We’re Just Like You

Everyday PeopleStruggled FinanciallyYour Mates by Nature

We have a passion for helping

We’re Fairly Normal

But hey… who isn’t!

  • We’ve been there and done that… stressed, corporate, debt, unwell…
  • We did the work… We also found our calling
  • We got a grip on our lives and took control
  • Over several years, we developed a tight, systemised solution
  • We’re fun but we hold you accountable and tell your hard truths
  • We want you to THRIVE

Andrew & Alyssa Mates

By name & by nature... we'll be your mate.
We live on the coast of South Australia
but we relate and connect with friends and clients Australia-wide.

andrew-and-alyssa-your-budget-mates-australia

“Sort Your Budget, Sort Your Life” is so true.

We See it, We Teach it, We Live It…

Our philosophy that financial wellness extends far beyond just managing money—it’s about creating overall life satisfaction and relationship harmony.

 

We’d love to hear from you…

Our Mantra, Our Focus for You

Develop Positive Financial Habits & Smash Your Financial Goals

Are You Keen For The Backstory?

Read on...

We are Andrew and Alyssa Mates, a husband-and-wife team with a background in property and finance. By understanding the power of knowing our numbers we became completely debt and mortgage-free in 2022 at the age of 39 years old and now enjoy living life in beautiful Normanville, South Australia.

Andrew left a high-stress corporate career to pursue a career in finance and became a mortgage broker with Aussie back in 2012, but during his time he quickly realised that his passion was helping people eliminate debt, not accumulate it, and promptly left the industry.

Alyssa, a property enthusiast, worked alongside Andrew whilst they developed their personal plan for property and cashflow which ended up becoming their personal finance system that provided clarity, structure, and a clear path to their personal financial freedom.

Since 2009, this system has guided our decisions personally, and since 2018 we have been teaching others our methodologies of how to create their own path to financial independence by providing clarity on their current financial position, future goals, and helping them to implement steps required to achieve them—whether for household budgets, business finances, or preparing to borrow or invest.

Our approach is tailored to you, practical in nature, and focused on your self-reliance, without any third-party apps or subscriptions. We deliver an empathetic, fun, and exciting approach to budgets to ensure you receive your tailor-made plan that works for you – unique to your own circumstances and designed for your success.

If you’re ready to take charge of your financial future, reach out. This could be the most impactful step toward achieving your goals.

Sort your budget, Sort your life.

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Turns out filming a simple introduction isn't quite as simple as it looks.

There were animals. There were people. There was sunshine. There were unexpected interruptions. There were moments where one of us forgot what we were saying halfway through a sentence. And there may have been a few cases of laughing at exactly the wrong moment.

The version that made the cut even includes one little stutter. We considered editing it out. Then we remembered we're human and left it in. If you spot it, congratulations – you've earned yourself absolutely nothing except bragging rights.

We filmed at the beautiful Ingalalla Falls at Hay Flat, South Australia, one of our favourite places to unwind, clear our heads and reconnect with nature. Before landing on the final version, we also dragged cameras, tripods and ourselves around places we love including Rapid Bay and Deep Creek Conservation Park.

Now, this blooper reel was shaping up nicely until nature decided to steal the show.

Halfway through recording, a huge flock of Yellow-tailed Black Cockatoo flew overhead. Normally you'll spot four or six if you're lucky. During filming? We reckon around twenty showed up.

Apparently even the cockatoos wanted a cameo.

So if you enjoy birds, budgets, and watching two people try very hard to look professional while nature and reality have other ideas, have a look at the website and the blooper reel.

And if you're ready to get serious about your money while still having a few laughs along the way, book a discovery meeting and come say hello.

Because the videos aren't really about getting the perfect take.

They're about helping you get your finances on the right track – stutters, cockatoos and all. 🦜💰😄

If you want to see the final version, head to our website www.yourbudgetmates.com.au.

While you’re there, why not book your discovery meeting too? It costs you nothing, and could just change everything…
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𝐀 𝐏𝐫𝐨�

𝐀 𝐏𝐫𝐨𝐯𝐞𝐧 𝐑𝐨𝐚𝐝𝐦𝐚𝐩 𝐭𝐨 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐅𝐫𝐞𝐞𝐝𝐨𝐦.

Most people don’t manage their money; they react to it. Our 𝐒𝐭𝐚𝐫𝐭𝐞𝐫 𝐆𝐮𝐢𝐝𝐞 is designed to move you from stress to strategy with a clear, simple roadmap to help you reduce debt and build a life of abundance.

𝐈𝐧𝐬𝐢𝐝𝐞 𝐲𝐨𝐮𝐫 𝐟𝐫𝐞𝐞 𝐠𝐮𝐢𝐝𝐞:

➡️ 𝐓𝐡𝐞 𝟓 𝐏𝐢𝐥𝐥𝐚𝐫𝐬: Strategic positioning for debt reduction and wealth.
➡️ 𝐓𝐡𝐞 𝐘𝐁𝐌 𝐅𝐨𝐫𝐦𝐮𝐥𝐚: How to gain Clarity, Confidence, and Control.
➡️ 𝐓𝐡𝐞 𝐀𝐜𝐭𝐢𝐨𝐧 𝐂𝐡𝐞𝐜𝐤𝐥𝐢𝐬𝐭: 13 practical steps to find your “spending leaks.”
➡️ 𝐑𝐞𝐚𝐥 𝐒𝐭𝐨𝐫𝐢𝐞𝐬: How actual clients cleared $100k+ in debt using this system.

“𝘛ℎ𝘦 𝘯𝑢𝘮𝑏𝘦𝑟𝘴 𝘥𝑜𝘯’𝘵 𝘭𝑖𝘦. 𝑂𝘯𝑐𝘦 𝘺𝑜𝘶 𝘴𝑡𝘰𝑝 𝑏𝘦𝑖𝘯𝑔 𝑎𝘧𝑟𝘢𝑖𝘥 𝘰𝑓 𝑡𝘩𝑒𝘮, 𝑡𝘩𝑒𝘺 𝘴𝑡𝘰𝑝 ℎ𝘢𝑣𝘪𝑛𝘨 𝘱𝑜𝘸𝑒𝘳 𝘰𝑣𝘦𝑟 𝑦𝘰𝑢.”

Download here: yourbudgetmates.com.au/master-guide-financial-freedom-ebook/
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Refinance #1: Problem solved. Life moved on.
Refinance #2: Problem solved again. Life moved on again.
Refinance #3: Coming soon to a mortgage near you.

See the pattern?

You're not solving the problem. You're just moving it. Making it bigger. Attaching it to your house.

The definition of insanity is doing the same thing and expecting different results. So why are you about to refinance again?

Break the insanity. Get a real budget strategy.

Face the truth and book your discovery meeting with us today – www.yourbudgetmates.com.au

𝗬𝗼𝘂𝗿 𝗕𝘂𝗱𝗴𝗲𝘁 𝗠𝗮𝘁𝗲𝘀: 𝗟𝗶𝗳𝗲-𝗖𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗕𝘂𝗱𝗴𝗲𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝗚𝗼𝗮𝗹 𝗦𝗲𝘁𝘁𝗲𝗿𝘀.

📖 Read more: yourbudgetmates.com.au/refinancing-debt-youre-turning-your-biggest-asset-into-your-biggest-liabil...

#YourBudgetMates #BreakThePattern #FinancialSanity #GetReal
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Working with a couple recently that we helped to generate savings of over $40,000 per year...

That's a massive win.

But it wasn't THE win for the client.

At our last meeting, our client was so happy to mention that they were able to purchase a pair of $95 mocassan shoes to keep their feet warm in winter. They purchased premium. They didn't stress about the cost, they just purchased them because the money was there. Zero guilt.

So whilst you are looking at the major goals (the $40k in savings), don't miss the ones that matter most - it's always the little things.

So proud of the work we do for our clients. So proud of their successes!
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