The Difference is
But There is REAL Work to Do
Discover more self-reliance and self-responsibility in yourself
Restore financial trust in your relationships
Make savings a habit… not a struggle
Become ‘Borrower and Investor Ready’
Build a future based on Financial Freedom
Live life YOUR way – on YOUR terms
IMPORTANTLY: We take ZERO financial control away from You.
That is, we EMPOWER you to manage YOUR MONEY.
| Your Budget Mates | Other 'Budget' Managers | |
|---|---|---|
| Your Weekly Wage | Stays in your bank account. | Goes into their bank account. |
| Financial Control | You stay in full control of your money, always with our support and a budget to realign your goals. | Zero control, limited education. You outsource everything including your financial responsibility. |
| Your Wellbeing | Your personal wellbeing on financial stress, anxiety, fear and achieving goals is a CORE focus of what we do. | Pure number cruncher factory for their fees. |
My, My, My…. What A Big (and Important) Difference!
Words can't describe the last 12 months with Andrew & Alyssa... But my house can!Georgia & Brayden - Clients 2023
We coach, educate and create a judgement-free financial foundation where blame, guilt and stress are replaced with clarity, calm and confidence.
Control your money without providing education on how to take ownership of your own money (based on our clients who have used their services).
Doesn’t provide budget advice or cashflow counselling. Their role is to find you the best loan for you at a set point in time – depending on your credit score, savings capacity, and ability to demonstrate loan affordability.
Can provide budget advie and cashflow counselling, however most do not, and prefer to help with just your investments. Financial planners will review your supernanuation, investments and insurances to cover any unforseen events, and help with growing future wealth.
Are your go-to for end of financial year tax returns, business structure setups, tax minimisation and positioning, business budgeting and growth strategies. They will not provide personal budget advice or cashflow counselling.
Fast forward to January 2026. Past the noise of the silly season... just you, in January, a new year. A new reset. A new opportunity to begin again... Happy New year! Every January, people set big financial goals – pay off debt, save more, buy their first home, stop stressing about money. But by mid-year, most are right back where they started....
It’s not every day that one of your clients becomes 100% debt and mortgage free, especially in their early 40’s. We are proud to say that we have recently assisted in this experience for one of our couple clients and it was phenomenal. We planted a seed when Greta and Jason started working with us in March 2025 with a simple question. How would...
I recently had a mortgage broker reach out to me with serious concerns about their client. Here's the pattern they had witnessed: 2021: Refinanced client's personal debts into home loan. New balance: $450,000. 2024: Refinanced client's personal debts into home loan again. New balance: $550,000. October 2025: Client has more personal debt that needs...
You're Here For A Reason: Maybe it's the sleepless nights worrying about money. Maybe it's another argument with your partner about spending. Maybe it's the sinking feeling every time you check your bank balance, or the shame of being declined for a loan you desperately needed. Whatever brought you to this moment, you've felt it. That pain. That...
The Convenient Lie That's Keeping You Broke You've done it, haven't you? Typed your income and expenses into ChatGPT, asked it to "fix your budget," and within seconds received a neat little table that looked professional and... completely useless. If AI was the budgeting breakthrough we all needed, wouldn't financial stress be extinct by now?...
I read a great quote a few years ago by Deepak Chopra. “In every moment the choice is love or fear. Choose love.” In a world addicted to chaos the above quote is quite pertinent. We are all the co-creators of the life we most desire, the life we get to live and our choices guide us every single day. The simple act of looking at our problems or...
From $50/week savings to $1,000+/week, all through strategy, support, and grit.
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Consistency actions breed consistent results, and in our experience often faster than you think!
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Dream big, but start small and scale up to crush it.
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THEN: Stuck with personal loans, poor credit and car finance.
NOW: Debt-free and empowered.
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There’s no greater feeling than the feeling of financial control.
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One brave decision can change your entire future.
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That’s what happened to our clients when they said “yes” to a conversation.
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It led to a brand-new life, new goals, and the ability to build their dream home.
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Your future could start with just one choice to have the conversation...
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Ready to start budgeting successfully? Let’s talk – www.yourbudgetmates.com.au ... See MoreSee Less
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From $100,000 in debt… to saving over $1,000 a week.
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When Dave and Michelle first came to us, they were done.
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Done with false promises.
Done with budgeting apps that looked great but didn’t deliver.
Done with feeling like they were failing, even on a high income.
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They were carrying more than debt.
They were carrying disappointment, distrust, and the weight of feeling stuck.
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But they showed up. Nervous, cautious… and ready to try one last time.
That’s when everything changed.
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With empathy, real numbers, and a plan tailored just for them, we worked side-by-side to shift their financial world.
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✅ $200/week in savings by month three.
✅ Clear debt strategy and momentum.
✅ Paid off a 5-year car loan in 9 months.
✅ And now… they’re debt-free and saving over $1,000 a week towards building their first home.
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It’s not about apps.
It’s not about quick fixes.
It’s about real support, real care, and a strategy that works.
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This is why we do what we do at Your Budget Mates.
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Because when people are seen, heard, and guided, transformation happens.
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💛 If you’ve lost trust in budgeting, we get it.
But maybe… it’s time to try one more time.
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Read their story here: yourbudgetmates.com.au/debt-success-story-dave-and-michelle/
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From Debt-Stuck to Dream-Ready | Dave & Michelle’s Your Budget Mates Story | Your Budget Mates
yourbudgetmates.com.au
From $100k in debt to saving over $1,000 a week — discover how Dave and Michelle turned their finances around with Your Budget Mates.0 CommentsComment on Facebook