Success Story #1
The Apprentice Home Owner
MIND BLOWERS
- Achieved pre-approval for a loan within 6 months, followed by full approval shortly after.
- On track to move into their new home when built with zero consumer debt and a ton of savings.
- Accelerated pay off of a significantly sized personal loan.
- Boosted savings.
- Solid savings plan to furnish their new home using cash – not credit.
- All achieved with Brayden working as a second-year apprentice on an extremely limited income!
ISSUES:
- Unable to pay off personal debt
- Unable to save for a deposit
- Wanting to build their first home but couldn’t secure a loan
- Lack of structure and planning for household cash flow
“People always told me never to let anyone else budget your money but there is an exception with Alyssa and Andrew. My partner and I have been able to purchase our first home and pay off my bad debt, and I have more money than I’d ever think I’d have especially being an apprentice! The best part is that they don’t control your money you have free range of your money if you need it.”


Seven months.
That's how long it took our clients to go from "we don't want to be mortgage-free" to celebrating complete debt freedom.
𝗡𝗼𝘁 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘄𝗲 𝗿𝘂𝘀𝗵𝗲𝗱 𝘁𝗵𝗲𝗺. 𝗕𝗲𝗰𝗮𝘂𝘀𝗲 𝘄𝗲 𝗯𝘂𝗶𝗹𝘁 𝘁𝗵𝗲𝗶𝗿 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲.
Month 1-2: Showing them the numbers
Month 3-4: Running scenarios (when they finally saw it)
Month 5: Decision made to sell
Month 7: $830,500 auction, debt-free
Every month mattered. Every conversation built on the last. Every scenario showed them something new.
𝗧𝗵𝗮𝘁'𝘀 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝘁𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻.
Not overnight fixes. Not quick hacks. Just consistent, strategic work that builds toward freedom.
We achieved our own debt and mortgage freedom in 2022 at 39 years old. We know this journey takes time. We know how to walk beside you for as long as it takes.
𝗪𝗵𝗮𝘁 𝗰𝗼𝘂𝗹𝗱 𝘀𝗲𝘃𝗲𝗻 𝗺𝗼𝗻𝘁𝗵𝘀 𝗼𝗳 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝘄𝗼𝗿𝗸 𝘂𝗻𝗹𝗼𝗰𝗸 𝗳𝗼𝗿 𝗬𝗢𝗨?
📞 Book your discovery meeting: www.yourbudgetmates.com.au
📖 Read the seven-month transformation: www.yourbudgetmates.com.au/debt-mortgage-free-in-their-40s-greta-jasons-your-budget-mates-story/ ... See MoreSee Less
0 CommentsComment on Facebook
Not everyone gets how a budget is supposed to work. But when you have the right tools in place it becomes simple, easy and fun - this is what we teach you.
Over the years we have helped accountants, mortgage brokers, commercial bank managers all to thrive in their household budgets - transitioning them from chaos to a life of structure.
It's important to note that we help all people - not just those in finance. But those in finance? You would expect them to be the 'expert' in their fields, and whilst they are - so many just don't know how a budget works. It's shocking.
Be careful when following the 'experts'. This is Katy Gallagher, Australia’s Minister for Finance, a position she has held since May 2022.
Clearly no idea how a budget works!
When working with budget 'experts' please work with those that get you, that you know, like and trust. Those that know how it's done (have done it time and time again) and have a track record of success.
Don't take budget advice from people who have not achieved the goals that you want to achieve for yourself. That goes for us too.
Always challenge your experts - make sure they are the right fit, that they know what they are doing. If you can't have tough conversations with your team you have the wrong team. ... See MoreSee Less
0 CommentsComment on Facebook
And having a budget that allows you to do this is mastery… ... See MoreSee Less
0 CommentsComment on Facebook
Our client had a decision to make.
Keep their investment property or sell it.
𝗪𝗲 𝗴𝗮𝘃𝗲 𝘁𝗵𝗲𝗺 𝗯𝗼𝘁𝗵 𝗼𝗽𝘁𝗶𝗼𝗻𝘀. 𝗙𝘂𝗹𝗹𝘆 𝗺𝗼𝗱𝗲𝗹𝗲𝗱. 𝗖𝗼𝗺𝗽𝗹𝗲𝘁𝗲 𝘄𝗶𝘁𝗵 𝗻𝘂𝗺𝗯𝗲𝗿𝘀.
Not "you should do this." Just "here's what each path looks like."
Path 1: Keep the property. Fixed rate expires February 2026. Cashflow gets crushed. Continue treading water.
Path 2: Sell the property. Clear the home loan. Protect the family home. Restart from strength.
𝗧𝗵𝗲𝘆 𝗰𝗵𝗼𝘀𝗲 𝗣𝗮𝘁𝗵 𝟮.
Seven months later: Completely debt-free. $830,500 auction result. Their 40's unlocked for real wealth building.
This is what strategic planning looks like. Not pushing our agenda. Showing you the options and letting YOU choose with complete clarity.
After 9 years, we know that the best decisions are the ones YOU make with full visibility. Our job is to give you that visibility.
𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝘀𝗲𝗲 𝗬𝗢𝗨𝗥 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝘄𝗶𝘁𝗵 𝗰𝗼𝗺𝗽𝗹𝗲𝘁𝗲 𝗰𝗹𝗮𝗿𝗶𝘁𝘆?
📞 Book your discovery meeting: www.yourbudgetmates.com.au
📖 Read the decision-making story: www.yourbudgetmates.com.au/debt-mortgage-free-in-their-40s-greta-jasons-your-budget-mates-story/ ... See MoreSee Less
0 CommentsComment on Facebook