Budgeting Success is

AchievableRepeatableEmpoweringLife-Changing

We have the proof

Everyone Who Works With Us Gets A Win

When Clients See it and Feel it…
FINANCIAL, MENTAL & SPIRITUAL GROWTH HAPPENS

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THE REAL DEAL
See below how people's lives have been changed.

Success Story #1

The Apprentice Home Owner

Georgia & Brayden's Financial Journey
MIND BLOWERS
  • Achieved pre-approval for a loan within 6 months, followed by full approval shortly after.
  • On track to move into their new home when built with zero consumer debt and a ton of savings.
  • Accelerated pay off of a significantly sized personal loan.
  • Boosted savings.
  • Solid savings plan to furnish their new home using cash – not credit.
  • All achieved with Brayden working as a second-year apprentice on an extremely limited income!
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ISSUES:

  • Unable to pay off personal debt
  • Unable to save for a deposit
  • Wanting to build their first home but couldn’t secure a loan
  • Lack of structure and planning for household cash flow

“People always told me never to let anyone else budget your money but there is an exception with Alyssa and Andrew. My partner and I have been able to purchase our first home and pay off my bad debt, and I have more money than I’d ever think I’d have especially being an apprentice! The best part is that they don’t control your money you have free range of your money if you need it.”

Georgia & Brayden
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Success Story #2

Overwhelmed By Debt

Dave & Michelle's Financial Journey
Read Their Full Story
MIND BLOWERS
  • Within in 3 months developed $200 per week genuine savings.
  • Within 12 months significantly reduced debt and increased savings.
  • Within 2 years cleared $100,000 of consumer debt entirely.
  • Following debt paid out now save over $1,000 per week genuine savings (over $50,000 per year).
  • Paid off a new car loan (meant to be 5 years) in just 9 months.
  • On track for their dream of home ownership.
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ISSUES:

  • Frustrated & disillusioned with other budgeting providers who provided no reduction in debt after 4 years
  • Outsourced their responsibilities and their control
  • Always out of money at the end of the week
  • Unable to save even $50 per week

“We were with another popular company to work on our budget, and they taught us absolutely NOTHING! We really just paid them to pay our debts over a long period of time. When we connected with Andrew and Alyssa in a very short period of time we had thousands in our savings and have almost paid off all our debt. If you want financial freedom… give Andrew and Alyssa a call. You’ll be better for it!”

Dave & Michelle
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Success Story #3

Stressed, Maxed Out and No Plan

Sean & Olivia's Financial Journey
MIND BLOWERS
  • Personalised plan tailored to their unique situation.
  • Repaired strained relationship and arguments from spending money.
  • Removed reliance on credit card for all purchases (paid off and closed).
  • Collaborated with Financial Planner to setup advanced investment strategy.
  • Collaborated with mortgage broker to remove guarantor (once budget was solid).
  • Left our program with over $30,000 within established back up buffers, investment funds, and trust and love restored.
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ISSUES:

  • Stress on love and relationship
  • At breaking point with financials
  • Overspending leading to arguments
  • No savings
  • Maxed out credit card
  • Guarantor on family home
  • No financial plan for the future

“My husband and I went to Andrew and Alyssa with credit card debt, no savings and guarantors on our mortgage, we needed a clear understanding of where we were going wrong in our money allocation. 12 months later, no guarantor, no credit card debt (don’t even have one), savings we don’t touch and side savings for holidays and fun.

“These two were so open and honest, never undermining and in turn got us both to be honest, confident and forward thinking with our earnings. Our once a month catch ups included laughs, tears and a really positive understanding of how necessary a solid budget is in this current hostile world.”

Sean & Olivia
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Success Story #4

Same Goals, Opposing Beliefs

Derek & Lisa's Financial Journey
MIND BLOWERS
  • Empath & Analytical mindsets reconnected.
  • Relationship recovered.
  • Improved collaboration.
  • Many short-term goals achieved.
  • Calm conversations about money.
  • Reliable system of weekly spending.
  • Overseas holiday achieved (and amazing sunset photos provided to Andrew and Alyssa).
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ISSUES:

  • Arguments over spending money even when spending was responsible
  • Same goals, opposite perspectives
  • Disconnect in understanding joint family financial goals

“Engaging in financial coaching with Andrew and Alyssa over the past 12 months has been a journey far greater than simply designing a budget and learning how to follow it.”

“Andrew and Alyssa have helped us to recover our relationship from a very difficult place due to financial strain in which both of us were unknowingly working against each other, despite having quite similar goals.”

“We were supported to explore our personal values and goals, bringing us closer together as a couple, and to work collaboratively to achieve these life goals – no more fights about where the money is going or how we are going to afford this weeks’ groceries or upcoming school camps!”

“After working with Andrew and Alyssa, we have managed to structure our finances in a way in which we have equal responsibility and transparency, have achieved many of our short-term goals and continue to work towards our larger long-term goals.”

“Twelve months ago, we would never have imagined being able to have a calm conversation about our money or budgeting, let alone have worked out a reliable system of weekly spending and saving, in order to take our family on the overseas holiday that we had been dreaming of for many years!”

“Andrew and Alyssa are open, honest and down-to-Earth people who have supported us with empathy, professionalism and a good dose of humour to guide us towards a more abundant future, both financially and within our interpersonal relationships. They have equipped us with a financial plan and the skills to self-manage our finances, with the reassurance that they are available for consultation at any time in the future should we require a ‘check-in’.“

“Thank you for helping us to value what we already have, pursue the things we would still like to achieve in order to enhance our lives further, and to establish a pathway to achieve it!”

Derek & Lisa
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Success Story #5

Debt & Mortgage Free In Their 40’s

Greta & Jason's Financial Journey
Read Their Full Story
MIND BLOWERS
  • Comprehensive financial mapping including multiple scenario modeling.
  • Collaborative support from finance broker, accountant, financial planner, and property sales agent.
  • Strategic debt restructuring plan via sale of investment property.
  • Able to begin their property investment dream from a much stronger financial position with the right property, the right structure and the family home 100% owned outright – not needing to be leveraged.
  • Greta and Jason became 100% debt and mortgage free in their early 40’s.
Debt & Mortgage Free In Their 40’s

ISSUES:

  • Wanted to continue growing wealth by purchasing investment properties
  • Limited property portfolio growth potential – the wrong strategy in place to grow (they didn’t know this)
  • Cashflow strain and couldn’t see where their money was going
  • Decision making paralysis – needed a way forward but couldn’t see it
  • Investment property – positive geared, fixed rate ending potential to choke cashflow
  • Lack of financial visibility
  • Not sure on next steps – overwhelmed, but wanted to ‘do something’

“I can’t thank Budget Mates enough for the impact they’ve had on our finances. We came in feeling overwhelmed, but they’ve completely changed the way we think about money.

It hasn’t just been about numbers—it’s been about learning new habits and gaining confidence in how to manage our budget. We’re now on track to becoming debt-free, something I never thought possible a year ago.

If you’re looking for someone who genuinely cares and wants to see you succeed, I couldn’t recommend Budget Mates more highly. They’ve honestly helped change our lives.”

Greta & Jason
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Success Story #6

A Country move to Start a Business

Emily & Michael's Financial Journey
MIND BLOWERS
  • Guidance on business income and expenses.
  • Household costs covered and a bit more!
  • Savings set aside pre June 30, tax paid off in full.
  • No ATO debt.
  • No payment plans.
  • Boosted sales & marketing growth.
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ISSUES:

  • Moved to a new country with 2 young children
  • New to business ownership
  • Needing guidance to cover household income plus financial year tax

“Michael and I have been with Your Budget mates for about 2 years. their expertise has been invaluable. The guidance and support for our dreams is one of the big reasons we have been able to chase our dreams and move to the country with our young family.”

“If your living pay check to pay check and if your not sure if that will ever change please seriously look these guys up. the future now looks so bright! Thank you Alyssa and Andrew for the constant support, cutting through the B/S and the laughs.”

Emily & Michael
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Sort your budget, Sort your life.

Our Track Record

Speaks For Itself

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Seven months.

That's how long it took our clients to go from "we don't want to be mortgage-free" to celebrating complete debt freedom.

𝗡𝗼𝘁 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘄𝗲 𝗿𝘂𝘀𝗵𝗲𝗱 𝘁𝗵𝗲𝗺. 𝗕𝗲𝗰𝗮𝘂𝘀𝗲 𝘄𝗲 𝗯𝘂𝗶𝗹𝘁 𝘁𝗵𝗲𝗶𝗿 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲.

Month 1-2: Showing them the numbers
Month 3-4: Running scenarios (when they finally saw it)
Month 5: Decision made to sell
Month 7: $830,500 auction, debt-free

Every month mattered. Every conversation built on the last. Every scenario showed them something new.

𝗧𝗵𝗮𝘁'𝘀 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝘁𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻.

Not overnight fixes. Not quick hacks. Just consistent, strategic work that builds toward freedom.

We achieved our own debt and mortgage freedom in 2022 at 39 years old. We know this journey takes time. We know how to walk beside you for as long as it takes.

𝗪𝗵𝗮𝘁 𝗰𝗼𝘂𝗹𝗱 𝘀𝗲𝘃𝗲𝗻 𝗺𝗼𝗻𝘁𝗵𝘀 𝗼𝗳 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝘄𝗼𝗿𝗸 𝘂𝗻𝗹𝗼𝗰𝗸 𝗳𝗼𝗿 𝗬𝗢𝗨?

📞 Book your discovery meeting: www.yourbudgetmates.com.au

📖 Read the seven-month transformation: www.yourbudgetmates.com.au/debt-mortgage-free-in-their-40s-greta-jasons-your-budget-mates-story/
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Not everyone gets how a budget is supposed to work. But when you have the right tools in place it becomes simple, easy and fun - this is what we teach you.

Over the years we have helped accountants, mortgage brokers, commercial bank managers all to thrive in their household budgets - transitioning them from chaos to a life of structure.

It's important to note that we help all people - not just those in finance. But those in finance? You would expect them to be the 'expert' in their fields, and whilst they are - so many just don't know how a budget works. It's shocking.

Be careful when following the 'experts'. This is Katy Gallagher, Australia’s Minister for Finance, a position she has held since May 2022.

Clearly no idea how a budget works!

When working with budget 'experts' please work with those that get you, that you know, like and trust. Those that know how it's done (have done it time and time again) and have a track record of success.

Don't take budget advice from people who have not achieved the goals that you want to achieve for yourself. That goes for us too.

Always challenge your experts - make sure they are the right fit, that they know what they are doing. If you can't have tough conversations with your team you have the wrong team.
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And having a budget

And having a budget that allows you to do this is mastery… ... See MoreSee Less

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Our client had a dec

Our client had a decision to make.

Keep their investment property or sell it.

𝗪𝗲 𝗴𝗮𝘃𝗲 𝘁𝗵𝗲𝗺 𝗯𝗼𝘁𝗵 𝗼𝗽𝘁𝗶𝗼𝗻𝘀. 𝗙𝘂𝗹𝗹𝘆 𝗺𝗼𝗱𝗲𝗹𝗲𝗱. 𝗖𝗼𝗺𝗽𝗹𝗲𝘁𝗲 𝘄𝗶𝘁𝗵 𝗻𝘂𝗺𝗯𝗲𝗿𝘀.

Not "you should do this." Just "here's what each path looks like."

Path 1: Keep the property. Fixed rate expires February 2026. Cashflow gets crushed. Continue treading water.

Path 2: Sell the property. Clear the home loan. Protect the family home. Restart from strength.

𝗧𝗵𝗲𝘆 𝗰𝗵𝗼𝘀𝗲 𝗣𝗮𝘁𝗵 𝟮.

Seven months later: Completely debt-free. $830,500 auction result. Their 40's unlocked for real wealth building.

This is what strategic planning looks like. Not pushing our agenda. Showing you the options and letting YOU choose with complete clarity.

After 9 years, we know that the best decisions are the ones YOU make with full visibility. Our job is to give you that visibility.

𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝘀𝗲𝗲 𝗬𝗢𝗨𝗥 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝘄𝗶𝘁𝗵 𝗰𝗼𝗺𝗽𝗹𝗲𝘁𝗲 𝗰𝗹𝗮𝗿𝗶𝘁𝘆?

📞 Book your discovery meeting: www.yourbudgetmates.com.au

📖 Read the decision-making story: www.yourbudgetmates.com.au/debt-mortgage-free-in-their-40s-greta-jasons-your-budget-mates-story/
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