Finance Coaching Success is

AchievableRepeatableEmpoweringLife-Changing

We have the proof

Everyone Who Works With Us Gets A Win

When Clients See it and Feel it…
FINANCIAL, MENTAL & SPIRITUAL GROWTH HAPPENS

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Real Results from Our Financial Coaching Clients

See how everyday Australians transformed their wealth and achieved financial freedom with a dedicated money coach.

Success Story #1

Finance Coach for First Home Buyers

Georgia & Brayden's Financial Journey
For Georgia & Brayden

Struggling to build structure on apprentice wages, Georgia and Brayden couldn’t secure a loan.

Partnering with a dedicated finance coach, they paid off their personal debt and secured their new home loan approval in just 6 months.

Our financial coaching gave them the exact roadmap they needed.

Georgia and Brayden bought their first home thanks to tailored financial coaching strategies.

ISSUES:

  • Unable to pay off personal debt
  • Unable to save for a deposit
  • Wanting to build their first home but couldn’t secure a loan
  • Lack of structure and planning for household cash flow

“People always told me never to let anyone else budget your money but there is an exception with Alyssa and Andrew. My partner and I have been able to purchase our first home and pay off my bad debt, and I have more money than I’d ever think I’d have especially being an apprentice! The best part is that they don’t control your money you have free range of your money if you need it.”

Georgia & Brayden
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Success Story #2

Budget Coaching for Massive Debt Reduction

Dave & Michelle's Financial Journey
Read Their Full Story
For Dave & Michelle

Before working with a money coach, Dave and Michelle were frustrated and out of money at the end of every week.

Through our structured budget coaching, they cleared $100,000 in debt in 2 years and are now saving over $1,000 a week towards home ownership.

We didn’t take control of their money; we empowered them to manage it.

Dave and Michelle cleared debt and saved for a home after working with a trusted budget coach.

ISSUES:

  • Frustrated & disillusioned with other budgeting providers who provided no reduction in debt after 4 years
  • Outsourced their responsibilities and their control
  • Always out of money at the end of the week
  • Unable to save even $50 per week

“We were with another popular company to work on our budget, and they taught us absolutely NOTHING! We really just paid them to pay our debts over a long period of time. When we connected with Andrew and Alyssa in a very short period of time we had thousands in our savings and have almost paid off all our debt. If you want financial freedom… give Andrew and Alyssa a call. You’ll be better for it!”

Dave & Michelle
Read on Google

Success Story #3

Stressed, Maxed Out and No Plan

Sean & Olivia's Financial Journey
For Sean & Olivia
  • Personalised plan tailored to their unique situation.
  • Repaired strained relationship and arguments from spending money.
  • Removed reliance on credit card for all purchases (paid off and closed).
  • Collaborated with Financial Planner to setup advanced investment strategy.
  • Collaborated with mortgage broker to remove guarantor (once budget was solid).
  • Left our program with over $30,000 within established back up buffers, investment funds, and trust and love restored.
The holistic finance coach strategy used by Your Budget Mates to help clients achieve financial freedom.

ISSUES:

  • Stress on love and relationship
  • At breaking point with financials
  • Overspending leading to arguments
  • No savings
  • Maxed out credit card
  • Guarantor on family home
  • No financial plan for the future

“My husband and I went to Andrew and Alyssa with credit card debt, no savings and guarantors on our mortgage, we needed a clear understanding of where we were going wrong in our money allocation. 12 months later, no guarantor, no credit card debt (don’t even have one), savings we don’t touch and side savings for holidays and fun.

“These two were so open and honest, never undermining and in turn got us both to be honest, confident and forward thinking with our earnings. Our once a month catch ups included laughs, tears and a really positive understanding of how necessary a solid budget is in this current hostile world.”

Sean & Olivia
Read on Google

Success Story #4

Same Goals, Opposing Beliefs

Derek & Lisa's Financial Journey
For Derek & Lisa
  • Empath & Analytical mindsets reconnected.
  • Relationship recovered.
  • Improved collaboration.
  • Many short-term goals achieved.
  • Calm conversations about money.
  • Reliable system of weekly spending.
  • Overseas holiday achieved (and amazing sunset photos provided to Andrew and Alyssa).
your-budget-mates-success-stories-mortgage-savings-investments-australia

ISSUES:

  • Arguments over spending money even when spending was responsible
  • Same goals, opposite perspectives
  • Disconnect in understanding joint family financial goals

“Engaging in financial coaching with Andrew and Alyssa over the past 12 months has been a journey far greater than simply designing a budget and learning how to follow it.”

“Andrew and Alyssa have helped us to recover our relationship from a very difficult place due to financial strain in which both of us were unknowingly working against each other, despite having quite similar goals.”

“We were supported to explore our personal values and goals, bringing us closer together as a couple, and to work collaboratively to achieve these life goals – no more fights about where the money is going or how we are going to afford this weeks’ groceries or upcoming school camps!”

“After working with Andrew and Alyssa, we have managed to structure our finances in a way in which we have equal responsibility and transparency, have achieved many of our short-term goals and continue to work towards our larger long-term goals.”

“Twelve months ago, we would never have imagined being able to have a calm conversation about our money or budgeting, let alone have worked out a reliable system of weekly spending and saving, in order to take our family on the overseas holiday that we had been dreaming of for many years!”

“Andrew and Alyssa are open, honest and down-to-Earth people who have supported us with empathy, professionalism and a good dose of humour to guide us towards a more abundant future, both financially and within our interpersonal relationships. They have equipped us with a financial plan and the skills to self-manage our finances, with the reassurance that they are available for consultation at any time in the future should we require a ‘check-in’.“

“Thank you for helping us to value what we already have, pursue the things we would still like to achieve in order to enhance our lives further, and to establish a pathway to achieve it!”

Derek & Lisa
Read on Google

Success Story #5

Financial Coaching for Property Investment

Greta & Jason's Financial Journey
Read Their Full Story
For Greta & Jason

Greta and Jason had a fragile investment strategy and decision paralysis.

By engaging our Australia-wide coaching services, they unlocked a new strategy to become debt and mortgage-free in their 40s.

A professional money coach provided the financial visibility they were missing.

Greta and Jason became mortgage-free in their 40s using our Australia-wide money coach services.

ISSUES:

  • Wanted to continue growing wealth by purchasing investment properties
  • Limited property portfolio growth potential – the wrong strategy in place to grow (they didn’t know this)
  • Cashflow strain and couldn’t see where their money was going
  • Decision making paralysis – needed a way forward but couldn’t see it
  • Investment property – positive geared, fixed rate ending potential to choke cashflow
  • Lack of financial visibility
  • Not sure on next steps – overwhelmed, but wanted to ‘do something’

“I can’t thank Budget Mates enough for the impact they’ve had on our finances. We came in feeling overwhelmed, but they’ve completely changed the way we think about money.

It hasn’t just been about numbers—it’s been about learning new habits and gaining confidence in how to manage our budget. We’re now on track to becoming debt-free, something I never thought possible a year ago.

If you’re looking for someone who genuinely cares and wants to see you succeed, I couldn’t recommend Budget Mates more highly. They’ve honestly helped change our lives.”

Greta & Jason
Read on Google

Success Story #6

A Country move to Start a Business

Emily & Michael's Financial Journey
For Emily & Michael
  • Guidance on business income and expenses.
  • Household costs covered and a bit more!
  • Savings set aside pre June 30, tax paid off in full.
  • No ATO debt.
  • No payment plans.
  • Boosted sales & marketing growth.
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ISSUES:

  • Moved to a new country with 2 young children
  • New to business ownership
  • Needing guidance to cover household income plus financial year tax

“Michael and I have been with Your Budget mates for about 2 years. their expertise has been invaluable. The guidance and support for our dreams is one of the big reasons we have been able to chase our dreams and move to the country with our young family.”

“If your living pay check to pay check and if your not sure if that will ever change please seriously look these guys up. the future now looks so bright! Thank you Alyssa and Andrew for the constant support, cutting through the B/S and the laughs.”

Emily & Michael
Read on Google

Sort your budget, Sort your life.

Our Track Record

Speaks For Itself

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𝐓𝐡𝐞 𝐞�

𝐓𝐡𝐞 𝐞𝐚𝐬𝐲 𝐰𝐚𝐲 𝐭𝐨 𝐚 𝐡𝐚𝐫𝐝 𝐥𝐢𝐟𝐞 𝐢𝐬 𝐝𝐨𝐢𝐧𝐠 𝐧𝐨𝐭𝐡𝐢𝐧𝐠.

You're 68. Still renting. Landlord just gave notice. Pension barely covers the basics. Every bill brings anxiety. Can't afford to stop working. The financial stress from your 40's? Still there. Only now you have fewer options and less energy.

𝐓𝐡𝐢𝐬 𝐢𝐬 𝐰𝐡𝐚𝐭 "𝐞𝐚𝐬𝐲 𝐧𝐨𝐰" 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐜𝐨𝐬𝐭𝐬.

Refinancing that debt into your mortgage? Feels like relief today. But you just turned $30k, $50k, $100k of short-term debt into 30-year debt. Your biggest asset is now your biggest liability.

Ignoring your spending habits? Comfortable today. Devastating at retirement.

Staying in reactive mode? Easy now. Brutal later.

𝐋𝐢𝐟𝐞'𝐬 𝐩𝐫𝐨𝐛𝐥𝐞𝐦𝐬 𝐚𝐫𝐞𝐧'𝐭 𝐠𝐨𝐢𝐧𝐠 𝐚𝐧𝐲𝐰𝐡𝐞𝐫𝐞. 𝐘𝐨𝐮'𝐫𝐞 𝐣𝐮𝐬𝐭 𝐜𝐡𝐨𝐨𝐬𝐢𝐧𝐠 𝐰𝐡𝐢𝐜𝐡 𝐨𝐧𝐞𝐬 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭.

After nearly 10 years coaching Australians, we've seen it hundreds of times: people waiting until it's too late. Saying "I wish I'd done something sooner."

𝐘𝐨𝐮𝐫 𝐰𝐢𝐧𝐝𝐨𝐰 𝐢𝐬 𝐨𝐩𝐞𝐧 𝐫𝐢𝐠𝐡𝐭 𝐧𝐨𝐰. 𝐁𝐮𝐭 𝐢𝐭'𝐬 𝐜𝐥𝐨𝐬𝐢𝐧𝐠.

Every month you delay is compounding working against you. Every year of unclear spending is another year further from freedom.

𝐘𝐨𝐮𝐫 𝐟𝐮𝐭𝐮𝐫𝐞 𝐬𝐞𝐥𝐟 𝐢𝐬 𝐜𝐨𝐮𝐧𝐭𝐢𝐧𝐠 𝐨𝐧 𝐲𝐨𝐮. 𝐃𝐨𝐧'𝐭 𝐥𝐞𝐭 𝐭𝐡𝐞𝐦 𝐝𝐨𝐰𝐧.

👉 Read more: yourbudgetmates.com.au/the-easy-way-to-a-hard-life/
...

"𝐈 𝐖𝐢𝐬𝐡 𝐖𝐞'𝐝 𝐃𝐨𝐧𝐞 𝐓𝐡𝐢𝐬 𝐒𝐨𝐨𝐧𝐞𝐫"

Almost every couple says this when they finally sit down with us.

Not because they were broke. Because they stayed in 𝐫𝐞𝐚𝐜𝐭𝐢𝐯𝐞 𝐦𝐨𝐝𝐞 until things got painful.

Reactive living keeps you stuck. Active decisions create options. 💡

The people who take action before hitting rock bottom? They tell us the same thing:

"I wish I'd done this years ago."

The difference isn't circumstances. It's the choice about when to act.

If you're thinking "we should probably do something"... That's your sign.

Ready to get started? Book your discovery meeting with us today: www.yourbudgetmates.com.au
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𝐋𝐢𝐟𝐞'𝐬 𝐏𝐫𝐨𝐛𝐥𝐞𝐦𝐬 𝐀𝐫𝐞𝐧'𝐭 𝐆𝐨𝐢𝐧𝐠 𝐀𝐧𝐲𝐰𝐡𝐞𝐫𝐞.

You're just choosing which ones you want.

The problem of building new money habits now? Or the problem of financial stress in retirement?

Saying no to some spending today? Or having no choices tomorrow?

Not choosing is still a choice. And it's usually a choice for harder problems down the track.

Every month you delay is compounding working 𝐚𝐠𝐚𝐢𝐧𝐬𝐭 you instead of for you.

Your window is open right now. But it's closing. ⏳

For your best chances at an amazing retirement, sort your budget now.

Book your discovery meeting with us to learn more: www.yourbudgetmates.com.au
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