Beware The Repeaters… They’re Full of Shit.
At Your Budget Mates, we help people get their financial shit sorted, but there’s one species we can’t fix: The Repeater. You’ve seen them. You’ve heard them. Hell, you’ve probably nodded along with them just to escape your conversation with them without a fight.
He’s ‘that’ guy, holding court at every BBQ, every lunch break, every tradie smoko.
On weekends: Stubby holder with their favourite beer in hand, and legs spread wide like he’s about to birth wisdom onto the esky lid. And then he talks. Oh boy, does he talk. He’s got an opinion on everything:
- The footy score from the weekend (plus the coach’s entire tactical failings).
- What the Prime Minister should have said last week.
- The latest news headline (he only skim-read the headline, but who’s asking for nuance?).
- And of course… what YOU should be doing with your money.
They’re walking, talking podcasts of bullshit. Peacocking around like they’re the Oracle of Suburbia. He’s cocky, confident and clueless. He doesn’t know things, he repeats them: word-for-word from talkback radio, TikTok, Sky News, or his mate’s dodgy crypto group chat.
He’s the guy who’s “in the know,” but never does anything about it. He has no goals. No strategy. No plan.
Just noise.
The kicker? He acts like it’s gospel truth, and people listen to him, but even worse – people trust him.
It’s easy to spot a repeater: You’ll find them at the centre of every conversation in your social circle. He’s that one guy doing the talking, the rest nodding like dashboard bobbleheads… not because they agree, but because it’s easier than thinking for themselves. He’s the leader of the group with zero original thought on maximum volume.
Repeaters dominate group chats and hijack dinner conversations, hijacking your thinking. They’re not here to grow, they’re here to perform. They’ve figured out that if you sound like you know what you’re talking about, most people won’t question it, and that’s how they thrive. Like cockroaches feeding off half-baked ideas and half-truths.
And when it comes to money? Watch the repeater transform like Optimus Prime into a SUPER REPEATER. Suddenly he’s Warren bloody Buffett!
He’s got investment “tips,” opinions on interest rates, crypto advice, and a super fund recommendation that’s “killing it.” But dig even 5mm below the surface and he’s just regurgitating stuff he read in a Facebook comment section.
These blokes remember the footy scores from last nights game, but couldn’t tell you where their money actually goes every month. Yet they have the confidence to tell you how to get rich (sure!). It’s a frustration point that we see all the time. Good people, getting bad advice from loud mouths who wouldn’t know a budget if it slapped them with a spreadsheet.
It’ becomes more dangerous when the SUPER REPEATER discovers finance and starts telling you:
- Which shares to buy.
- Why you’re “missing out” if you don’t jump into crypto right now.
- How their mate’s brother’s cousin made $200k flipping houses.
- Why their super is “next level” (despite the fact they haven’t opened the statement in years).
Super repeaters love giving out financial advice like it’s backyard sausages – hot, greasy, and undercooked. They don’t actually do what they say, they just say what they heard and others follow. They’ll throw you off your game, make you second-guess your goals, and distract you from what actually matters: building a sustainable, solid, and smart financial future.
Next time you encounter a repeater who tries to flex their finance ‘knowledge’ over a snag and a schooner, we encourage you to smile politely, then go do your own research. Because if you’re not crushing your financial goals, if you’re not building towards anything real, but you’re taking advice from a loud bloke at a BBQ over someone who actually knows what they’re doing you’re wasting your time. And chances are, if you’re feeling stuck and confused and like you’re constantly playing catch-up – it’s probably because you’re surrounded by bullshit (and most of that bullshit is coming from repeaters).
Let’s cut through the shit together: You don’t need another repeater. You need a plan. You need clarity. You need your own damn thoughts back. At Your Budget Mates we help people escape the cycle of repeaters, randomness and regret.
We help you get clear on where you stand, create a strategy for where you want to go, guide you through the steps, and build the confidence you need to actually get there. We help you build a real plan, tailored to you that’s based on facts, not noise.
We help you to stop listening to other people’s shit and finally take control of your own. Because when you actually understand your money, you won’t need anyone’s approval, and you won’t fall for repeater bullshit ever again.
And if you find yourself being guilty of having become the Repeater? There’s hope for you too. It’s called thinking. Not parroting. Not mimicking. Thinking. Thinking turns into learning. Learning turns into planning. Planning turns into action.
Start small. One original thought leads to two, then to three… Then – BAM – you’re making smart decisions, asking real questions, and not parroting what Alan Jones said last week.
Remember: Nothing changes if you keep repeating the same shit. Stop repeating, start learning, start planning, start acting. Your abundant future awaits!
