We’re Just Like You
By name & by nature... we'll be your mate.
We live on the coast of South Australia
but we relate and connect with friends and clients Australia-wide.
“Sort Your Budget, Sort Your Life” is so true.
We See it, We Teach it, We Live It…
Our philosophy that financial wellness extends far beyond just managing money—it’s about creating overall life satisfaction and relationship harmony.
We’d love to hear from you…
We are Andrew and Alyssa Mates, a husband-and-wife team with a background in property and finance. By understanding the power of knowing our numbers we became completely debt and mortgage-free in 2022 at the age of 39 years old and now enjoy living life in beautiful Normanville, South Australia.
Andrew left a high-stress corporate career to pursue a career in finance and became a mortgage broker with Aussie back in 2012, but during his time he quickly realised that his passion was helping people eliminate debt, not accumulate it, and promptly left the industry.
Alyssa, a property enthusiast, worked alongside Andrew whilst they developed their personal plan for property and cashflow which ended up becoming their personal finance system that provided clarity, structure, and a clear path to their personal financial freedom.
Since 2009, this system has guided our decisions personally, and since 2018 we have been teaching others our methodologies of how to create their own path to financial independence by providing clarity on their current financial position, future goals, and helping them to implement steps required to achieve them—whether for household budgets, business finances, or preparing to borrow or invest.
Our approach is tailored to you, practical in nature, and focused on your self-reliance, without any third-party apps or subscriptions. We deliver an empathetic, fun, and exciting approach to budgets to ensure you receive your tailor-made plan that works for you – unique to your own circumstances and designed for your success.
If you’re ready to take charge of your financial future, reach out. This could be the most impactful step toward achieving your goals.
You don't accidentally eliminate debt.
You don't magically build savings.
You don't drift into financial freedom.
It only happens when you have three things: a system, a plan, and accountability.
Not motivation. Not "trying harder." Not good intentions.
A SYSTEM that works when motivation fades.
A PLAN that's specific and achievable.
ACCOUNTABILITY that keeps you moving when life gets hard.
Because here's what nobody talks about...
January motivation lasts about 3 weeks. Maybe 4 if you're lucky.
But a system? That lasts forever.
So, stop chasing the feeling of motivation and start building the structure that actually changes your life.
www.yourbudgetmates.com.au
𝗪𝗵𝗮𝘁’𝘀 𝘆𝗼𝘂𝗿 𝗽𝗹𝗮𝗻 𝗳𝗼𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝘂𝗰𝗰𝗲𝘀𝘀 𝗶𝗻 𝟮𝟬𝟮𝟲? ... See MoreSee Less
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Every month you wait is another month of lost opportunity.
Lost savings. Lost progress. Lost momentum toward the life you actually want.
January sets the tone for your entire year. The decisions you make right now – or the decisions you avoid making – will determine whether December 2026 is a celebration or another year of "I wish I had..."
So let me ask you something...
What's stopping you from starting today?
Not next week. Not next month. Today.
Because the truth is, there will always be a reason to wait. Always be something "more important." Always be an excuse that sounds reasonable.
But your future self? The one living in December 2026?
They're watching what you do right now.
www.yourbudgetmates.com.au
𝗗𝗼𝗻’𝘁 𝗹𝗲𝘁 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝘆𝗲𝗮𝗿 𝘀𝗹𝗶𝗽 𝗮𝘄𝗮𝘆… ... See MoreSee Less
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𝗛𝗼𝘄 𝗺𝗮𝗻𝘆 𝗺𝗼𝗿𝗲 𝗗𝗲𝗰𝗲𝗺𝗯𝗲𝗿𝘀 𝘄𝗶𝗹𝗹 𝘆𝗼𝘂 𝘄𝗮𝘀𝘁𝗲?
2026 doesn’t care about your excuses. It doesn’t care that you “tried” last year or that life got busy. If you keep doing the same thing you’ve always done then December 2026 will look exactly like December 2025.
Painful, right? That feeling when you check your bank balance… or when you realize another year has passed without progress.
That’s the cost of inaction.
You say you’ll start next month. You say you’ll save “someday.” You say you’ll deal with debt later. But later doesn’t exist. Later is just 𝘮𝘰𝘳𝘦 𝘴𝘵𝘳𝘦𝘴𝘴, 𝘮𝘰𝘳𝘦 𝘭𝘰𝘴𝘵 𝘰𝘱𝘱𝘰𝘳𝘵𝘶𝘯𝘪𝘵𝘪𝘦𝘴, 𝘮𝘰𝘳𝘦 𝘳𝘦𝘨𝘳𝘦𝘵.
Here’s what happens when you choose to take action:
💸 Debt gone
🏦 Savings built
🏠 First home purchased
❤️ Calm, confident money choices
We’ll give you the plan, the system, and the support. The rest is up to you.
Stop being lazy. Step up. Stop wishing. Start doing.
2026 is your chance to break the cycle.
Read more: yourbudgetmates.com.au/2026-the-year-you-take-control-of-your-money/ ... See MoreSee Less
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Where do you want to be financially by December 2026?
Not where you "should" be. Not where someone else thinks you should be. Where do YOU actually want to be?
Debt cleared? Real savings in the bank? First home purchased? No more money arguments?
Now here's the harder question...
If nothing changes from today – if you keep doing exactly what you've been doing – how will you actually get there?
You won't. And you know it.
Make 2026 count and let it be your best year yet!
www.yourbudgetmates.com.au
𝗪𝗵𝗮𝘁'𝘀 𝘆𝗼𝘂𝗿 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗴𝗼𝗮𝗹 𝗳𝗼𝗿 𝟮𝟬𝟮𝟲? ... See MoreSee Less
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