Andrew Mates

Are you stuck in the "Child" stage of money management, or have you achieved true "Mastery"? Most Australians earn well but watch their money disappear due to impulsive habits. In this article, we break down the three levels of financial maturity and show you exactly how to transition from reactive spending to intentional, resilient choice. Stop wanting—start choosing your financial future. #AussieFinance #WealthMindset

The 'tap' that’s bleeding you dry. 💸 Why physical cash is still the ultimate tool for budget accountability in 2026. Stop the invisible erosion of your wallet! #BudgetHacks #SaveMoney

Most Australians receive financial advice in "silos"—where brokers, accountants, and planners rarely coordinate. Greta and Jason were "ticking all the boxes" but remained stuck in debt. Discover how a holistic, connected strategy helped them clear their mortgage entirely in their early 40s by aligning their professionals toward one unified life goal. #MoneyAdvice

Many Australians in their 20s, 30s, and 40s choose "easy" financial habits today—such as overspending or refinancing personal debt into 30-year mortgages—only to face a "hard" retirement. By shifting from reactive to proactive money management, individuals can secure a debt-free retirement, avoid the "renting at 70" crisis, and build lasting financial self-reliance. #DebtFree