We’re Just Like You

Everyday PeopleStruggled FinanciallyYour Mates by Nature

We have a passion for helping

We’re Fairly Normal

But hey… who isn’t!

  • We’ve been there and done that… stressed, corporate, debt, unwell…
  • We did the work… We also found our calling
  • We got a grip on our lives and took control
  • Over several years, we developed a tight, systemised money & finance coaching solution
  • We’re fun but we hold you accountable and tell your hard truths
  • We want you to THRIVE
andrew-and-alyssa-your-budget-mates-australia

“Sort Your Budget, Sort Your Life” is so true.

We See it, We Teach it, We Live It…

Our philosophy that financial wellness extends far beyond just managing money—it’s about creating overall life satisfaction and relationship harmony.

 

We’d love to hear from you…

Our Mantra, Our Focus for You

Develop Positive Financial Habits & Smash Your Financial Goals

The Story Behind Your Budget Mates: Your Australia-Wide Finance Coaches

Read on...

We are Andrew and Alyssa Mates, a husband-and-wife team with a background in property and finance. By understanding the power of knowing our numbers we became completely debt and mortgage-free in 2022 at the age of 39 years old and now enjoy living life in beautiful Normanville, South Australia.

Andrew left a high-stress corporate career to pursue a career in finance and became a mortgage broker with Aussie back in 2012, but during his time he quickly realised that his passion was helping people eliminate debt as a money coach, not accumulate it and promptly left the industry.

Alyssa, a property enthusiast, worked alongside Andrew whilst they developed their personal plan for property and cashflow which ended up becoming their personal finance system that provided clarity, structure, and a clear path to their personal financial freedom.

Since 2009, this system has guided our decisions personally, and since 2018 we have been teaching others our methodologies through personalised money coaching. Our role as your budget coach is to provide clarity on their current financial position, future goals, and helping them to implement steps required to achieve them — whether for household budgets, business finances, or preparing to borrow or invest.

Our approach is tailored to you, practical in nature, and focused on your self-reliance, without any third-party apps or subscriptions. We deliver an empathetic, fun, and exciting approach to managing money to ensure you receive your tailor-made budget finance plan that works for you – unique to your own circumstances and designed for your financial success.

If you’re ready to take charge of your financial future with a trusted budget coach, reach out today. This could be the most impactful step toward achieving your goals.

Sort your budget, Sort your life.

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A couple came to us stuck in an exhausting cycle.

One paid fortnightly, one paid monthly. Every month at the 3-week mark, they'd run out of money and lean on their credit card just to get through. The card would get paid off when the monthly pay arrived, leaving them short again. Round and round it went.

The anxiety was real. Checking the bank account multiple times a day. Wondering if payments would bounce. Living in constant financial stress despite earning good income.

We helped them flip their reactive spending into a consistent weekly rhythm. We created bank account structure and flow that supported their budget and goals, regardless of when income arrived.

The result? Financial clarity instead of anxiety. A pantry that's always full. Cars with petrol. Savings happening seamlessly. Credit card paid off and closed. And most importantly, the confidence to manage it all themselves.

That's what brings us joy. Giving people the tools so they never need us again.

If you're stuck in a cycle that won't stop, we'd love to help you break free.

𝐀𝐫𝐞 𝐲𝐨𝐮 𝐫𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐩𝐨𝐬𝐢𝐭𝐢𝐯𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐜𝐡𝐚𝐧𝐠𝐞?

☎️ Book your discovery meeting with us today: www.yourbudgetmates.com.au

𝐘𝐨𝐮𝐫 𝐁𝐮𝐝𝐠𝐞𝐭 𝐌𝐚𝐭𝐞𝐬: 𝐋𝐢𝐟𝐞 𝐂𝐡𝐚𝐧𝐠𝐢𝐧𝐠 𝐁𝐮𝐝𝐠𝐞𝐭𝐢𝐧𝐠 𝐅𝐨𝐫 𝐆𝐨𝐚𝐥 𝐒𝐞𝐭𝐭𝐞𝐫𝐬

👉 Read their full story here: yourbudgetmates.com.au/from-paycheck-stress-to-financial-confidence-jo-and-ryans-story/
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Jo and Ryan were stu

Jo and Ryan were stuck in an exhausting cycle. One paid fortnightly, the other monthly. Every month at week 3, they'd run out of money and rely on their credit card. When the monthly pay came in, they'd pay it off in full, only to be short again. Round and round it went.

Ryan checked their bank account multiple times daily, heart racing, wondering if the next payment would bounce.

When we presented our fees, they thought: "How can we afford this?"

Then the game-changer: "How can we NOT afford to do this?"

That question changed everything. 🌟

𝐀𝐟𝐭𝐞𝐫 𝟏𝟐 𝐦𝐨𝐧𝐭𝐡𝐬 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫:

• Credit card paid off and closed (2 weeks ahead of schedule!)
• $17,000 in savings across multiple accounts
• 2 new cars, properly structured without damaging their budget
• Consistent weekly spending that actually works
• Full pantry, full petrol tanks, zero stress
• No more anxiety checking the bank balance
• No more 3-week stress cycle

But you know what we're most proud of?

Jo and Ryan now have the 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐜𝐞 𝐚𝐧𝐝 𝐭𝐨𝐨𝐥𝐬 𝐭𝐨 𝐦𝐚𝐧𝐚𝐠𝐞 𝐭𝐡𝐞𝐢𝐫 𝐛𝐮𝐝𝐠𝐞𝐭 𝐭𝐡𝐞𝐦𝐬𝐞𝐥𝐯𝐞𝐬. They don't need to keep paying us fees forever, and that's exactly how it should be.

Thank you Jo and Ryan for trusting us with your journey. We're so excited for those international trips and camping adventures ahead! 🏕️✈️

👉 Read their full story here: yourbudgetmates.com.au/from-paycheck-stress-to-financial-confidence-jo-and-ryans-story/

𝐘𝐨𝐮𝐫 𝐁𝐮𝐝𝐠𝐞𝐭 𝐌𝐚𝐭𝐞𝐬: 𝐋𝐢𝐟𝐞 𝐂𝐡𝐚𝐧𝐠𝐢𝐧𝐠 𝐁𝐮𝐝𝐠𝐞𝐭𝐢𝐧𝐠 𝐅𝐨𝐫 𝐆𝐨𝐚𝐥 𝐒𝐞𝐭𝐭𝐞𝐫𝐬

#FinancialWellness #MoneyManagement #FinancialLiteracy #ClientSuccess
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Money stress isn't just affecting your bank account.

It's affecting your bedroom. Your conversations. Your connection. Your entire relationship.

You can't relax. You can't plan. You can't dream together because you're too busy surviving or arguing about bills.

One of you shuts down. The other explodes. Neither of you actually addresses the problem. You just fight about symptoms.

And meanwhile, your kids are watching this play out. Learning that money means stress. That partnerships mean conflict.

We help couples rebuild financial intimacy. Not just budgets – actual teamwork. Communication. Trust. Shared goals instead of blame.

Couples who worked with us went from fighting about money to building wealth together. Same relationship. Different foundation.

𝘔𝘺 𝘮𝘺 𝘮𝘺 𝘸𝘩𝘢𝘵 𝘢 𝘣𝘪𝘨 𝘥𝘪𝘧𝘧𝘦𝘳𝘦𝘯𝘤𝘦 𝘪𝘵 𝘮𝘢𝘬𝘦𝘴 𝘵𝘰 𝘣𝘦 𝘪𝘯 𝘧𝘶𝘭𝘭 𝘤𝘰𝘯𝘵𝘳𝘰𝘭 𝘰𝘧 𝘺𝘰𝘶𝘳 𝘮𝘰𝘯𝘦𝘺...

𝗬𝗼𝘂𝗿 𝗕𝘂𝗱𝗴𝗲𝘁 𝗠𝗮𝘁𝗲𝘀: 𝗟𝗶𝗳𝗲-𝗖𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗕𝘂𝗱𝗴𝗲𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝗚𝗼𝗮𝗹 𝗦𝗲𝘁𝘁𝗲𝗿𝘀.

Stop being ‘managed’ and step into your own power.

☎️ Book your discovery meeting with us today: www.yourbudgetmates.com.au

📖 Read more: www.yourbudgetmates.com.au/theyre-profiting-from-your-dependency-were-here-to-end-it/
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Imagine waking up without financial anxiety.

No knot in your stomach. No dread about bills. No shame about your bank balance. Just peace. Confidence. Control.

You make financial decisions easily. Your partner trusts you. Your kids learn from you. You say yes to opportunities without panic.

You're might not be rich, but you're in control. And that changes everything.

This isn't a dream. It's achievable. Our clients are living this reality right now after years of financial chaos.

They’ve eliminated debt. Built savings. Gained confidence. Transformed their lives. Not through luck, but through learning, through structure, and through taking back control.

𝘔𝘺 𝘮𝘺 𝘮𝘺 𝘸𝘩𝘢𝘵 𝘢 𝘣𝘪𝘨 𝘥𝘪𝘧𝘧𝘦𝘳𝘦𝘯𝘤𝘦 𝘪𝘵 𝘮𝘢𝘬𝘦𝘴 𝘵𝘰 𝘣𝘦 𝘪𝘯 𝘧𝘶𝘭𝘭 𝘤𝘰𝘯𝘵𝘳𝘰𝘭 𝘰𝘧 𝘺𝘰𝘶𝘳 𝘮𝘰𝘯𝘦𝘺...

𝗬𝗼𝘂𝗿 𝗕𝘂𝗱𝗴𝗲𝘁 𝗠𝗮𝘁𝗲𝘀: 𝗟𝗶𝗳𝗲-𝗖𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗕𝘂𝗱𝗴𝗲𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝗚𝗼𝗮𝗹 𝗦𝗲𝘁𝘁𝗲𝗿𝘀.

Stop being ‘managed’ and step into your own power.

☎️ Book your discovery meeting with us today: www.yourbudgetmates.com.au

📖 Read more: www.yourbudgetmates.com.au/theyre-profiting-from-your-dependency-were-here-to-end-it/
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