Our Solution Ends with
GUARANTEE, IF YOU PUT IN THE WORK
You’ll need to share your spending habits
Review and track your bills
Fill in a form or two
Be present at online catch-ups
Be accountable for your excesses
Be open to change and self empowerment
Paid off their debt and secured approval for a new home loan after 6 months on apprentice wages.
Cleared $100,000 in debt in 2 years, and are now saving over $1,000 a week towards their dream of home ownership.
Rekindled their relationship and are now more knowledgeable about their money, have over $30,000 in savings and are on track for future investing.
Are now on the same page of understanding, are able to listen to one another without judgement, and have their first holiday in years
Unlocked their investment property strategy to become debt and mortgage free in their 40โs paving the way for their future investment property journey with the right structure and foundations in place.
Because of you, I can walk tall, proud of my achievements knowing that not only am I creating a solid foundation for my future but teaching and handing down crucial skills and attitudes towards money to my children.Andrea - Client 2020
Shift your perspective on money – see money as a tool for exchange in an abundant world where you always have what you need, when you need it.
Create a judgement-free financial foundation where blame, guilt and stress are replaced with clarity, calm and confidence.
Take control of your financial future and develop a mindset that supports guilt-free spending by aligning your actions with your financial goals.
Create structured and strategic budget plans that align with your goals, and your ability to manage your cashflow.
Stay focused on your core goals, align them with your strategic budget plan and shift your limiting beliefs.
Get self-confirmation here
๐๐ฟ๐ฒ ๐๐ผ๐ ๐๐๐๐ฐ๐ธ ๐ถ๐ป ๐๐ต๐ฒ ๐ฟ๐ฒ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ฒ ๐ฐ๐๐ฐ๐น๐ฒ? ๐
Refinance to clear debt. Feel relief. A few years pass. More debt appears. Refinance again. Repeat.
Sound familiar?
Refinancing without fixing your spending habits is like mopping up water while the tap's still running. You can work harder, move faster, get a bigger mop โ but until you turn off the tap, you're just going to keep mopping forever.
We get it. Refinancing feels like the solution. Lower payments. Breathing room. Problem solved... except it's not. You've just moved the problem and made it bigger.
๐ง๐ต๐ฒ ๐ด๐ผ๐ผ๐ฑ ๐ป๐ฒ๐๐? When refinancing is paired with the right strategy, it actually works.
We help families break free from the refinance cycle with personalized budget plans that fit YOUR life, YOUR income, and YOUR goals. Not restrictive. Not deprivating. Just real strategies that help you:
โ Get crystal clear on where your money actually goes
โ Make confident spending decisions (without the guilt)
โ Reduce debt strategically while still enjoying life
โ Build toward mortgage freedom, not further away from it
You don't have to choose between living well today and securing your future. You can do both โ with the right plan.
Ready to stop refinancing your problems and start solving them?
โ๏ธ Book your discovery meeting with us today: www.yourbudgetmates.com.au
๐ Read more: yourbudgetmates.com.au/refinancing-debt-youre-turning-your-biggest-asset-into-your-biggest-liabil...
๐ฌ๐ผ๐๐ฟ ๐๐๐ฑ๐ด๐ฒ๐ ๐ ๐ฎ๐๐ฒ๐: ๐๐ถ๐ณ๐ฒ-๐๐ต๐ฎ๐ป๐ด๐ถ๐ป๐ด ๐๐๐ฑ๐ด๐ฒ๐๐ถ๐ป๐ด ๐ณ๐ผ๐ฟ ๐๐ผ๐ฎ๐น ๐ฆ๐ฒ๐๐๐ฒ๐ฟ๐. ... See MoreSee Less
Refinancing Debt: You're Turning Your Biggest Asset Into Your Biggest Liability - Your Budget Mates
yourbudgetmates.com.au
Stop refinancing your problems. Learn how personalised budget strategies create real debt reduction and mortgage freedom.0 CommentsComment on Facebook
2026 is going to pass either way.
365 days will tick by whether you use them wisely or waste them.
The only question is whether you'll end it celebrating your progress or making the same excuses you made last January.
"I'll start next month."
"Things are too crazy right now."
"I just need to get through this first."
Sound familiar?
Those are the same things you said last year. And look where that got you.
This year, try something different.
Start now. Commit fully. Follow through completely.
And see what happens when you actually give yourself a chance to succeed.
www.yourbudgetmates.com.au
๐ฆ๐๐ผ๐ฝ ๐ฝ๐ฟ๐ผ๐ฐ๐ฟ๐ฎ๐๐๐ถ๐ป๐ฎ๐๐ถ๐ป๐ด, ๐๐ผ๐ฟ๐ ๐๐ผ๐๐ฟ ๐ฏ๐ฒ๐๐ ๐น๐ถ๐ณ๐ฒ โ ๐ก๐ข๐ช! ... See MoreSee Less
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Today, our national day of celebration, we celebrate what makes this country great. The opportunities. The lifestyle. The fair go.
But here's a question...
Are you actually living the Australian dream you deserve?
Or are you stuck in a cycle of paycheck to paycheck, debt stress, and money worries that rob you of enjoying the life this country offers?
Because financial freedom is part of the Aussie dream too.
Being able to take the kids to the beach without stressing about the cost. Firing up the barbie without checking your balance first. Actually enjoying your long weekend instead of worrying about bills.
That's what we all deserve.
But it doesn't happen by accident. It happens by design.
So today, while you're celebrating everything that makes Australia great, ask yourself...
What would financial freedom give YOU back?
What would your life look like without the constant money stress?
And what are you willing to do to make that your reality in 2026?
This is YOUR year. YOUR country. YOUR opportunity.
Make it count.
www.yourbudgetmates.com.au
๐๐ฎ๐ฝ๐ฝ๐ ๐๐๐๐๐ฟ๐ฎ๐น๐ถ๐ฎ ๐๐ฎ๐! ... See MoreSee Less
0 CommentsComment on Facebook
You can't control everything that happens in 2026.
Job changes. Family emergencies. Unexpected expenses. Life happens.
But you CAN control whether you have a plan, a system, and the commitment to follow through.
And that makes all the difference.
Because when life throws you curveballs (and it will), having a system means you bend instead of break.
Having a plan means you adjust instead of quit.
Having accountability means you keep going instead of giving up.
So no, you can't control everything.
But you can control what matters most.
www.yourbudgetmates.com.au
๐๐ผ๐ปโ๐ ๐ด๐ถ๐๐ฒ ๐๐ฝ ๐ผ๐ป ๐๐ผ๐๐ฟ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐ณ๐๐๐๐ฟ๐ฒ ๐ถ๐ป ๐ฎ๐ฌ๐ฎ๐ฒ. ... See MoreSee Less
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