Budgeting Success is

AchievableRepeatableEmpoweringLife-Changing

We have the proof

Everyone Who Works With Us Gets A Win

When Clients See it and Feel it…
FINANCIAL, MENTAL & SPIRITUAL GROWTH HAPPENS

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THE REAL DEAL
See below how people's lives have been changed.

Success Story #1

The Apprentice Home Owner

Georgia & Brayden's Financial Journey
MIND BLOWERS
  • Achieved pre-approval for a loan within 6 months, followed by full approval shortly after.
  • On track to move into their new home when built with zero consumer debt and a ton of savings.
  • Accelerated pay off of a significantly sized personal loan.
  • Boosted savings.
  • Solid savings plan to furnish their new home using cash – not credit.
  • All achieved with Brayden working as a second-year apprentice on an extremely limited income!
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ISSUES:

  • Unable to pay off personal debt
  • Unable to save for a deposit
  • Wanting to build their first home but couldn’t secure a loan
  • Lack of structure and planning for household cash flow

“People always told me never to let anyone else budget your money but there is an exception with Alyssa and Andrew. My partner and I have been able to purchase our first home and pay off my bad debt, and I have more money than I’d ever think I’d have especially being an apprentice! The best part is that they don’t control your money you have free range of your money if you need it.”

Georgia & Brayden
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Success Story #2

Overwhelmed By Debt

Dave & Michelle's Financial Journey
Read Their Full Story
MIND BLOWERS
  • Within in 3 months developed $200 per week genuine savings.
  • Within 12 months significantly reduced debt and increased savings.
  • Within 2 years cleared $100,000 of consumer debt entirely.
  • Following debt paid out now save over $1,000 per week genuine savings (over $50,000 per year).
  • Paid off a new car loan (meant to be 5 years) in just 9 months.
  • On track for their dream of home ownership.
your-budget-mates-success-stories-mortgage-savings-investments-finance-personalised

ISSUES:

  • Frustrated & disillusioned with other budgeting providers who provided no reduction in debt after 4 years
  • Outsourced their responsibilities and their control
  • Always out of money at the end of the week
  • Unable to save even $50 per week

“We were with another popular company to work on our budget, and they taught us absolutely NOTHING! We really just paid them to pay our debts over a long period of time. When we connected with Andrew and Alyssa in a very short period of time we had thousands in our savings and have almost paid off all our debt. If you want financial freedom… give Andrew and Alyssa a call. You’ll be better for it!”

Dave & Michelle
Read on Google

Success Story #3

Stressed, Maxed Out and No Plan

Sean & Olivia's Financial Journey
MIND BLOWERS
  • Personalised plan tailored to their unique situation.
  • Repaired strained relationship and arguments from spending money.
  • Removed reliance on credit card for all purchases (paid off and closed).
  • Collaborated with Financial Planner to setup advanced investment strategy.
  • Collaborated with mortgage broker to remove guarantor (once budget was solid).
  • Left our program with over $30,000 within established back up buffers, investment funds, and trust and love restored.
your-budget-mates-success-stories-mortgage-savings-investments-couple-goals

ISSUES:

  • Stress on love and relationship
  • At breaking point with financials
  • Overspending leading to arguments
  • No savings
  • Maxed out credit card
  • Guarantor on family home
  • No financial plan for the future

“My husband and I went to Andrew and Alyssa with credit card debt, no savings and guarantors on our mortgage, we needed a clear understanding of where we were going wrong in our money allocation. 12 months later, no guarantor, no credit card debt (don’t even have one), savings we don’t touch and side savings for holidays and fun.

“These two were so open and honest, never undermining and in turn got us both to be honest, confident and forward thinking with our earnings. Our once a month catch ups included laughs, tears and a really positive understanding of how necessary a solid budget is in this current hostile world.”

Sean & Olivia
Read on Google

Success Story #4

Same Goals, Opposing Beliefs

Derek & Lisa's Financial Journey
MIND BLOWERS
  • Empath & Analytical mindsets reconnected.
  • Relationship recovered.
  • Improved collaboration.
  • Many short-term goals achieved.
  • Calm conversations about money.
  • Reliable system of weekly spending.
  • Overseas holiday achieved (and amazing sunset photos provided to Andrew and Alyssa).
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ISSUES:

  • Arguments over spending money even when spending was responsible
  • Same goals, opposite perspectives
  • Disconnect in understanding joint family financial goals

“Engaging in financial coaching with Andrew and Alyssa over the past 12 months has been a journey far greater than simply designing a budget and learning how to follow it.”

“Andrew and Alyssa have helped us to recover our relationship from a very difficult place due to financial strain in which both of us were unknowingly working against each other, despite having quite similar goals.”

“We were supported to explore our personal values and goals, bringing us closer together as a couple, and to work collaboratively to achieve these life goals – no more fights about where the money is going or how we are going to afford this weeks’ groceries or upcoming school camps!”

“After working with Andrew and Alyssa, we have managed to structure our finances in a way in which we have equal responsibility and transparency, have achieved many of our short-term goals and continue to work towards our larger long-term goals.”

“Twelve months ago, we would never have imagined being able to have a calm conversation about our money or budgeting, let alone have worked out a reliable system of weekly spending and saving, in order to take our family on the overseas holiday that we had been dreaming of for many years!”

“Andrew and Alyssa are open, honest and down-to-Earth people who have supported us with empathy, professionalism and a good dose of humour to guide us towards a more abundant future, both financially and within our interpersonal relationships. They have equipped us with a financial plan and the skills to self-manage our finances, with the reassurance that they are available for consultation at any time in the future should we require a ‘check-in’.“

“Thank you for helping us to value what we already have, pursue the things we would still like to achieve in order to enhance our lives further, and to establish a pathway to achieve it!”

Derek & Lisa
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Success Story #5

Debt & Mortgage Free In Their 40’s

Greta & Jason's Financial Journey
Read Their Full Story
MIND BLOWERS
  • Comprehensive financial mapping including multiple scenario modeling.
  • Collaborative support from finance broker, accountant, financial planner, and property sales agent.
  • Strategic debt restructuring plan via sale of investment property.
  • Able to begin their property investment dream from a much stronger financial position with the right property, the right structure and the family home 100% owned outright – not needing to be leveraged.
  • Greta and Jason became 100% debt and mortgage free in their early 40’s.
Debt & Mortgage Free In Their 40’s

ISSUES:

  • Wanted to continue growing wealth by purchasing investment properties
  • Limited property portfolio growth potential – the wrong strategy in place to grow (they didn’t know this)
  • Cashflow strain and couldn’t see where their money was going
  • Decision making paralysis – needed a way forward but couldn’t see it
  • Investment property – positive geared, fixed rate ending potential to choke cashflow
  • Lack of financial visibility
  • Not sure on next steps – overwhelmed, but wanted to ‘do something’

“I can’t thank Budget Mates enough for the impact they’ve had on our finances. We came in feeling overwhelmed, but they’ve completely changed the way we think about money.

It hasn’t just been about numbers—it’s been about learning new habits and gaining confidence in how to manage our budget. We’re now on track to becoming debt-free, something I never thought possible a year ago.

If you’re looking for someone who genuinely cares and wants to see you succeed, I couldn’t recommend Budget Mates more highly. They’ve honestly helped change our lives.”

Greta & Jason
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Success Story #6

A Country move to Start a Business

Emily & Michael's Financial Journey
MIND BLOWERS
  • Guidance on business income and expenses.
  • Household costs covered and a bit more!
  • Savings set aside pre June 30, tax paid off in full.
  • No ATO debt.
  • No payment plans.
  • Boosted sales & marketing growth.
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ISSUES:

  • Moved to a new country with 2 young children
  • New to business ownership
  • Needing guidance to cover household income plus financial year tax

“Michael and I have been with Your Budget mates for about 2 years. their expertise has been invaluable. The guidance and support for our dreams is one of the big reasons we have been able to chase our dreams and move to the country with our young family.”

“If your living pay check to pay check and if your not sure if that will ever change please seriously look these guys up. the future now looks so bright! Thank you Alyssa and Andrew for the constant support, cutting through the B/S and the laughs.”

Emily & Michael
Read on Google

Sort your budget, Sort your life.

Our Track Record

Speaks For Itself

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You don't accidentally eliminate debt.

You don't magically build savings.

You don't drift into financial freedom.

It only happens when you have three things: a system, a plan, and accountability.

Not motivation. Not "trying harder." Not good intentions.

A SYSTEM that works when motivation fades.

A PLAN that's specific and achievable.

ACCOUNTABILITY that keeps you moving when life gets hard.

Because here's what nobody talks about...

January motivation lasts about 3 weeks. Maybe 4 if you're lucky.

But a system? That lasts forever.

So, stop chasing the feeling of motivation and start building the structure that actually changes your life.

www.yourbudgetmates.com.au

𝗪𝗵𝗮𝘁’𝘀 𝘆𝗼𝘂𝗿 𝗽𝗹𝗮𝗻 𝗳𝗼𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝘂𝗰𝗰𝗲𝘀𝘀 𝗶𝗻 𝟮𝟬𝟮𝟲?
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Every month you wait is another month of lost opportunity.

Lost savings. Lost progress. Lost momentum toward the life you actually want.

January sets the tone for your entire year. The decisions you make right now – or the decisions you avoid making – will determine whether December 2026 is a celebration or another year of "I wish I had..."

So let me ask you something...

What's stopping you from starting today?

Not next week. Not next month. Today.

Because the truth is, there will always be a reason to wait. Always be something "more important." Always be an excuse that sounds reasonable.

But your future self? The one living in December 2026?

They're watching what you do right now.

www.yourbudgetmates.com.au

𝗗𝗼𝗻’𝘁 𝗹𝗲𝘁 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝘆𝗲𝗮𝗿 𝘀𝗹𝗶𝗽 𝗮𝘄𝗮𝘆…
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𝗛𝗼𝘄 𝗺�

𝗛𝗼𝘄 𝗺𝗮𝗻𝘆 𝗺𝗼𝗿𝗲 𝗗𝗲𝗰𝗲𝗺𝗯𝗲𝗿𝘀 𝘄𝗶𝗹𝗹 𝘆𝗼𝘂 𝘄𝗮𝘀𝘁𝗲?

2026 doesn’t care about your excuses. It doesn’t care that you “tried” last year or that life got busy. If you keep doing the same thing you’ve always done then December 2026 will look exactly like December 2025.

Painful, right? That feeling when you check your bank balance… or when you realize another year has passed without progress.

That’s the cost of inaction.

You say you’ll start next month. You say you’ll save “someday.” You say you’ll deal with debt later. But later doesn’t exist. Later is just 𝘮𝘰𝘳𝘦 𝘴𝘵𝘳𝘦𝘴𝘴, 𝘮𝘰𝘳𝘦 𝘭𝘰𝘴𝘵 𝘰𝘱𝘱𝘰𝘳𝘵𝘶𝘯𝘪𝘵𝘪𝘦𝘴, 𝘮𝘰𝘳𝘦 𝘳𝘦𝘨𝘳𝘦𝘵.

Here’s what happens when you choose to take action:

💸 Debt gone
🏦 Savings built
🏠 First home purchased
❤️ Calm, confident money choices

We’ll give you the plan, the system, and the support. The rest is up to you.

Stop being lazy. Step up. Stop wishing. Start doing.

2026 is your chance to break the cycle.

Read more: yourbudgetmates.com.au/2026-the-year-you-take-control-of-your-money/
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Where do you want to be financially by December 2026?

Not where you "should" be. Not where someone else thinks you should be. Where do YOU actually want to be?

Debt cleared? Real savings in the bank? First home purchased? No more money arguments?
Now here's the harder question...

If nothing changes from today – if you keep doing exactly what you've been doing – how will you actually get there?

You won't. And you know it.

Make 2026 count and let it be your best year yet!

www.yourbudgetmates.com.au

𝗪𝗵𝗮𝘁'𝘀 𝘆𝗼𝘂𝗿 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗴𝗼𝗮𝗹 𝗳𝗼𝗿 𝟮𝟬𝟮𝟲?
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