The First Step is
STEP #1
We empower you with financial knowledge
Provide expert education, guidance and coaching
Simplify cash flow management – making it easy and enjoyable
Provide tools and systems to help you take control of your future
We don’t take any financial control away from you
We create structured and strategic budget plans that align with your goals
Provide effective debt reduction strategies
Help you develop sustainable savings habits to grow your wealth
Build your confidence – not just with money, but in yourself
When you work with Your Budget Mates, you get “Mates”
Andrew and Alyssa are your personal budgeting mates who will guide you through the process.
If you’re committed to doing the work and getting your life on track,
we’re committed to supporting you every step of the way.
BUT WHAT DOES THIS MEAN FOR YOU?
Let's explore this together and get a plan happening.
Words can't describe the last 12 months with Andrew & Alyssa... but my house can!Georgia & Brayden - Clients 2023
Because every program is tailored to your needs, we’ll start with a quick consult. We do offer standard packages too, and we’ll walk you through them so you can see the real value they provide.
We believe there is no ‘one-size fits all’ solution. We offer unique, tailor-made budget plans which are individually crafted to meet the specific needs of the individual or family.
We offer 3, 6, and 12-month programs which are personalised to your family and situation.
Choose whether to get started with the essentials, hit the ‘sweet-spot’ for meaningful transformation, or skyrocket your financial goals with a comprehensive program.
That’s what we’re here for! Our budget plans are ‘done-for-you’ with as many revisions as required along your journey with us. We break everything down into language that you understand – personalised to your situation.
All of our programs are offered via regular Zoom calls. Phone, email and Zoom support is available for all chosen programs. No app is required for our budget plans.
𝗔𝗿𝗲 𝘆𝗼𝘂 𝘀𝘁𝘂𝗰𝗸 𝗶𝗻 𝘁𝗵𝗲 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗰𝘆𝗰𝗹𝗲? 🔄
Refinance to clear debt. Feel relief. A few years pass. More debt appears. Refinance again. Repeat.
Sound familiar?
Refinancing without fixing your spending habits is like mopping up water while the tap's still running. You can work harder, move faster, get a bigger mop – but until you turn off the tap, you're just going to keep mopping forever.
We get it. Refinancing feels like the solution. Lower payments. Breathing room. Problem solved... except it's not. You've just moved the problem and made it bigger.
𝗧𝗵𝗲 𝗴𝗼𝗼𝗱 𝗻𝗲𝘄𝘀? When refinancing is paired with the right strategy, it actually works.
We help families break free from the refinance cycle with personalized budget plans that fit YOUR life, YOUR income, and YOUR goals. Not restrictive. Not deprivating. Just real strategies that help you:
✅ Get crystal clear on where your money actually goes
✅ Make confident spending decisions (without the guilt)
✅ Reduce debt strategically while still enjoying life
✅ Build toward mortgage freedom, not further away from it
You don't have to choose between living well today and securing your future. You can do both – with the right plan.
Ready to stop refinancing your problems and start solving them?
☎️ Book your discovery meeting with us today: www.yourbudgetmates.com.au
📖 Read more: yourbudgetmates.com.au/refinancing-debt-youre-turning-your-biggest-asset-into-your-biggest-liabil...
𝗬𝗼𝘂𝗿 𝗕𝘂𝗱𝗴𝗲𝘁 𝗠𝗮𝘁𝗲𝘀: 𝗟𝗶𝗳𝗲-𝗖𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗕𝘂𝗱𝗴𝗲𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝗚𝗼𝗮𝗹 𝗦𝗲𝘁𝘁𝗲𝗿𝘀. ... See MoreSee Less
Refinancing Debt: You're Turning Your Biggest Asset Into Your Biggest Liability - Your Budget Mates
yourbudgetmates.com.au
Stop refinancing your problems. Learn how personalised budget strategies create real debt reduction and mortgage freedom.0 CommentsComment on Facebook
2026 is going to pass either way.
365 days will tick by whether you use them wisely or waste them.
The only question is whether you'll end it celebrating your progress or making the same excuses you made last January.
"I'll start next month."
"Things are too crazy right now."
"I just need to get through this first."
Sound familiar?
Those are the same things you said last year. And look where that got you.
This year, try something different.
Start now. Commit fully. Follow through completely.
And see what happens when you actually give yourself a chance to succeed.
www.yourbudgetmates.com.au
𝗦𝘁𝗼𝗽 𝗽𝗿𝗼𝗰𝗿𝗮𝘀𝘁𝗶𝗻𝗮𝘁𝗶𝗻𝗴, 𝘀𝗼𝗿𝘁 𝘆𝗼𝘂𝗿 𝗯𝗲𝘀𝘁 𝗹𝗶𝗳𝗲 – 𝗡𝗢𝗪! ... See MoreSee Less
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Today, our national day of celebration, we celebrate what makes this country great. The opportunities. The lifestyle. The fair go.
But here's a question...
Are you actually living the Australian dream you deserve?
Or are you stuck in a cycle of paycheck to paycheck, debt stress, and money worries that rob you of enjoying the life this country offers?
Because financial freedom is part of the Aussie dream too.
Being able to take the kids to the beach without stressing about the cost. Firing up the barbie without checking your balance first. Actually enjoying your long weekend instead of worrying about bills.
That's what we all deserve.
But it doesn't happen by accident. It happens by design.
So today, while you're celebrating everything that makes Australia great, ask yourself...
What would financial freedom give YOU back?
What would your life look like without the constant money stress?
And what are you willing to do to make that your reality in 2026?
This is YOUR year. YOUR country. YOUR opportunity.
Make it count.
www.yourbudgetmates.com.au
𝗛𝗮𝗽𝗽𝘆 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮 𝗗𝗮𝘆! ... See MoreSee Less
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You can't control everything that happens in 2026.
Job changes. Family emergencies. Unexpected expenses. Life happens.
But you CAN control whether you have a plan, a system, and the commitment to follow through.
And that makes all the difference.
Because when life throws you curveballs (and it will), having a system means you bend instead of break.
Having a plan means you adjust instead of quit.
Having accountability means you keep going instead of giving up.
So no, you can't control everything.
But you can control what matters most.
www.yourbudgetmates.com.au
𝗗𝗼𝗻’𝘁 𝗴𝗶𝘃𝗲 𝘂𝗽 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗳𝘂𝘁𝘂𝗿𝗲 𝗶𝗻 𝟮𝟬𝟮𝟲. ... See MoreSee Less
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