The Reason You Are Here?

Feeling overwhelmedArguments over moneyFinancial AnxietyFinancially Disconnected"something is missing"

You are not alone

Your Reason For Being Here is Clear

You Want Change

You have a good stable income but…
Something is not right!

Your savings are missing
Your household budget is random
You feel overwhelmed on what to do
You are stressed… and unhappy
You might be arguing with your spouse
… and your family and freedom is suffering.

You have no strategy, no budget, no idea…

We are here to untangle the mess and get you on track with education, tools and goal achievement.

We have been there too!

Us… Yes Us – Andrew and Alyssa…
We have been in your situation with financial stress, hating our
jobs, feeling conflicted, chasing money for bills…
Now we attract abundance and financial freedom.

Backed by real results and accredited finance expertise, our practical budgeting system has been developed through our own property and finance journey, and we’re proud to have been successfully coaching others since 2018.

See Our Story

Our Mantra

Helping YOU to discover the amazing possibilities of your Financial Future,
develop positive Financial Habits & SMASH your Financial Goals!

Do you WANT...?

saving-holiday-plans-your-budget-mates-financial-family-goals-australia
A savings plan for your next holiday
spend-freely-guilt-free-your-budget-mates-australia
To spend guilt-free without pressure
good-relationship-money-your-budget-mates-personal-wealth-finance-australia
To improve your relationship with money
invest-save-success-your-budget-mates-personal-money-finance-australia
To shift from Owing to Owning
retirement-saving-happy-your-budget-mates-financial-funds-australia
To invest for retirement
enjoy-life-happy-your-budget-mates-financial-budgeting-goals-retire-australia
To enjoy your life

Do you NEED...?

talk-about-money-your-budget-mates-financial-goals-plan-success-australia
To stop arguing about money
build-savings-wealth-your-budget-mates-financial-plan-budgeting-australia
Investment strategies for the future
savings-fees-education-your-budget-mates-financial-goals-australia
Affordability for school fees
house-deposit-saving-your-budget-mates-financial-goals-australia
Better budgeting for a house deposit
build-savings-your-budget-mates-financial-plan-australia
To feel empowered with your money
cashflow-your-budget-mates-financial-funds-australia
Less stress, and more financial freedom

Let Us Be Clear

Budgeting is not a negative… it’s not about sacrificing…
It’s about CREATING abundance 

Sort your budget, Sort your life.

The BIG Question

Are you Ready?

Can We Do This?
We = You & Us

Are you time-poor?
A couple, family or single?
Have a good income and a growth mindset?
Not an ‘excuse maker’?
Wanting to have knowledge and control of your finances?
Have a ‘can-do’ focus and feel empowered?

You Are Here
for a
REASON
Your Reason

It’s About More Than Money

It’s about LIFE.

While we talk dollars and tools, it’s ultimately also coaching you towards a more balanced life and better wellbeing.

We don’t just do budgets. The life transformation our client’s achieve is about more than money, their whole life generates a greater purpose with more clarity and control.

FIND OUT WHY
WE ARE DIFFERENT

Since engaging with Andrew & Alyssa, not only have our finances come out on top..So has our relationship.Cass & Liam - Clients 2023

What Are you working towards?

What's your plan to achieve this?

Here’s Your First Step

Problems Resolved

you-budget-mates-success-stories-mortgage-savings-investments-winners-budgeting
Georgia & Brayden
Apprentice Income

ISSUES:

  • Unable to pay off personal debt
  • Unable to save for a deposit
  • Wanting to build their first home but couldn’t secure a loan
  • Lack of structure and planning for household cash flow
your-budget-mates-success-stories-mortgage-savings-investments-finance-personalised
Dave & Michelle
Over $100,000 in debt

ISSUES:

  • Frustrated & disillusioned with other budgeting providers who provided no reduction in debt after 4 years
  • Outsourced their responsibilities and their control
  • Always out of money at the end of the week
  • Unable to save even $50 per week
your-budget-mates-success-stories-mortgage-savings-investments-couple-goals
Sean & Olivia
Poor Relationship with Money

ISSUES:

  • Stress on love and relationship
  • At breaking point with financials
  • Overspending leading to arguments
  • No savings
  • Maxed out credit card
  • Guarantor on family home
  • No financial plan for the future
Debt & Mortgage Free In Their 40’s
Greta & Jason
Fragile Investment Strategy

ISSUES:

  • Wanted to continue growing wealth by purchasing investment properties
  • Limited property portfolio growth potential – the wrong strategy in place to grow (they didn’t know this)
  • Cashflow strain and couldn’t see where their money was going
  • Decision making paralysis – needed a way forward but couldn’t see it
  • Investment property – positive geared, fixed rate ending potential to choke cashflow
  • Lack of financial visibility
  • Not sure on next steps – overwhelmed, but wanted to ‘do something’
Andrew & Alyssa are kind, honest and prompt, and have supported us with a beautiful structure
for our finances that we are seeing each week to continue to grow.Claire & Hamid - Clients 2023
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Turns out filming a simple introduction isn't quite as simple as it looks.

There were animals. There were people. There was sunshine. There were unexpected interruptions. There were moments where one of us forgot what we were saying halfway through a sentence. And there may have been a few cases of laughing at exactly the wrong moment.

The version that made the cut even includes one little stutter. We considered editing it out. Then we remembered we're human and left it in. If you spot it, congratulations – you've earned yourself absolutely nothing except bragging rights.

We filmed at the beautiful Ingalalla Falls at Hay Flat, South Australia, one of our favourite places to unwind, clear our heads and reconnect with nature. Before landing on the final version, we also dragged cameras, tripods and ourselves around places we love including Rapid Bay and Deep Creek Conservation Park.

Now, this blooper reel was shaping up nicely until nature decided to steal the show.

Halfway through recording, a huge flock of Yellow-tailed Black Cockatoo flew overhead. Normally you'll spot four or six if you're lucky. During filming? We reckon around twenty showed up.

Apparently even the cockatoos wanted a cameo.

So if you enjoy birds, budgets, and watching two people try very hard to look professional while nature and reality have other ideas, have a look at the website and the blooper reel.

And if you're ready to get serious about your money while still having a few laughs along the way, book a discovery meeting and come say hello.

Because the videos aren't really about getting the perfect take.

They're about helping you get your finances on the right track – stutters, cockatoos and all. 🦜💰😄

If you want to see the final version, head to our website www.yourbudgetmates.com.au.

While you’re there, why not book your discovery meeting too? It costs you nothing, and could just change everything…
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𝐀 𝐏𝐫𝐨�

𝐀 𝐏𝐫𝐨𝐯𝐞𝐧 𝐑𝐨𝐚𝐝𝐦𝐚𝐩 𝐭𝐨 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐅𝐫𝐞𝐞𝐝𝐨𝐦.

Most people don’t manage their money; they react to it. Our 𝐒𝐭𝐚𝐫𝐭𝐞𝐫 𝐆𝐮𝐢𝐝𝐞 is designed to move you from stress to strategy with a clear, simple roadmap to help you reduce debt and build a life of abundance.

𝐈𝐧𝐬𝐢𝐝𝐞 𝐲𝐨𝐮𝐫 𝐟𝐫𝐞𝐞 𝐠𝐮𝐢𝐝𝐞:

➡️ 𝐓𝐡𝐞 𝟓 𝐏𝐢𝐥𝐥𝐚𝐫𝐬: Strategic positioning for debt reduction and wealth.
➡️ 𝐓𝐡𝐞 𝐘𝐁𝐌 𝐅𝐨𝐫𝐦𝐮𝐥𝐚: How to gain Clarity, Confidence, and Control.
➡️ 𝐓𝐡𝐞 𝐀𝐜𝐭𝐢𝐨𝐧 𝐂𝐡𝐞𝐜𝐤𝐥𝐢𝐬𝐭: 13 practical steps to find your “spending leaks.”
➡️ 𝐑𝐞𝐚𝐥 𝐒𝐭𝐨𝐫𝐢𝐞𝐬: How actual clients cleared $100k+ in debt using this system.

“𝘛ℎ𝘦 𝘯𝑢𝘮𝑏𝘦𝑟𝘴 𝘥𝑜𝘯’𝘵 𝘭𝑖𝘦. 𝑂𝘯𝑐𝘦 𝘺𝑜𝘶 𝘴𝑡𝘰𝑝 𝑏𝘦𝑖𝘯𝑔 𝑎𝘧𝑟𝘢𝑖𝘥 𝘰𝑓 𝑡𝘩𝑒𝘮, 𝑡𝘩𝑒𝘺 𝘴𝑡𝘰𝑝 ℎ𝘢𝑣𝘪𝑛𝘨 𝘱𝑜𝘸𝑒𝘳 𝘰𝑣𝘦𝑟 𝑦𝘰𝑢.”

Download here: yourbudgetmates.com.au/master-guide-financial-freedom-ebook/
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Refinance #1: Problem solved. Life moved on.
Refinance #2: Problem solved again. Life moved on again.
Refinance #3: Coming soon to a mortgage near you.

See the pattern?

You're not solving the problem. You're just moving it. Making it bigger. Attaching it to your house.

The definition of insanity is doing the same thing and expecting different results. So why are you about to refinance again?

Break the insanity. Get a real budget strategy.

Face the truth and book your discovery meeting with us today – www.yourbudgetmates.com.au

𝗬𝗼𝘂𝗿 𝗕𝘂𝗱𝗴𝗲𝘁 𝗠𝗮𝘁𝗲𝘀: 𝗟𝗶𝗳𝗲-𝗖𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗕𝘂𝗱𝗴𝗲𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝗚𝗼𝗮𝗹 𝗦𝗲𝘁𝘁𝗲𝗿𝘀.

📖 Read more: yourbudgetmates.com.au/refinancing-debt-youre-turning-your-biggest-asset-into-your-biggest-liabil...

#YourBudgetMates #BreakThePattern #FinancialSanity #GetReal
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Working with a couple recently that we helped to generate savings of over $40,000 per year...

That's a massive win.

But it wasn't THE win for the client.

At our last meeting, our client was so happy to mention that they were able to purchase a pair of $95 mocassan shoes to keep their feet warm in winter. They purchased premium. They didn't stress about the cost, they just purchased them because the money was there. Zero guilt.

So whilst you are looking at the major goals (the $40k in savings), don't miss the ones that matter most - it's always the little things.

So proud of the work we do for our clients. So proud of their successes!
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