Seriously… Are you ready for
We have helped hundreds of Australians to manage their money effectively, achieve their Financial Goals, Reduce Debt and Gain Confidence, Clarity and Control of their money goals.
Helping YOU to discover the amazing possibilities of your financial future,
develop positive financial habits & SMASH your financial goals!
Whether you’re looking to purchase your first home, or wanting to plan for future investment
– we can help provide strategies for all levels of financial situations.
Paid off their debt and secured approval for a new home loan after 6 months on apprentice wages.
Cleared $100,000 in debt in 2 years, and are now saving over $1,000 a week towards their dream of home ownership.
Rekindled their relationship and are now more knowledgeable about their money, have over $30,000 in savings and are on track for future investing.
Are now on the same page of understanding, are able to listen to one another without judgement, and have their first holiday in years
Unlocked their investment property strategy to become debt and mortgage free in their 40’s paving the way for their future investment property journey with the right structure and foundations in place.
Our Clients become BORROWER or INVESTOR READY by gaining clarity on their personal budget and TAKING ACTION.
You are here because you earn good money from your wage or business,
but you are overwhelmed with financial burdens,
and feel you’re not achieving your goals,
or you don’t know where your money is going.
Most of the time, it’s all three.
But that’s ok…
We’re here to help and get you sorted!
You
Are
Here
for a
REASON
Your Reason
Life is hectic, money is tight and the stress is real.
We get it… we have been there too.
THIS IS WHY we’re here to support you by breaking down your current financial goals into manageable steps to help you achieve them.
It’s our holistic approach.
That makes us different from the rest.
But what does this mean to you?
Let's explore this together and get a plan happening.
IMPORTANTLY: We take ZERO financial control away from You.
That is, we EMPOWER you to manage YOUR MONEY.
| Your Budget Mates | Other 'Budget' Managers | |
|---|---|---|
| Your Weekly Wage | Stays in your bank account. | Goes into their bank account. |
| Financial Control | You stay in full control of your money, always with our support and a budget to realign your goals. | Zero control, limited education. You outsource everything including your financial responsibility. |
| Your Wellbeing | Your personal wellbeing on financial stress, anxiety, fear and achieving goals is a CORE focus of what we do. | Pure number cruncher factory for their fees. |
My, My, My…. What A Big (and Important) Difference!
When most people hear the word "budget," they cringe. They think of spreadsheets. Restrictions. Being told what they can and can't spend. Boring meetings about numbers. Apps that track every coffee purchase. Someone else controlling their money. That's not what we do. If you're looking for someone to take control of your money, pay your bills for...
Four years ago, you refinanced. Consolidated $30,000 of personal debt into your home loan. New balance: $450,000. Problem solved. Life moved on. Last year you're back at the broker's office. Another $50,000 of personal debt needs fixing. Another refinance to clear debt, and while you’re at it fund your next holiday. New balance: $550,000. Problem...
Fast forward to January 2026. Past the noise of the silly season... just you, in January, a new year. A new reset. A new opportunity to begin again... Happy New year! Every January, people set big financial goals – pay off debt, save more, buy their first home, stop stressing about money. But by mid-year, most are right back where they started....
It’s not every day that one of your clients becomes 100% debt and mortgage free, especially in their early 40’s. We are proud to say that we have recently assisted in this experience for one of our couple clients and it was phenomenal. We planted a seed when Greta and Jason started working with us in March 2025 with a simple question. How would...
I recently had a mortgage broker reach out to me with serious concerns about their client. Here's the pattern they had witnessed: 2021: Refinanced client's personal debts into home loan. New balance: $450,000. 2024: Refinanced client's personal debts into home loan again. New balance: $550,000. October 2025: Client has more personal debt that needs...
You're Here For A Reason: Maybe it's the sleepless nights worrying about money. Maybe it's another argument with your partner about spending. Maybe it's the sinking feeling every time you check your bank balance, or the shame of being declined for a loan you desperately needed. Whatever brought you to this moment, you've felt it. That pain. That...
Budgeting apps are great, but they can’t replace real human support.
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Our client stories prove that personal connection, understanding, and accountability change lives more than any software ever could.
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Your story matters. Your dreams matter. Your budget matters.
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Let’s build your future with heart – www.yourbudgetmates.com.au. ... See MoreSee Less
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Sometimes we don’t know how stuck we are until we see the whole picture.
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Our clients moved from financial fog to absolute clarity, and that awareness was the spark that changed everything.
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Awareness leads to better decisions. Better decisions lead to freedom.
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Let’s shine a light on your finances and take the first powerful step forward.
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From $100,000 in debt… to saving over $1,000 a week.
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When Dave and Michelle first came to us, they were done.
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Done with false promises.
Done with budgeting apps that looked great but didn’t deliver.
Done with feeling like they were failing, even on a high income.
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They were carrying more than debt.
They were carrying disappointment, distrust, and the weight of feeling stuck.
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But they showed up. Nervous, cautious… and ready to try one last time.
That’s when everything changed.
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With empathy, real numbers, and a plan tailored just for them, we worked side-by-side to shift their financial world.
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✅ $200/week in savings by month three.
✅ Clear debt strategy and momentum.
✅ Paid off a 5-year car loan in 9 months.
✅ And now… they’re debt-free and saving over $1,000 a week towards building their first home.
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It’s not about apps.
It’s not about quick fixes.
It’s about real support, real care, and a strategy that works.
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This is why we do what we do at Your Budget Mates.
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Because when people are seen, heard, and guided, transformation happens.
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💛 If you’ve lost trust in budgeting, we get it.
But maybe… it’s time to try one more time.
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Read their story here: yourbudgetmates.com.au/debt-success-story-dave-and-michelle/
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#DebtFreeJourney #FirstHomeDreams #FinancialFreedom #YourBudgetMates ... See MoreSee Less
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Money without a plan can slip through your fingers faster than you think.
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Our clients learn that a plan without the right mindset won’t stick either.
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Real transformation combines education, a clear action plan, and a mindset that believes you deserve better.
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Your budget isn’t just numbers. It’s your belief system in action.
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Ready to get started? Let’s chat – www.yourbudgetmates.com.au ... See MoreSee Less
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