We’re Just Like You

Everyday PeopleStruggled FinanciallyYour Mates by Nature

We have a passion for helping

We’re Fairly Normal

But hey… who isn’t!

  • We’ve been there and done that… stressed, corporate, debt, unwell…
  • We did the work… We also found our calling
  • We got a grip on our lives and took control
  • Over several years, we developed a tight, systemised money & finance coaching solution
  • We’re fun but we hold you accountable and tell your hard truths
  • We want you to THRIVE
andrew-and-alyssa-your-budget-mates-australia

“Sort Your Budget, Sort Your Life” is so true.

We See it, We Teach it, We Live It…

Our philosophy that financial wellness extends far beyond just managing money—it’s about creating overall life satisfaction and relationship harmony.

 

We’d love to hear from you…

Our Mantra, Our Focus for You

Develop Positive Financial Habits & Smash Your Financial Goals

The Story Behind Your Budget Mates: Your Australia-Wide Finance Coaches

Read on...

We are Andrew and Alyssa Mates, a husband-and-wife team with a background in property and finance. By understanding the power of knowing our numbers we became completely debt and mortgage-free in 2022 at the age of 39 years old and now enjoy living life in beautiful Normanville, South Australia.

Andrew left a high-stress corporate career to pursue a career in finance and became a mortgage broker with Aussie back in 2012, but during his time he quickly realised that his passion was helping people eliminate debt as a money coach, not accumulate it and promptly left the industry.

Alyssa, a property enthusiast, worked alongside Andrew whilst they developed their personal plan for property and cashflow which ended up becoming their personal finance system that provided clarity, structure, and a clear path to their personal financial freedom.

Since 2009, this system has guided our decisions personally, and since 2018 we have been teaching others our methodologies through personalised money coaching. Our role as your budget coach is to provide clarity on their current financial position, future goals, and helping them to implement steps required to achieve them — whether for household budgets, business finances, or preparing to borrow or invest.

Our approach is tailored to you, practical in nature, and focused on your self-reliance, without any third-party apps or subscriptions. We deliver an empathetic, fun, and exciting approach to managing money to ensure you receive your tailor-made budget finance plan that works for you – unique to your own circumstances and designed for your financial success.

If you’re ready to take charge of your financial future with a trusted budget coach, reach out today. This could be the most impactful step toward achieving your goals.

Sort your budget, Sort your life.

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𝐓𝐡𝐞 𝐞�

𝐓𝐡𝐞 𝐞𝐚𝐬𝐲 𝐰𝐚𝐲 𝐭𝐨 𝐚 𝐡𝐚𝐫𝐝 𝐥𝐢𝐟𝐞 𝐢𝐬 𝐝𝐨𝐢𝐧𝐠 𝐧𝐨𝐭𝐡𝐢𝐧𝐠.

You're 68. Still renting. Landlord just gave notice. Pension barely covers the basics. Every bill brings anxiety. Can't afford to stop working. The financial stress from your 40's? Still there. Only now you have fewer options and less energy.

𝐓𝐡𝐢𝐬 𝐢𝐬 𝐰𝐡𝐚𝐭 "𝐞𝐚𝐬𝐲 𝐧𝐨𝐰" 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐜𝐨𝐬𝐭𝐬.

Refinancing that debt into your mortgage? Feels like relief today. But you just turned $30k, $50k, $100k of short-term debt into 30-year debt. Your biggest asset is now your biggest liability.

Ignoring your spending habits? Comfortable today. Devastating at retirement.

Staying in reactive mode? Easy now. Brutal later.

𝐋𝐢𝐟𝐞'𝐬 𝐩𝐫𝐨𝐛𝐥𝐞𝐦𝐬 𝐚𝐫𝐞𝐧'𝐭 𝐠𝐨𝐢𝐧𝐠 𝐚𝐧𝐲𝐰𝐡𝐞𝐫𝐞. 𝐘𝐨𝐮'𝐫𝐞 𝐣𝐮𝐬𝐭 𝐜𝐡𝐨𝐨𝐬𝐢𝐧𝐠 𝐰𝐡𝐢𝐜𝐡 𝐨𝐧𝐞𝐬 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭.

After nearly 10 years coaching Australians, we've seen it hundreds of times: people waiting until it's too late. Saying "I wish I'd done something sooner."

𝐘𝐨𝐮𝐫 𝐰𝐢𝐧𝐝𝐨𝐰 𝐢𝐬 𝐨𝐩𝐞𝐧 𝐫𝐢𝐠𝐡𝐭 𝐧𝐨𝐰. 𝐁𝐮𝐭 𝐢𝐭'𝐬 𝐜𝐥𝐨𝐬𝐢𝐧𝐠.

Every month you delay is compounding working against you. Every year of unclear spending is another year further from freedom.

𝐘𝐨𝐮𝐫 𝐟𝐮𝐭𝐮𝐫𝐞 𝐬𝐞𝐥𝐟 𝐢𝐬 𝐜𝐨𝐮𝐧𝐭𝐢𝐧𝐠 𝐨𝐧 𝐲𝐨𝐮. 𝐃𝐨𝐧'𝐭 𝐥𝐞𝐭 𝐭𝐡𝐞𝐦 𝐝𝐨𝐰𝐧.

👉 Read more: yourbudgetmates.com.au/the-easy-way-to-a-hard-life/
...

"𝐈 𝐖𝐢𝐬𝐡 𝐖𝐞'𝐝 𝐃𝐨𝐧𝐞 𝐓𝐡𝐢𝐬 𝐒𝐨𝐨𝐧𝐞𝐫"

Almost every couple says this when they finally sit down with us.

Not because they were broke. Because they stayed in 𝐫𝐞𝐚𝐜𝐭𝐢𝐯𝐞 𝐦𝐨𝐝𝐞 until things got painful.

Reactive living keeps you stuck. Active decisions create options. 💡

The people who take action before hitting rock bottom? They tell us the same thing:

"I wish I'd done this years ago."

The difference isn't circumstances. It's the choice about when to act.

If you're thinking "we should probably do something"... That's your sign.

Ready to get started? Book your discovery meeting with us today: www.yourbudgetmates.com.au
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𝐋𝐢𝐟𝐞'𝐬 𝐏𝐫𝐨𝐛𝐥𝐞𝐦𝐬 𝐀𝐫𝐞𝐧'𝐭 𝐆𝐨𝐢𝐧𝐠 𝐀𝐧𝐲𝐰𝐡𝐞𝐫𝐞.

You're just choosing which ones you want.

The problem of building new money habits now? Or the problem of financial stress in retirement?

Saying no to some spending today? Or having no choices tomorrow?

Not choosing is still a choice. And it's usually a choice for harder problems down the track.

Every month you delay is compounding working 𝐚𝐠𝐚𝐢𝐧𝐬𝐭 you instead of for you.

Your window is open right now. But it's closing. ⏳

For your best chances at an amazing retirement, sort your budget now.

Book your discovery meeting with us to learn more: www.yourbudgetmates.com.au
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