Life-Changing Financial Coaching Australia-Wide
We have helped hundreds of Australians to
Helping YOU to discover the amazing possibilities of your financial future,
develop positive financial habits & SMASH your financial goals!
Whether you’re looking to purchase your first home, or wanting to plan for future investment
– we can help provide strategies for all levels of financial situations.
Paid off their debt and secured approval for a new home loan after 6 months on apprentice wages.
Cleared $100,000 in debt in 2 years, and are now saving over $1,000 a week towards their dream of home ownership.
Rekindled their relationship and are now more knowledgeable about their money, have over $30,000 in savings and are on track for future investing.
Are now on the same page of understanding, are able to listen to one another without judgement, and have their first holiday in years
Unlocked their investment property strategy to become debt and mortgage free in their 40’s paving the way for their future investment property journey with the right structure and foundations in place.
Our Clients become BORROWER or INVESTOR READY by gaining clarity on their personal budget and TAKING ACTION.
You are here because you earn good money from your wage or business,
but you are overwhelmed with financial burdens,
and feel you’re not achieving your goals,
or you don’t know where your money is going.
Most of the time, it’s all three.
But that’s ok…
We’re here to help and get you sorted!
You
Are
Here
for a
REASON
Your Reason
Life is hectic, money is tight and the stress is real.
We get it… we have been there too.
THIS IS WHY we’re here. A dedicated finance coach supports you by breaking down your current goals into manageable steps. This finance coaching approach makes us different from the rest.
It’s our holistic approach.
That makes us different from the rest.
But what does this mean to you?
Let's explore this together and get a plan happening.
IMPORTANTLY: We take ZERO financial control away from You.
That is, we EMPOWER you to manage YOUR MONEY.
| Your Budget Mates | Traditional Budget Managers | |
|---|---|---|
| Your Weekly Wage | Stays in your bank account. | Goes into their bank account. |
| Financial Control | You stay in full control of your money, always with our support and a budget to realign your goals. | Zero control, limited education. You outsource everything including your financial responsibility. |
| Your Wellbeing | Your personal wellbeing on financial stress, anxiety, fear and achieving goals is a CORE focus of what we do. | Pure number cruncher factory for their fees. |
Unlike others who take control of your accounts, our money coaching empowers you to manage your own wealth.
Sort your budget, sort your life.
I've lost count of how many times I've heard a broker say it. "Don't worry, my service is free." Said with a smile. Said with confidence, usually from behind a nice desk, in an office that looks like it costs more to run than most people's mortgages. And technically, they're not lying. You don't pay them a fee out of your pocket. The lender pays...
Ask someone how they're going with money, and almost everyone says the same word. Fine. Not because it's true. Because it's easier than explaining the calculator sessions at 11pm, the redraw that quietly became grocery money, or the "I'll sort it next payday" that's been said for the last six paydays running. That's the part people miss with money...
What would you do if you found yourself debt and mortgage free by your early 40's? No more mortgage repayments. No rent. No other debts. You'd feel rich, right? $800 a week is $41,600 a year of household income you didn't have before. Do you need to invest it? Well, not if you don't want to. You're rich after all… But if you've got 20+ years of...
Alyssa Mates – Newsletter, Third Edition. The power of sitting in silence… Last month I shared something a little different – the practice of grounding, of getting your bare feet on the earth and letting your nervous system breathe. I'd love to know how you went with that. Did you try it? Did it feel strange, or did it feel like coming home?...
I'm going to say it out loud. The rules have changed, the goal posts have moved, and nobody sent you a memo. For the better part of two decades, Australians have operated on a set of financial assumptions that felt as solid as concrete. Work hard, buy property, trust that superannuation does its job, and everything will be fine. That was the plan....
Alyssa Mates – Newsletter, Second Edition. Come back to earth… This month, I want to talk about something a little different. No spreadsheets. No budget categories. Just you, barefoot on the grass – and why that might be the most important thing you do for your finances this week. You may have heard of grounding, also called earthing. It's...
𝐘𝐨𝐮𝐫 𝐛𝐫𝐨𝐤𝐞𝐫'𝐬 𝐬𝐞𝐫𝐯𝐢𝐜𝐞 𝐢𝐬 "𝐟𝐫𝐞𝐞." 𝐓𝐡𝐚𝐭 𝐝𝐨𝐞𝐬𝐧'𝐭 𝐦𝐞𝐚𝐧 𝐢𝐭 𝐝𝐨𝐞𝐬𝐧'𝐭 𝐜𝐨𝐬𝐭 𝐲𝐨𝐮.
"Don't worry, my service is free," they say. Said with a smile, from behind a nice desk.
And technically, they're not lying. The lender pays their commission, not you.
But free and no-cost are two very different things.
📊 What it actually costs you shows up in your loan structure.
🏦 In which bank tier you get offered.
💸 In whether the "yes" you got was the best "yes" available.
The wrong broker, chosen for the wrong reasons, can cost you tens of thousands over the life of your loan – and you often won't know it's happened until years later.
𝐓𝐡𝐞 𝐬𝐭𝐚𝐭𝐞 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐝𝐞𝐜𝐢𝐝𝐞𝐬 𝐰𝐡𝐢𝐜𝐡 𝐨𝐮𝐭𝐜𝐨𝐦𝐞 𝐲𝐨𝐮 𝐠𝐞𝐭 – 𝐟𝐚𝐫 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐰𝐡𝐢𝐜𝐡 𝐛𝐫𝐨𝐤𝐞𝐫 𝐲𝐨𝐮 𝐩𝐢𝐜𝐤.
We've broken down the six things that really decide your mortgage rate in Australia – bank tiers, servicing calculators, lender expense checks, cross-collateralisation, broker experience, and one-size-fits-all advice – plus six signs you're sitting across from the wrong broker.
👉 Read the full article: yourbudgetmates.com.au/mortgage-brokers-arent-free-real-cost-australia/
📖 Want more information? Download our free ebook: yourbudgetmates.com.au/master-guide-financial-freedom-ebook/
🤝 Discover how we can help you: www.yourbudgetmates.com.au
#FinanceCoach #MoneyCoach #BudgetCoach #MortgageBroker #HomeLoanTips #YourBudgetMates ...
Mortgage Brokers Aren't Free: What A "No-Cost" Broker Could Really Cost You… - Finance Coach Australia-Wide | Money & Finance Coaching
yourbudgetmates.com.au
Mortgage brokers say their service is "free" – but the wrong one can cost you tens of thousands. Here's what actually decides your rate in Australia.0 CommentsComment on Facebook
You're 68. Two completely different realities:
𝐕𝐞𝐫𝐬𝐢𝐨𝐧 𝟏: Still renting. Landlord just gave notice. Pension barely covers basics. Can't stop working. The stress from your 40s? Still here. Fewer options now.
𝐕𝐞𝐫𝐬𝐢𝐨𝐧 𝟐: Home paid off. Savings give you choices. Help grandkids. Travel. Secure. The hard work you did decades ago bought you this freedom.
Same age. The difference? Choices made in your 20’s, 30’s and 40’s...
Your future self is counting on you. Don't let them down. 👊
Book your discovery meeting with us today: www.yourbudgetmates.com.au ...
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𝐀 𝐏𝐫𝐨𝐯𝐞𝐧 𝐑𝐨𝐚𝐝𝐦𝐚𝐩 𝐭𝐨 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐅𝐫𝐞𝐞𝐝𝐨𝐦.
Most people don’t manage their money; they react to it. Our 𝐒𝐭𝐚𝐫𝐭𝐞𝐫 𝐆𝐮𝐢𝐝𝐞 is designed to move you from stress to strategy with a clear, simple roadmap to help you reduce debt and build a life of abundance.
𝐈𝐧𝐬𝐢𝐝𝐞 𝐲𝐨𝐮𝐫 𝐟𝐫𝐞𝐞 𝐠𝐮𝐢𝐝𝐞:
➡️ 𝐓𝐡𝐞 𝟓 𝐏𝐢𝐥𝐥𝐚𝐫𝐬: Strategic positioning for debt reduction and wealth.
➡️ 𝐓𝐡𝐞 𝐘𝐁𝐌 𝐅𝐨𝐫𝐦𝐮𝐥𝐚: How to gain Clarity, Confidence, and Control.
➡️ 𝐓𝐡𝐞 𝐀𝐜𝐭𝐢𝐨𝐧 𝐂𝐡𝐞𝐜𝐤𝐥𝐢𝐬𝐭: 13 practical steps to find your “spending leaks.”
➡️ 𝐑𝐞𝐚𝐥 𝐒𝐭𝐨𝐫𝐢𝐞𝐬: How actual clients cleared $100k+ in debt using this system.
“𝘛ℎ𝘦 𝘯𝑢𝘮𝑏𝘦𝑟𝘴 𝘥𝑜𝘯’𝘵 𝘭𝑖𝘦. 𝑂𝘯𝑐𝘦 𝘺𝑜𝘶 𝘴𝑡𝘰𝑝 𝑏𝘦𝑖𝘯𝑔 𝑎𝘧𝑟𝘢𝑖𝘥 𝘰𝑓 𝑡𝘩𝑒𝘮, 𝑡𝘩𝑒𝘺 𝘴𝑡𝘰𝑝 ℎ𝘢𝑣𝘪𝑛𝘨 𝘱𝑜𝘸𝑒𝘳 𝘰𝑣𝘦𝑟 𝑦𝘰𝑢.”
Download here: yourbudgetmates.com.au/master-guide-financial-freedom-ebook/ ...
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“𝐈’𝐦 𝐟𝐢𝐧𝐞.” 😌💰
It’s probably one of the most common answers we hear when we ask someone how they’re going financially.
But sometimes “fine” means…
🧮 Doing the maths at 11pm.
💳 Moving money around until payday.
🏦 Using the redraw for groceries.
😬 Saying “I’ll sort it next payday” – again.
🙃 Looking completely fine to everyone else.
Because 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐭𝐫𝐞𝐬𝐬 𝐝𝐨𝐞𝐬𝐧’𝐭 𝐚𝐥𝐰𝐚𝐲𝐬 𝐥𝐨𝐨𝐤 𝐥𝐢𝐤𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐭𝐫𝐞𝐬𝐬.
Sometimes you can have a good job, a nice home, pay your bills and still be quietly drowning in the pressure of making the numbers work.
And in relationships, it can look completely different between two people. One spends for relief. The other tightens everything up. 😣
Neither may be the problem. They may just be responding to the same pressure differently.
𝐓𝐡𝐞 𝐧𝐮𝐦𝐛𝐞𝐫𝐬 𝐭𝐞𝐥𝐥 𝐮𝐬 𝐰𝐡𝐚𝐭 𝐢𝐬 𝐡𝐚𝐩𝐩𝐞𝐧𝐢𝐧𝐠. 𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐭𝐡𝐞 𝐩𝐞𝐫𝐬𝐨𝐧 𝐭𝐞𝐥𝐥𝐬 𝐮𝐬 𝐰𝐡𝐲. ❤️
If “I’m fine” has become your automatic answer, this one is worth a read.
👉 𝐑𝐞𝐚𝐝 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐚𝐫𝐭𝐢𝐜𝐥𝐞: yourbudgetmates.com.au/hidden-financial-stress/
#FinanceCoach #MoneyCoach #BudgetCoach #FinancialStress #MoneyStress #YourBudgetMates ...
Hidden Financial Stress: Why 'I'm Fine' Doesn't Mean You Are - Finance Coach Australia-Wide | Money & Finance Coaching
yourbudgetmates.com.au
You say you're fine. But hidden financial stress and anxiety don't always show. Here's how it hides and why reaching out matters.0 CommentsComment on Facebook