We’re Just Like You
By name & by nature... we'll be your mate.
We live on the coast of South Australia
but we relate and connect with friends and clients Australia-wide.

“Sort Your Budget, Sort Your Life” is so true.
We See it, We Teach it, We Live It…
Our philosophy that financial wellness extends far beyond just managing money—it’s about creating overall life satisfaction and relationship harmony.
We’d love to hear from you…
We are Andrew and Alyssa Mates, a husband-and-wife team with a background in property and finance. By understanding the power of knowing our numbers we became completely debt and mortgage-free in 2022 at the age of 39 years old and now enjoy living life in beautiful Normanville, South Australia.
Andrew left a high-stress corporate career to pursue a career in finance and became a mortgage broker with Aussie back in 2012, but during his time he quickly realised that his passion was helping people eliminate debt, not accumulate it, and promptly left the industry.
Alyssa, a property enthusiast, worked alongside Andrew whilst they developed their personal plan for property and cashflow which ended up becoming their personal finance system that provided clarity, structure, and a clear path to their personal financial freedom.
Since 2009, this system has guided our decisions personally, and since 2018 we have been teaching others our methodologies of how to create their own path to financial independence by providing clarity on their current financial position, future goals, and helping them to implement steps required to achieve them—whether for household budgets, business finances, or preparing to borrow or invest.
Our approach is tailored to you, practical in nature, and focused on your self-reliance, without any third-party apps or subscriptions. We deliver an empathetic, fun, and exciting approach to budgets to ensure you receive your tailor-made plan that works for you – unique to your own circumstances and designed for your success.
If you’re ready to take charge of your financial future, reach out. This could be the most impactful step toward achieving your goals.
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The most expensive advice you'll ever get is the wrong advice.
Even if it's free.
Because wrong advice doesn't just cost you nothing.
It costs you time. Opportunity. Progress. Hope.
Every month you follow generic A.I advice that doesn't work is a month you're not following personalized strategy that does.
Every year you spend trying to DIY your finances is a year you're not benefiting from expert guidance.
𝗙𝗿𝗲𝗲 𝗶𝘀𝗻'𝘁 𝗮 𝗯𝗮𝗿𝗴𝗮𝗶𝗻 𝗶𝗳 𝗶𝘁 𝗸𝗲𝗲𝗽𝘀 𝘆𝗼𝘂 𝘀𝘁𝘂𝗰𝗸.
Investment in real expertise isn't a cost. It's leverage.
It's the difference between struggling alone and having someone who's guided hundreds of people to exactly where you want to go.
📞 Book your discovery meeting today: www.yourbudgetmates.com.au
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Australia has less than 30 days of liquid fuel reserves.
Our leaders shut down our refineries. Offshored our self-sufficiency. Handed the keys to someone else and called it economic efficiency.
And most Australians have absolutely no idea.
This is what happens when leaders outsource the hard problems instead of solving them. Dependency dressed up as strategy. And when the pressure comes (as it always comes) it becomes a crisis.
Sound familiar?
Because the same pattern plays out at your kitchen table every single week.
You outsource your financial decisions. Avoid the hard conversations. Hope someone else will sort it out.
Outsourcing creates dependency. Dependency creates fragility. Fragility creates crisis.
We are living through extraordinary times. Global conflict. Supply chain chaos. A cost of living that isn't coming back down. This is not the time to be asleep at the wheel of your own finances.
You are the leader of your household economy.
Start acting like it.
And consider… are you ready for what’s coming next?
Read more: yourbudgetmates.com.au/you-are-the-hero-of-your-financial-life/
#YourBudgetMates #FinancialLeadership #HouseholdEconomy #SelfReliance #MoneyMindset #Adulting #SortYourBudget ... See MoreSee Less
You Are The Hero Of Your Financial Life - Your Budget Mates
yourbudgetmates.com.au
No government policy, budgeting app, or financial service will fix your money problems. Here's what real leadership looks like in a cost of living crisis.0 CommentsComment on Facebook
We originally posted this about petrol on the 1st November 2023….
Interesting how relevant what we saw then, plays out today…
A manufactured cost of living crisis. It’s all manufactured…
Failure of leadership. Reactivity of the people.
Problem.
Reaction.
Solution.
And no… purchasing a $60,000 electric vehicle is not a “solution” that Australians should be following for this epic mismanagement of our resources.
Time to prepare now if you haven’t already.
If you need a plan for your finances to navigate uncertain times, reach out now.Petrol is on the rise, among other things too…
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What would you do if petrol hit $3.00 per litre or more?
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If you are struggling now, then now is the time to make a plan.
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Even in the face of future uncertainty where it seems more money is going out, and less is coming in, you can still choose to take action.
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Early intervention in every respect is always key.
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If your finances have you worried at night and you are finding it difficult to sleep and rest, then now is the time to reach out, before things get worse…
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A discovery meeting with our team costs you nothing but a moment of your time.
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Reach out today.
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