOU to discover the amazing possibilities of your financial future,
develop positive financial habits & SMASH your financial goals!
Whether you’re looking to purchase your first home, or wanting to plan for future investment
– we can help provide strategies for all levels of financial situations.
Paid off their debt and secured approval for a new home loan after 6 months on apprentice wages.
Cleared $100,000 in debt in 2 years, and are now saving over $1,000 a week towards their dream of home ownership.
Rekindled their relationship and are now more knowledgeable about their money, have over $30,000 in savings and are on track for future investing.
Are now on the same page of understanding, are able to listen to one another without judgement, and have their first holiday in years
Unlocked their investment property strategy to become debt and mortgage free in their 40โs paving the way for their future investment property journey with the right structure and foundations in place.
Our Clients become BORROWER or INVESTOR READY by gaining clarity on their personal budget and TAKING ACTION.
You are here because you earn good money from your wage or business,
but you are overwhelmed with financial burdens,
and feel you’re not achieving your goals,
or you don’t know where your money is going.
Most of the time, it’s all three.
But that’s ok…
We’re here to help and get you sorted!
You
Are
Here
for a
REASON
Your Reason
Life is hectic, money is tight and the stress is real.
We get it… we have been there too.
THIS IS WHY we’re here to support you by breaking down your current financial goals into manageable steps to help you achieve them.
It’s our holistic approach.
That makes us different from the rest.
But what does this mean to you?
Let's explore this together and get a plan happening.
IMPORTANTLY: We take ZERO financial control away from You.
That is, we EMPOWER you to manage YOUR MONEY.
| Your Budget Mates | Other 'Budget' Managers | |
|---|---|---|
| Your Weekly Wage | Stays in your bank account. | Goes into their bank account. |
| Financial Control | You stay in full control of your money, always with our support and a budget to realign your goals. | Zero control, limited education. You outsource everything including your financial responsibility. |
| Your Wellbeing | Your personal wellbeing on financial stress, anxiety, fear and achieving goals is a CORE focus of what we do. | Pure number cruncher factory for their fees. |
My, My, My…. What A Big (and Important) Difference!
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When most people hear the word "budget," they cringe. They think of spreadsheets. Restrictions. Being told what they can and can't spend. Boring meetings about numbers. Apps that track every coffee purchase. Someone else controlling their money. That's not what we do. If you're looking for someone to take control of your money, pay your bills for...
Positively geared investment property.
Capital growth potential.
Fixed rate in the 3's.
๐ข๐ป ๐ฝ๐ฎ๐ฝ๐ฒ๐ฟ, ๐ถ๐ ๐น๐ผ๐ผ๐ธ๐ฒ๐ฑ ๐ฝ๐ฒ๐ฟ๐ณ๐ฒ๐ฐ๐.
But we showed them what the paper couldn't show. The owner-occupied loan crushing their cashflow. The lack of tax benefit. The fixed rate about to expire and choke them financially.
The breakthrough came when they finally saw the WHOLE picture. Not just the parts that looked good.
๐ง๐ต๐ฎ๐'๐ ๐ฐ๐ผ๐บ๐ฝ๐น๐ฒ๐๐ฒ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐๐ถ๐๐ถ๐ฏ๐ถ๐น๐ถ๐๐.
Most people only see parts of their situation. The good parts. The comfortable parts. The parts they want to see.
We show you everything. The good, the challenging, and the opportunities you're missing.
That visibility changed everything for our clients. It led to a $830,500 auction and complete debt freedom in their early 40's.
๐ช๐ต๐ฎ๐ ๐ฐ๐ผ๐๐น๐ฑ ๐ฐ๐ผ๐บ๐ฝ๐น๐ฒ๐๐ฒ ๐๐ถ๐๐ถ๐ฏ๐ถ๐น๐ถ๐๐ ๐๐ป๐น๐ผ๐ฐ๐ธ ๐ณ๐ผ๐ฟ ๐ฌ๐ข๐จ?
We've been doing this for 9 years. We've walked this path ourselves. We know how to show you what you can't see alone.
Ready to see your complete financial picture?
๐ Book your discovery meeting today: www.yourbudgetmates.com.au
๐ Read the full success story: www.yourbudgetmates.com.au/debt-mortgage-free-in-their-40s-greta-jasons-your-budget-mates-story/ ... See MoreSee Less
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๐๐๐๐๐ก๐ง ๐ฆ๐จ๐๐๐๐ฆ๐ฆ: ๐๐ฒ๐ฏ๐-๐๐ฟ๐ฒ๐ฒ ๐ถ๐ป ๐ง๐ต๐ฒ๐ถ๐ฟ ๐๐ฎ๐ฟ๐น๐ ๐ฐ๐ฌโ๐
March 2025: "We don't want to be mortgage-free. We want investment properties."
December 2025: Completely debt-free. $830,500 auction result. Zero mortgage. Zero consumer debt.
๐ช๐ต๐ฎ๐ ๐ฐ๐ต๐ฎ๐ป๐ด๐ฒ๐ฑ ๐ถ๐ป ๐๐ฒ๐๐ฒ๐ป ๐บ๐ผ๐ป๐๐ต๐?
We showed them what they couldn't see.
Their investment property looked good on paper โ positively geared, low rate, capital growth. But their owner-occupied loan was bleeding them dry. No tax benefit. Fixed rate about to explode their cashflow in February 2026.
๐ช๐ฒ ๐บ๐ฎ๐ฝ๐ฝ๐ฒ๐ฑ ๐ถ๐ ๐ผ๐๐. ๐ช๐ฒ ๐ฟ๐ฎ๐ป ๐๐ต๐ฒ ๐ป๐๐บ๐ฏ๐ฒ๐ฟ๐. ๐ช๐ฒ ๐๐ต๐ผ๐๐ฒ๐ฑ ๐๐ต๐ฒ๐บ ๐๐ต๐ฒ ๐ฐ๐ฟ๐๐๐ต ๐ฝ๐ผ๐ถ๐ป๐ ๐๐ต๐ฎ๐ ๐๐ฎ๐ ๐ฐ๐ผ๐บ๐ถ๐ป๐ด.
Then we gave our clients a choice. Not our agenda. Just clarity on what staying looked like versus what selling could unlock.
They chose freedom. We built the strategy to get there.
๐ง๐๐ ๐ฅ๐๐ฆ๐จ๐๐ง:
โ Auction day: 20 registered bidders
โ Opening bid: $675,000
โ Final sale: $830,500 (a record for Rosewater!)
โ Completely debt-free in their early 40's
โ Family home protected
โ Two decades of wealth-building ahead with zero debt
๐๐๐ ๐ต๐ฒ๐ฟ๐ฒ'๐ ๐๐ต๐ฎ๐ ๐ฟ๐ฒ๐ฎ๐น๐น๐ ๐บ๐ฎ๐๐๐ฒ๐ฟ๐...
It wasn't just about the money. It was about the confidence to make a massive decision without second-guessing. It was about having someone in their corner saying "yes, you can do this" when doubt crept in.
๐ง๐ต๐ฎ๐'๐ ๐๐ต๐ฒ ๐ฑ๐ถ๐ณ๐ณ๐ฒ๐ฟ๐ฒ๐ป๐ฐ๐ฒ ๐ฏ๐ฒ๐๐๐ฒ๐ฒ๐ป ๐ฎ๐ฑ๐๐ถ๐ฐ๐ฒ ๐ฎ๐ป๐ฑ ๐๐๐ฟ๐ฎ๐๐ฒ๐ด๐. ๐๐ฒ๐๐๐ฒ๐ฒ๐ป ๐ถ๐ป๐ณ๐ผ๐ฟ๐บ๐ฎ๐๐ถ๐ผ๐ป ๐ฎ๐ป๐ฑ ๐๐ฟ๐ฎ๐ป๐๐ณ๐ผ๐ฟ๐บ๐ฎ๐๐ถ๐ผ๐ป.
We don't just help you manage money. We help you make decisions that change your life.
๐ช๐๐ฌ ๐ง๐๐๐ฆ ๐ช๐ข๐ฅ๐๐๐:
๐น Seven months of strategic planning
๐น Scenario modelling at multiple price points
๐น Capital gains tax calculations before the decision
๐น Complete financial visibility
๐น Support through every moment of doubt
๐น Strategic positioning at exactly the right time
๐ช๐ฒ ๐ฑ๐ผ๐ป'๐ ๐ณ๐ผ๐ฟ๐ฐ๐ฒ ๐๐ผ๐ ๐ถ๐ป๐๐ผ ๐ฎ ๐ฏ๐ผ๐ . ๐ช๐ฒ ๐ฑ๐ผ๐ป'๐ ๐ด๐ถ๐๐ฒ ๐๐ผ๐ ๐ด๐ฒ๐ป๐ฒ๐ฟ๐ถ๐ฐ ๐ฎ๐ฑ๐๐ถ๐ฐ๐ฒ. ๐ช๐ฒ ๐ฑ๐ผ๐ป'๐ ๐๐ฎ๐ธ๐ฒ ๐ฐ๐ผ๐ป๐๐ฟ๐ผ๐น ๐ผ๐ณ ๐๐ผ๐๐ฟ ๐บ๐ผ๐ป๐ฒ๐.
We give you clarity. We build your strategy. We walk beside you until you're standing in a completely different financial position.
๐๐๐ข๐จ๐ง ๐จ๐ฆ:
As mentors who achieved debt and mortgage freedom ourselves in 2022 at 39 years old, we know this journey. We've lived it. And we know how to guide you through it.
Nine years. Hundreds of clients. Countless debt-free celebrations.
This is what we do. This is what separates us. This is why people come to us when they're ready for real results.
๐ฌ๐ข๐จ๐ฅ ๐ง๐จ๐ฅ๐ก:
What would YOUR life look like debt-free in your early 40's?
Two decades of wealth-building with no debt holding you back. Complete freedom to invest from strength. Your family home protected forever.
๐ฌ๐ผ๐๐ฟ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐๐ฟ๐ฎ๐ป๐๐ณ๐ผ๐ฟ๐บ๐ฎ๐๐ถ๐ผ๐ป ๐๐๐ฎ๐ฟ๐๐ ๐๐ถ๐๐ต ๐ผ๐ป๐ฒ ๐ฑ๐ฒ๐ฐ๐ถ๐๐ถ๐ผ๐ป: ๐๐ผ ๐ณ๐ถ๐ป๐ฎ๐น๐น๐ ๐ด๐ฒ๐ ๐ฐ๐น๐ฒ๐ฎ๐ฟ ๐ผ๐ป ๐๐ต๐ฎ๐'๐ ๐ฎ๐ฐ๐๐๐ฎ๐น๐น๐ ๐ฝ๐ผ๐๐๐ถ๐ฏ๐น๐ฒ.
๐ ๐ฅ๐ฒ๐ฎ๐ฑ ๐๐ต๐ฒ ๐ณ๐๐น๐น ๐๐๐ฐ๐ฐ๐ฒ๐๐ ๐๐๐ผ๐ฟ๐: www.yourbudgetmates.com.au/debt-mortgage-free-in-their-40s-greta-jasons-your-budget-mates-story/
๐ ๐ฅ๐ฒ๐ฎ๐ฑ๐ ๐๐ผ ๐ฐ๐ฟ๐ฒ๐ฎ๐๐ฒ ๐๐ผ๐๐ฟ ๐ผ๐๐ป ๐๐๐ฐ๐ฐ๐ฒ๐๐ ๐๐๐ผ๐ฟ๐? ๐๐ผ๐ผ๐ธ ๐๐ผ๐๐ฟ ๐ฑ๐ถ๐๐ฐ๐ผ๐๐ฒ๐ฟ๐ ๐บ๐ฒ๐ฒ๐๐ถ๐ป๐ด: www.yourbudgetmates.com.au
๐ฌ ๐๐ฟ๐ผ๐ฝ ๐ฎ ๐ ๐ถ๐ป ๐๐ต๐ฒ ๐ฐ๐ผ๐บ๐บ๐ฒ๐ป๐๐ ๐ถ๐ณ ๐๐ผ๐'๐ฑ ๐น๐ผ๐๐ฒ ๐๐ผ ๐ฏ๐ฒ ๐ฑ๐ฒ๐ฏ๐-๐ณ๐ฟ๐ฒ๐ฒ ๐ถ๐ป ๐๐ผ๐๐ฟ ๐ฐ๐ฌ๐!
#DebtFree #MortgageFree #FinancialFreedom #YourBudgetMates #SuccessStory #AustralianBusiness #WealthBuilding #FinancialStrategy #DebtFreeJourney #SA #Adelaide ... See MoreSee Less
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Our clients thought they knew what they wanted.
Investment properties. Wealth building. Portfolio growth.
๐ช๐ฒ ๐ฎ๐๐ธ๐ฒ๐ฑ ๐ผ๐ป๐ฒ ๐พ๐๐ฒ๐๐๐ถ๐ผ๐ป ๐๐ต๐ฎ๐ ๐ฐ๐ต๐ฎ๐ป๐ด๐ฒ๐ฑ ๐ฒ๐๐ฒ๐ฟ๐๐๐ต๐ถ๐ป๐ด:
"What if being mortgage-free in your early 40's gave you MORE power to build wealth than keeping an investment property that's crushing your cashflow?"
Seven months of showing them the numbers. Seven months of scenario planning. Seven months of gentle nudges toward clarity.
The breakthrough came when they finally SAW it โ their owner-occupied loan was the anchor. Their investment property was keeping them treading water, not moving forward.
๐ช๐ฒ ๐ฏ๐๐ถ๐น๐ ๐ฎ ๐ฑ๐ถ๐ณ๐ณ๐ฒ๐ฟ๐ฒ๐ป๐ ๐๐๐ฟ๐ฎ๐๐ฒ๐ด๐.
Sell the investment. Clear the home loan. Unlock their cashflow. Protect their family home. Position them to invest from strength, not desperation.
December 2025: Auction day. 20 registered bidders. $830,500 final sale. Debt-free in their early 40's.
๐๐๐ ๐๐ต๐ฒ ๐ฟ๐ฒ๐ฎ๐น ๐๐ฟ๐ฎ๐ป๐๐ณ๐ผ๐ฟ๐บ๐ฎ๐๐ถ๐ผ๐ป?
They went from "we don't want to be mortgage-free" to "we can't believe what we've achieved" in seven months.
That's not luck. That's not accident. That's strategic financial positioning executed at exactly the right time. And that's what we do differently.
We don't force you into a box. We don't give you generic advice. We don't take control of your money and tell you what you can and can't spend.
๐ช๐ฒ ๐ด๐ถ๐๐ฒ ๐๐ผ๐ ๐ฐ๐น๐ฎ๐ฟ๐ถ๐๐. ๐ช๐ฒ ๐ฏ๐๐ถ๐น๐ฑ ๐๐ผ๐๐ฟ ๐๐๐ฟ๐ฎ๐๐ฒ๐ด๐. ๐ช๐ฒ ๐๐ฎ๐น๐ธ ๐ฏ๐ฒ๐๐ถ๐ฑ๐ฒ ๐๐ผ๐ ๐๐ป๐๐ถ๐น ๐๐ผ๐'๐ฟ๐ฒ ๐๐๐ฎ๐ป๐ฑ๐ถ๐ป๐ด ๐ถ๐ป ๐ฎ ๐ฐ๐ผ๐บ๐ฝ๐น๐ฒ๐๐ฒ๐น๐ ๐ฑ๐ถ๐ณ๐ณ๐ฒ๐ฟ๐ฒ๐ป๐ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐ฝ๐ผ๐๐ถ๐๐ถ๐ผ๐ป.
This is what we do. This is what separates us. This is why people come to us when they're ready for real results.
๐ฌ๐ผ๐๐ฟ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐๐ฟ๐ฎ๐ป๐๐ณ๐ผ๐ฟ๐บ๐ฎ๐๐ถ๐ผ๐ป ๐๐๐ฎ๐ฟ๐๐ ๐๐ถ๐๐ต ๐ผ๐ป๐ฒ ๐ฑ๐ฒ๐ฐ๐ถ๐๐ถ๐ผ๐ป: ๐๐ผ ๐ณ๐ถ๐ป๐ฎ๐น๐น๐ ๐ด๐ฒ๐ ๐ฐ๐น๐ฒ๐ฎ๐ฟ ๐ผ๐ป ๐๐ต๐ฎ๐'๐ ๐ฎ๐ฐ๐๐๐ฎ๐น๐น๐ ๐ฝ๐ผ๐๐๐ถ๐ฏ๐น๐ฒ.
๐ Book your discovery meeting today: www.yourbudgetmates.com.au
๐ Read how we helped our clients achieve debt freedom: www.yourbudgetmates.com.au/debt-mortgage-free-in-their-40s-greta-jasons-your-budget-mates-story/ ... See MoreSee Less
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Our clients were stuck.
They had goals. They had income. They had assets.
But they couldn't see the path forward.
๐ง๐ต๐ฎ๐'๐ ๐๐ต๐ฒ๐ฟ๐ฒ ๐๐ฒ ๐ฐ๐ฎ๐บ๐ฒ ๐ถ๐ป.
We didn't just tell them what to do. We showed them what was possible โat three different price points. We provided clarity on capital gains tax before they made a single decision. We mapped out what their life would look like debt-free versus staying the course.
We gave them something most people never get: ๐ฐ๐ผ๐บ๐ฝ๐น๐ฒ๐๐ฒ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐๐ถ๐๐ถ๐ฏ๐ถ๐น๐ถ๐๐.
And when they could finally SEE their situation clearly, the decision became obvious.
Sell the investment property. Clear the home loan. Start fresh from a position of strength.
The result? $830,500 auction (a record for Rosewater). Complete debt freedom. Their 40's unlocked for wealth building instead of debt servicing.
๐๐๐ ๐ต๐ฒ๐ฟ๐ฒ'๐ ๐๐ต๐ฎ๐ ๐ฟ๐ฒ๐ฎ๐น๐น๐ ๐บ๐ฎ๐๐๐ฒ๐ฟ๐...
It wasn't just about the money. It was about the confidence to make a massive decision without second-guessing. It was about having someone in their corner saying "yes, you can do this" when doubt crept in.
That's the difference between advice and strategy. Between information and transformation.
๐ช๐ฒ ๐ฑ๐ผ๐ป'๐ ๐ท๐๐๐ ๐ต๐ฒ๐น๐ฝ ๐๐ผ๐ ๐บ๐ฎ๐ป๐ฎ๐ด๐ฒ ๐บ๐ผ๐ป๐ฒ๐. ๐ช๐ฒ ๐ต๐ฒ๐น๐ฝ ๐๐ผ๐ ๐บ๐ฎ๐ธ๐ฒ ๐ฑ๐ฒ๐ฐ๐ถ๐๐ถ๐ผ๐ป๐ ๐๐ต๐ฎ๐ ๐ฐ๐ต๐ฎ๐ป๐ด๐ฒ ๐๐ผ๐๐ฟ ๐น๐ถ๐ณ๐ฒ.
After 9 years and hundreds of clients, we know what works. We know what separates people who stay stuck from people who break free.
We achieved debt and mortgage freedom ourselves in 2022 at 39 years old. We know this journey. We've lived it. And we know how to guide you through it.
๐ฅ๐ฒ๐ฎ๐ฑ๐ ๐๐ผ ๐๐ฒ๐ฒ ๐๐ผ๐๐ฟ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐๐ถ๐๐๐ฎ๐๐ถ๐ผ๐ป ๐๐ถ๐๐ต ๐ฐ๐ผ๐บ๐ฝ๐น๐ฒ๐๐ฒ ๐ฐ๐น๐ฎ๐ฟ๐ถ๐๐?
๐ Book your discovery meeting today: www.yourbudgetmates.com.au
๐ Read the full success story: www.yourbudgetmates.com.au/debt-mortgage-free-in-their-40s-greta-jasons-your-budget-mates-story/ ... See MoreSee Less
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