I read a great quote a few years ago by Deepak Chopra. “In every moment the choice is love or fear. Choose love.”
In a world addicted to chaos the above quote is quite pertinent. We are all the co-creators of the life we most desire, the life we get to live and our choices guide us every single day. The simple act of looking at our problems or challenges as they arise through our individual lenses of experience – and bringing back our decision making to love or fear is powerful. It gives us perspective. It gives us creative control. It gives us clarity.
Yet so many people remain on the hamster wheel going round and round choosing chaos. It’s bizarre.
We see examples of this with small business owners that have a winning idea, choose to go all in on their business and grind every single day to ‘make it happen’. Many making little money, but just hanging in there. They remain addicted to the grind and the hustle and because it’s small business it means that earnings are low, and because they think this, they keep going around the merry-go-round creating the same experience in their life through the law of attraction: what you think about, you bring about – your thoughts become your reality.
The small business owner doesn’t stop to smell the flowers. But they could IF they choose to.
Many small business owners keep their heads down, push on, and get it done – often at the detriment of their health and the consistent need to be busy (which is very different to being productive by the way…). But if they stopped – even for a moment (even a tiny moment) they could take a step back to look at their processes, what they are doing on a daily basis, what’s working, what’s not working and what they could do to improve their business. They might even find that they, themselves and their ‘ego’ are in the way of their success by the way they are thinking… just push, push, push – but not having the strategy that launches them forward.
The key part of living in chaos is the decision to keep going, to keep pushing forward even when things aren’t working. It’s a choice—whether people realise it or not—to choose chaos over clarity. This happens when we remain addicted to the trauma that creates the chaos and fail to get out of our own way by doing something different.
It’s the textbook definition of insanity: doing the same thing over and over again while expecting a different outcome, even when things clearly aren’t working. We choose not to change. It’s like knowing you need to do something, then deliberately choosing to do nothing. This becomes a decision through indecision—an active choice to remain trapped in chaos instead of stepping out of our own way.
We see a similar mentality with couples that come to us on different pages with their household budget trying to hold it all together – struggling through the chaos. A recent couple had a ‘one-pager’ budget. Better than most who only have an idea of what a ‘budget’ is in their mind. And good for them for having a one-pager, it’s a great place to start… but their one-pager was severely lacking clarity, strategy and insight to make future informed financial decisions.
And this was an ‘organised’ couple with a few investment properties. Organised with their broker – but not clear on their budget, their strategy or their long-term financial goals. They were lost, confused, living in the chaos – and actively choosing chaos over clarity – even when presented with a solution to solve their chaos!
Their chaos looked like this:
❌ Sporadic or zero savings.
❌ Decisions are made on the fly based on what ‘feels’ good at the time.
❌ Working on ‘opposite teams’ with different education levels and thought processes despite being married.
❌ Still maintaining individual bank accounts.
❌ Buying and selling investment properties without any clarity or strategy – just what ‘feels’ right on the day.
❌ Ambiguous goals, zero clarity to make informed financial decisions.
❌ Impulsive with zero foundations for growth or wealth creation (despite being in a great position to get things right).
When it comes to your greater financial picture we always recommend that you ‘build your team’. And when investment property comes in your team could look like your mortgage broker, your buyers agent, your accountant, your financial planner, and even us – to help give clarity on what you can afford to do financially, before you make the commitment to purchase any property.
Working with a broker that you know, love and trust is a game changer. But you need to be informed – you need to have clarity on your financial goals so you understand how your new loans will affect you prior to becoming a home owner or investment property investor.
Because in ‘mortgage broking land’ if the lender say’s yes, you can borrow – the onus is on You, the consumer to understand where your money is going. And just because the bank says you ‘service’ your loan, doesn’t mean you should go for it!
How does one purchase their first home or investment properties without any plan albeit a one-pager (with zero clarity) or worse with ideas in their own heads?
It astounds me that couples are making decisions without any plan in place – and in doing so are choosing chaos over clarity. All they need to do is choose again. It’s that simple. And all the chaos slips away. You level up. You grow. And you make informed decisions (finally), but this time – as a team.
What most couples don’t realise is that they are going to keep being reactive until they decide to step up and take control.
Our financial problems don’t resolve by ignoring them. They resolve by getting clear on what you want to do and by taking action. They resolve by flicking off the ‘one-pager’ budget that provides zero insight and getting a real budget built for you.
Our budget plans are ‘done-for-you,’ aligned with your goals, designed to give you peace of mind, clarity and the ability to make informed financial decisions, and are around 20-25 pages by the way… with a TON of strategy thrown in for your peace of mind, your calm, and your clarity. They are designed to help you step out of your chaos and stop guessing your financial future.
At the end of the day, it’s not about how much we earn – it’s about what we do with what we have. A pay rise will never fix dysfunction, and more hustle in your business won’t fix a lack of strategy. Only you can do that – but only if you choose to.
So, stop making excuses, start getting results, get clear on your goals, and get on the same team with your partner because whether you like it or not, it begins and ends with you.
Every problem.
Every pain point.
Every failure.
And every success.
If you aren’t thriving financially as a couple then maybe ‘winging it’ isn’t working… because you deserve to thrive. You deserve to crush it. And you deserve to have every single bit of clarity within your strategy that launches you forward and gets you out of your chaos, into clarity, into abundance, into true wealth creation.
The choice has, and always will be yours. Chaos or clarity. Love or fear.
“And we get to choose whether we want chaos or clarity in our lives because our best future is only ever a decision away…”
If you’re ready to choose clarity, strategy and peace of mind for your business or household finances please reach out – we’d love to help you!
Written with love, heart and soul by a human – Andrew Mates (Not A.I).
Keep the human connection alive!